---
title: "Utkarsh Mobile - Reviews, Revenue and Downloads in India | Apple App Store"
description: "Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to brin"
---

# Utkarsh Mobile — India

![Utkarsh Mobile App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/94/f1/e5/94f1e5e3-7a6e-a0ea-c2cd-6b05cf8081ff/AppIcon-1x_U007emarketing-0-8-0-85-220-0.png/400x400bb.png)

**Developer:** [UTKARSH SMALL FINANCE BANK](https://apptail.io/developer/utkarsh-small-finance-bank-tjMd) (India)
**Category:** Finance
**Rating:** 3.6/5 (356 ratings)
**Price:** Free
**Bundle ID:** com.utkarsh.personal
**Store:** Apple App Store
**Country:** India
**Version:** 10.5 (released 2026-08-20)
**Original Release:** 2017-05-16

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1227745019)
**AppTail Page:** [https://apptail.io/app/utkarsh-mobile-KbVb/india](https://apptail.io/app/utkarsh-mobile-KbVb/india)

## Utkarsh Mobile Description
Welcome to Utkarsh Mobile Banking App – This is the official mobile banking service from Utkarsh small finance bank. Utkarsh Mobile App seamlessly combines best-in-class technology and service to bring you an meaningful   banking experience. This app will give the Utkarsh account holders a option to use our services whether you're at home, work, or on the move.  Utkarsh Mobile App is your financial companion and available 24/7. 

With Utkarsh Mobile App, you can:

Manage Your Accounts: Check balances, view transaction history, and monitor account activity in real-time.

Transfer Funds: Effortlessly move money between your accounts or send funds to friends and family with just a few tap using various payment options such as IMPS, NEFT, RTGS, UPI Lite among others

Pay Bills: Simplify your life and pay your bills promptly while on-the-go

Open Fixed Deposits / Recurring Deposits at your convenience 

Update Nominee Details
 
Locker – You can apply for Locker facility through the mobile App. Just fill in the details and our representative will call you for further process

TDS Summary – You can get your TDS Summary at any given time through Utkarsh Mobile App

Apply for loans – Opt for competitive interest rates on our array of Loans 

And much more options await you for your Banking needs!

To start the service, download Utkarsh Mobile App today and log in with your Utkarsh Small Finance Bank online banking credentials. If you're not yet enrolled in online banking, sign up directly through the app or website and begin enjoying the convenience of Utkarsh Mobile App.

## Utkarsh Mobile Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ae/cc/2e/aecc2e20-c11d-e1c3-8602-0c23596de3a4/ab45a286-8a55-4c39-beff-5ea4654f9705_IMG_2418.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a6/59/07/a659072e-7ef1-7b38-a33c-04743a06686a/6d799a0a-ed7a-4334-a79d-c7efc38a2a2b_IMG_2419.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/0e/a2/140ea21d-6790-b8e7-4c02-72a3bdc36e11/a66eb7f5-2bbf-4028-938d-7c7975150b9e_IMG_2420.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/88/35/a0/8835a021-2b26-0490-e083-971d616c69ba/a0634ccd-d445-49c1-8811-6a6ad1bcb7e6_IMG_2421.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/f6/0c/7af60c30-2301-fa18-cd48-0c0198c51871/7aa4ed99-9f01-449a-8a17-5cabe646d79b_IMG_2428.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6c/b9/1b/6cb91bb8-f69d-2ba3-09a6-7f5c1ec2ac0d/e8cf9158-fd7f-4b8d-a7db-90557c531f86_IMG_2424.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/91/ff/71/91ff7181-3733-d95c-99df-51725d88d5a1/35a8aa7d-05c7-4039-be3b-dd0ce0dcf5b8_IMG_2422.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/26/f4/a4/26f4a41e-8665-6114-f4c9-c01d0aff40fc/2880df57-fd4f-4037-9f9c-e4fb71ae11da_IMG_2423.png/1242x2688.png)

## Utkarsh Mobile Rating Breakdown in India
- 5 stars: 192 (54%)
- 4 stars: 34 (10%)
- 3 stars: 14 (4%)
- 2 stars: 21 (6%)
- 1 stars: 95 (27%)

