---
title: "Valu - Reviews, Revenue and Downloads in Egypt | Apple App Store"
description: "Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations.  We developed our offerings to provid"
---

# Valu — Egypt

![Valu App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/e1/87/57/e187574a-8379-1e18-a732-b740343183a6/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [EFG-HERMES UAE](https://apptail.io/developer/efg-hermes-uae-hHX) (Egypt)
**Category:** Finance
**Rating:** 3.5/5 (6,870 ratings)
**Price:** Free
**Bundle ID:** com.efghermes.efgwebqa
**Store:** Apple App Store
**Country:** Egypt
**Version:** 10.4.6 (released 2026-05-21)
**Original Release:** 2017-12-17
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/eg/app/app/id1199345579)
**AppTail Page:** [https://apptail.io/app/valu-MHK/egypt](https://apptail.io/app/valu-MHK/egypt)

## Valu Description
Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations.

We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion.



Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.

## Valu Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/23/75/39/237539da-1b99-326a-0d33-b9b872618963/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/ec/37/63ec3745-880a-e926-dfeb-2b620f5786ea/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a6/63/90/a6639034-8301-0d2f-3b25-92dfb5323eb1/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9d/5a/c4/9d5ac45e-f78a-e82d-c569-a43807dd605d/4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e1/5f/d1/e15fd127-4952-d76f-e376-04add994cc34/5.png/1242x2688.png)

## Valu Rating Breakdown in Egypt
- 5 stars: 3,783 (55%)
- 4 stars: 353 (5%)
- 3 stars: 216 (3%)
- 2 stars: 236 (3%)
- 1 stars: 2,282 (33%)

## Valu Reviews in Egypt

### *---- "Bad company"
اسوأ شركه ممكن تتعامل معاهم الفوائد بتاعتهم عاليه و بيدفعوك غرامه يوميه و بتبدا أصلا من تاريخ التحصيل يعني اول يوم ف الشهر بينزل عليك غرامه
-- Mohannad Aboyoussef, 2025-01-01

### *---- "OTP Malfunction"
It’s horrible to try it through Amazon , less than a second the OTP expires. I kept trying 10 times !!! What’s up gents. Advice please
-- Capitain’o, 2025-01-01

### *---- "Fail to update"
I can't use the application any more on my iphone because avery time i try to update the app ut fails !!!!!!
-- abbassy1995, 2024-12-27

### **--- "Sha2labaz"
Hello, i have a technical error in the ValU app whenever i try to make a digital transfer on Sha2labaz and choose Telda or ValU prepaid card, I get to the last step which is the SMS OTP confirmation and then when i enter the OTP and error appears which is “Something went wrong” i tried more than once and reinstalled the app and made sure its updated to the last version and also tried the airplane mode method and cleared the app cache memory but still it didn’t work for both the invoice now or invoice later methods. Thank you.
-- OmarS 1999, 2024-12-22

### *---- "شركة قذرة"
موظفين سخيفين وغير صادقين وزنانين
-- Qwergaiibdjbdijf, 2024-12-20

### *---- "Something went wrong"
The app most of the time told me that something went wrong, which is uncomfortable, i don’t know what is or where the wrong? Is it related to the app itself or it’s related to my account!
If you can support me to resolve this issue, it will be helpful and appreciated
-- M.O.UUUU, 2024-12-18

### ***** "Apple Pay"
لوتفعلوا خاصية الدفع عن طريق Apple Pay هيبقى الموضوع ده ممتاز.. مستنيين تكون الخاصيه دى موجودة فى التحديثات القادمة.
-- Mohamed Mostafa 25, 2024-12-15

### *---- "Very bad"
App crashes, never completes taking the payment from the first attempt and causes hold for the amount with the bank
-- Maze-303, 2024-12-07

### *---- "وقفتوا التعامل مع فودافون كاش !"
بناءا عن ايه احنا كدا بنتأخر في الدفع لإنه وسيلة سهلة 
نرجو تسهيل التعاملات اكثر من ذلك
-- fovob23, 2024-12-04

### *---- "worst application to deal with"
customer service is almost non-existent and there is no way to get ahold of anyone most of the time, nothing on the "help" section on the app is helpful, just a bunch of unrelated automatic responses, call service can stretch to 50 mins waiting with no response and then they hang up the phone and ask you to send an email, the email tells you to head to the help section on the app, the help section on the app tells you to call, and the cycle goes on.
-- lamahanyali, 2024-12-03