## Utkarsh Mobile Reviews in India

### ****- "Good App But needs improvements"
This is a really good app. It have all the necessary features.But there is plenty of room for improvements. 1. The app opening time is bit longer. We need to wait for 3-5 secs to get the app opened. 2. Even after registering for bill payments, we are not getting any notifications for new bills that is generated. 3. The app is bit laggy which is ruining the overall experience. 4. The is no option to increase or decrease the IB/MB transfer limits. 5. Beneficiary addition takes 4 hours. This needs to be reduced considerably or there must be a way to do immediate payment upto a certain limit like 2 lakh which is available in other banks. 6. No option for ASBA. 7. UI needs to be improved. 8. Must incorporate UPI functionality in this app rather than maintaining separate UPI app. 9. There is no option to share the transfer receipt to another person. 10. We are unable to view the complete fund transfer details of a particular transaction by just clicking on the transaction shown in the transaction history. 11. There is an option to change maturity instructions in FD menu. But this option is not working.
-- anilantony90, 2024-12-15

### *---- "Poor servers"
App doesnt open or gets hang maximum times.
-- RR Hastir, 2024-11-30

### *---- "Worst app"
In this app request a cheque book is not working very bad on behalf of bank
-- JJ220406, 2024-11-23

### *---- "Bad bank horrible app"
Gola of loading is not hatting what to do yaar
-- Chiznz, 2024-09-25

### *---- "App not working"
After recent update app stopped working!!
-- NomadDoctor, 2024-09-22

### *---- "Froze the bank account"
Opened the bank account so I can get more interest compared to other banks, well bad decision. They froze the account one fine day and I only came to know when I tried a debit transaction, no SMS or Email why they froze bank account no communication. Such a bad service. Do NOT I repeat do not open accounts with such banks. Raised issue with customer care and finally they came with an update that sir your account is blocked. Told those stupids I can see that. Why its blocked they don’t know. A bunch of headless chickens opened a bank and named UTKARSH SMALL FINANCE BANK
-- aadiupa, 2024-09-06

### **--- "Utkarsh app is worst"
Worst banking app ever seen Needs update every fortnight
-- drgaurav17, 2024-09-06

### *---- "Unable to log in"
Unable to log in via customer id
-- Mridul0911, 2024-09-05

### *---- "Not able to update"
I am not able to update the app , stuck ,app not responding
-- jshhejeh, 2024-09-01

### *---- "app is too slow"
Needs to improve the performance
-- mAnn n, 2024-03-01

[View all Utkarsh Mobile reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Utkarsh Mobile Discovered Keywords
- utkarsh
- utkarsh mobile

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## Utkarsh Mobile Available In
- [India](https://apptail.io/app/utkarsh-mobile-KbVb/india)
- [United States](https://apptail.io/app/utkarsh-mobile-KbVb/united-states)
- [Saudi Arabia](https://apptail.io/app/utkarsh-mobile-KbVb/saudi-arabia)
- [Kuwait](https://apptail.io/app/utkarsh-mobile-KbVb/kuwait)
- [United Arab Emirates](https://apptail.io/app/utkarsh-mobile-KbVb/united-arab-emirates)
- [Azerbaijan](https://apptail.io/app/utkarsh-mobile-KbVb/azerbaijan)
- [Belgium](https://apptail.io/app/utkarsh-mobile-KbVb/belgium)
- [Brazil](https://apptail.io/app/utkarsh-mobile-KbVb/brazil)
- [Belarus](https://apptail.io/app/utkarsh-mobile-KbVb/belarus)
- [Canada](https://apptail.io/app/utkarsh-mobile-KbVb/canada)
- [Switzerland](https://apptail.io/app/utkarsh-mobile-KbVb/switzerland)
- [Chile](https://apptail.io/app/utkarsh-mobile-KbVb/chile)
- [China](https://apptail.io/app/utkarsh-mobile-KbVb/china)
- [Colombia](https://apptail.io/app/utkarsh-mobile-KbVb/colombia)
- [Czechia](https://apptail.io/app/utkarsh-mobile-KbVb/czechia)
- [Germany](https://apptail.io/app/utkarsh-mobile-KbVb/germany)
- [Dominican Republic](https://apptail.io/app/utkarsh-mobile-KbVb/dominican-republic)
- [Algeria](https://apptail.io/app/utkarsh-mobile-KbVb/algeria)
- [Egypt](https://apptail.io/app/utkarsh-mobile-KbVb/egypt)
- [Spain](https://apptail.io/app/utkarsh-mobile-KbVb/spain)
- [Finland](https://apptail.io/app/utkarsh-mobile-KbVb/finland)
- [France](https://apptail.io/app/utkarsh-mobile-KbVb/france)
- [United Kingdom](https://apptail.io/app/utkarsh-mobile-KbVb/united-kingdom)
- [Greece](https://apptail.io/app/utkarsh-mobile-KbVb/greece)
- [Hong Kong SAR China](https://apptail.io/app/utkarsh-mobile-KbVb/hong-kong)
- [Croatia](https://apptail.io/app/utkarsh-mobile-KbVb/croatia)
- [Hungary](https://apptail.io/app/utkarsh-mobile-KbVb/hungary)
- [Ireland](https://apptail.io/app/utkarsh-mobile-KbVb/ireland)
- [Israel](https://apptail.io/app/utkarsh-mobile-KbVb/israel)
- [South Africa](https://apptail.io/app/utkarsh-mobile-KbVb/south-africa)
- [Armenia](https://apptail.io/app/utkarsh-mobile-KbVb/armenia)
- [Argentina](https://apptail.io/app/utkarsh-mobile-KbVb/argentina)
- [Austria](https://apptail.io/app/utkarsh-mobile-KbVb/austria)
- [Australia](https://apptail.io/app/utkarsh-mobile-KbVb/australia)
- [Peru](https://apptail.io/app/utkarsh-mobile-KbVb/peru)
- [Philippines](https://apptail.io/app/utkarsh-mobile-KbVb/philippines)
- [Pakistan](https://apptail.io/app/utkarsh-mobile-KbVb/pakistan)
- [Poland](https://apptail.io/app/utkarsh-mobile-KbVb/poland)
- [Russia](https://apptail.io/app/utkarsh-mobile-KbVb/russia)
- [Sweden](https://apptail.io/app/utkarsh-mobile-KbVb/sweden)
- [Singapore](https://apptail.io/app/utkarsh-mobile-KbVb/singapore)
- [Thailand](https://apptail.io/app/utkarsh-mobile-KbVb/thailand)
- [Türkiye](https://apptail.io/app/utkarsh-mobile-KbVb/turkey)
- [Ukraine](https://apptail.io/app/utkarsh-mobile-KbVb/ukraine)
- [Italy](https://apptail.io/app/utkarsh-mobile-KbVb/italy)
- [Japan](https://apptail.io/app/utkarsh-mobile-KbVb/japan)
- [South Korea](https://apptail.io/app/utkarsh-mobile-KbVb/south-korea)
- [Kazakhstan](https://apptail.io/app/utkarsh-mobile-KbVb/kazakhstan)
- [Lebanon](https://apptail.io/app/utkarsh-mobile-KbVb/lebanon)
- [Mexico](https://apptail.io/app/utkarsh-mobile-KbVb/mexico)
- [Malaysia](https://apptail.io/app/utkarsh-mobile-KbVb/malaysia)
- [Nigeria](https://apptail.io/app/utkarsh-mobile-KbVb/nigeria)
- [Netherlands](https://apptail.io/app/utkarsh-mobile-KbVb/netherlands)
- [Norway](https://apptail.io/app/utkarsh-mobile-KbVb/norway)
- [New Zealand](https://apptail.io/app/utkarsh-mobile-KbVb/new-zealand)
- [Estonia](https://apptail.io/app/utkarsh-mobile-KbVb/estonia)
- [Suriname](https://apptail.io/app/utkarsh-mobile-KbVb/suriname)
- [Belize](https://apptail.io/app/utkarsh-mobile-KbVb/belize)
- [Angola](https://apptail.io/app/utkarsh-mobile-KbVb/angola)
- [Ecuador](https://apptail.io/app/utkarsh-mobile-KbVb/ecuador)
- [Bermuda](https://apptail.io/app/utkarsh-mobile-KbVb/bermuda)
- [Senegal](https://apptail.io/app/utkarsh-mobile-KbVb/senegal)
- [Sri Lanka](https://apptail.io/app/utkarsh-mobile-KbVb/sri-lanka)
- [Lithuania](https://apptail.io/app/utkarsh-mobile-KbVb/lithuania)
- [North Macedonia](https://apptail.io/app/utkarsh-mobile-KbVb/north-macedonia)

---

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