[View all Valu reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Valu Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Egypt | Finance | #14 |
| Top Free | Egypt | Overall | #146 |
| Top Free | Kuwait | Finance | #256 |
| Top Free | United Arab Emirates | Finance | #295 |
| Top Free | Colombia | Finance | #355 |

## Valu Discovered Keywords
- سهولة
- aman
- valu
- forsa finance
- hermes
- value app

## Apps Similar to Valu
- [NBE-PhoneCash](https://apptail.io/app/nbe-phonecash-nOe/egypt)
- [Halan: Lending, BNPL, Payments](https://apptail.io/app/halan-lending-bnpl-payments-HVp/egypt)
- [myfawry](https://apptail.io/app/myfawry-bOr/egypt)
- [Telda](https://apptail.io/app/telda-UJv/egypt)
- [CIB OTP Token](https://apptail.io/app/cib-otp-token-JHK/egypt)
- [CIB Egypt Mobile Banking](https://apptail.io/app/cib-egypt-mobile-banking-KHK/egypt)
- [Money Fellows: Online Circles](https://apptail.io/app/money-fellows-online-circles-OHK/egypt)
- [Thndr: Invest Your Money](https://apptail.io/app/thndr-invest-your-money-BIK/egypt)
- [Forsa Finance](https://apptail.io/app/forsa-finance-CIK/egypt)
- [InstaPay Egypt](https://apptail.io/app/instapay-egypt-xuRc/egypt)

## Valu Available In
- [Egypt](https://apptail.io/app/valu-MHK/egypt)
- [United States](https://apptail.io/app/valu-MHK/united-states)
- [Saudi Arabia](https://apptail.io/app/valu-MHK/saudi-arabia)
- [United Arab Emirates](https://apptail.io/app/valu-MHK/united-arab-emirates)
- [Kuwait](https://apptail.io/app/valu-MHK/kuwait)
- [United Kingdom](https://apptail.io/app/valu-MHK/united-kingdom)
- [Canada](https://apptail.io/app/valu-MHK/canada)
- [Qatar](https://apptail.io/app/valu-MHK/qatar)
- [Germany](https://apptail.io/app/valu-MHK/germany)
- [France](https://apptail.io/app/valu-MHK/france)
- [Bahrain](https://apptail.io/app/valu-MHK/bahrain)
- [Colombia](https://apptail.io/app/valu-MHK/colombia)
- [Oman](https://apptail.io/app/valu-MHK/oman)
- [Netherlands](https://apptail.io/app/valu-MHK/netherlands)
- [Italy](https://apptail.io/app/valu-MHK/italy)
- [India](https://apptail.io/app/valu-MHK/india)
- [Türkiye](https://apptail.io/app/valu-MHK/turkey)
- [Australia](https://apptail.io/app/valu-MHK/australia)
- [Azerbaijan](https://apptail.io/app/valu-MHK/azerbaijan)
- [Cyprus](https://apptail.io/app/valu-MHK/cyprus)
- [China](https://apptail.io/app/valu-MHK/china)
- [Singapore](https://apptail.io/app/valu-MHK/singapore)
- [Russia](https://apptail.io/app/valu-MHK/russia)
- [Norway](https://apptail.io/app/valu-MHK/norway)
- [New Zealand](https://apptail.io/app/valu-MHK/new-zealand)
- [Malaysia](https://apptail.io/app/valu-MHK/malaysia)
- [Sweden](https://apptail.io/app/valu-MHK/sweden)
- [Lebanon](https://apptail.io/app/valu-MHK/lebanon)
- [Austria](https://apptail.io/app/valu-MHK/austria)
- [Senegal](https://apptail.io/app/valu-MHK/senegal)
- [Switzerland](https://apptail.io/app/valu-MHK/switzerland)
- [Ireland](https://apptail.io/app/valu-MHK/ireland)
- [Mexico](https://apptail.io/app/valu-MHK/mexico)
- [Lithuania](https://apptail.io/app/valu-MHK/lithuania)
- [Luxembourg](https://apptail.io/app/valu-MHK/luxembourg)
- [Latvia](https://apptail.io/app/valu-MHK/latvia)
- [Madagascar](https://apptail.io/app/valu-MHK/madagascar)
- [North Macedonia](https://apptail.io/app/valu-MHK/north-macedonia)
- [Malta](https://apptail.io/app/valu-MHK/malta)
- [Namibia](https://apptail.io/app/valu-MHK/namibia)
- [Nigeria](https://apptail.io/app/valu-MHK/nigeria)
- [Nepal](https://apptail.io/app/valu-MHK/nepal)
- [Peru](https://apptail.io/app/valu-MHK/peru)
- [Philippines](https://apptail.io/app/valu-MHK/philippines)
- [Pakistan](https://apptail.io/app/valu-MHK/pakistan)
- [Poland](https://apptail.io/app/valu-MHK/poland)
- [Portugal](https://apptail.io/app/valu-MHK/portugal)
- [Paraguay](https://apptail.io/app/valu-MHK/paraguay)
- [Romania](https://apptail.io/app/valu-MHK/romania)
- [Slovenia](https://apptail.io/app/valu-MHK/slovenia)
- [Slovakia](https://apptail.io/app/valu-MHK/slovakia)
- [Suriname](https://apptail.io/app/valu-MHK/suriname)
- [Thailand](https://apptail.io/app/valu-MHK/thailand)
- [Taiwan](https://apptail.io/app/valu-MHK/taiwan)
- [Ukraine](https://apptail.io/app/valu-MHK/ukraine)
- [Uruguay](https://apptail.io/app/valu-MHK/uruguay)
- [Uzbekistan](https://apptail.io/app/valu-MHK/uzbekistan)
- [Vietnam](https://apptail.io/app/valu-MHK/vietnam)
- [South Africa](https://apptail.io/app/valu-MHK/south-africa)
- [Armenia](https://apptail.io/app/valu-MHK/armenia)
- [Argentina](https://apptail.io/app/valu-MHK/argentina)
- [Barbados](https://apptail.io/app/valu-MHK/barbados)
- [Belgium](https://apptail.io/app/valu-MHK/belgium)
- [Bulgaria](https://apptail.io/app/valu-MHK/bulgaria)
- [Brunei](https://apptail.io/app/valu-MHK/brunei)
- [Brazil](https://apptail.io/app/valu-MHK/brazil)
- [Belarus](https://apptail.io/app/valu-MHK/belarus)
- [Chile](https://apptail.io/app/valu-MHK/chile)
- [Czechia](https://apptail.io/app/valu-MHK/czechia)
- [Denmark](https://apptail.io/app/valu-MHK/denmark)
- [Dominican Republic](https://apptail.io/app/valu-MHK/dominican-republic)
- [Algeria](https://apptail.io/app/valu-MHK/algeria)
- [Ecuador](https://apptail.io/app/valu-MHK/ecuador)
- [Estonia](https://apptail.io/app/valu-MHK/estonia)
- [Spain](https://apptail.io/app/valu-MHK/spain)
- [Finland](https://apptail.io/app/valu-MHK/finland)
- [Grenada](https://apptail.io/app/valu-MHK/grenada)
- [Greece](https://apptail.io/app/valu-MHK/greece)
- [Hong Kong SAR China](https://apptail.io/app/valu-MHK/hong-kong)
- [Honduras](https://apptail.io/app/valu-MHK/honduras)
- [Croatia](https://apptail.io/app/valu-MHK/croatia)
- [Hungary](https://apptail.io/app/valu-MHK/hungary)
- [Indonesia](https://apptail.io/app/valu-MHK/indonesia)
- [Israel](https://apptail.io/app/valu-MHK/israel)
- [Iceland](https://apptail.io/app/valu-MHK/iceland)
- [Jordan](https://apptail.io/app/valu-MHK/jordan)
- [Japan](https://apptail.io/app/valu-MHK/japan)
- [Kenya](https://apptail.io/app/valu-MHK/kenya)
- [South Korea](https://apptail.io/app/valu-MHK/south-korea)
- [Kazakhstan](https://apptail.io/app/valu-MHK/kazakhstan)
- [Sri Lanka](https://apptail.io/app/valu-MHK/sri-lanka)

---

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