vCard is a Mobile Credit App (Credit Card and Credit Line).
Activate Cash in Your Mobile Now
vCard is your One Stop Finance App for On-Demand credit. Use it as Credit Card, use it as cash, and use it as a Personal Loan. Get Instant Approval with Zero Paperwork.
Get vCard Mobile Credit Card
• Zero Annual Fee
• Physical Plastic Card Spend with Reward Points
• 0% Interest on all funds up to 50 days. 3.5% per month roll over interest after that
• Transfer Entire Credit Limit to your Bank Account on EMI @ 13- 20%
• RBL Bank Credit Card for both Online and Offline Payments
• 1 reward point per Rs.100 spend on key categories.
• Zero Annual Fee for Year 1, waived off subsequently on spend of > Rs. 1L
• Personalized offers on Food, Shopping, Entertainment, Online Spend etc.
Get vCard Credit Line
• Zero Annual Fee
• Interest of ~0.1% per day on spend with zero roll over interest
• 0 – 30 day Interest free period depending on Credit Score and Monthly Spend
• No Plastic Card, reward points
• Zero Annual Fees
• 0.07% – 0.12% per day finance charges (E.g. Rs.100-150 finance charges on an average monthly spend of Rs.10,000)
• Finance Charges reduce based on credit score and spend history
• Personalized offers on Food, Shopping, Entertainment, Online Spend etc.
Experience AI in Credit
vCard also has a First-of-its-Kind Chat-based Credit Card Support.
Now you don’t have to spend long hours waiting to connect to the customer support or listen to the monotonous flute music. Just reach out to Bot + Human support through the vCard app.
#EveryoneDeservesACreditCard
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User Rating
3.05 out of 5
601 ratings
in India
5 star
248
4 star
58
3 star
21
2 star
23
1 star
251
Ratings History
Reviews
Lots of bug
-I’m trying money transfer since last 3 month but same issue facing and said to customer support every time same answer give to me
-App crash open navigation menu
-Customer support poor
-User Experience poor
-Issues not fix last 3-4 months
Dangerous App
Threatening to your contacts
Worst App
its been 6 months i am not able to use my limit because they are bug which team cant able to fix it from last 6 months i reached support but no response from them so don’t waste your time here. Its better to borrow from somewhere else.
Unable to use money from card
Its been 4-5 months I have been paying the money. I have close to 15k on th card
When I try to send money, it simply says that “Unable to send due to Technical Error”
Seriously worst service. Just taking money but unable to use
Worst customer support
It is the worst app I have ever used. The company’s sole purpose is to loot money from their customers without providing any sort of customer support. They charge hell lot of money as interest and service fees whether you transfer money or convert outstanding to EMI. I converted my loan to EMI at that time my total outstanding was 25k the EMI for the outstanding was 3500 for 9 months so I am now paying ₹31000 for 25k outstanding thats fine they are here to earn they also charged ₹600 as a EMI conversion fees so I am to pay 31600 against my 25k.
It was still fine but when I got the bill for next month they had already converted my outstanding amount into EMI yet my outstanding was 8000 which should not have been there. I paid the money no issue but then I reviewed even after paying 8k my 8 months EMI is still pending. So basically I am yet to pay 28000. My total outstanding was 25 and I paid 8000 still my 28000 is outstanding as per this fraud company. I have sent at least 6 mails to management to provide the calculation for the outstanding amount but it has been 1.5 months haven’t heard from the customer service. Just got 1 revert some 20 days back that they are reviewing my request and shall resolve my issue soon.
The demise of vCard app
Once a great app now a sham two months unable to withdraw shame shame. A great app great team however technology is finished sad.
Poor app
This is is not working now. They don’t allow any withdrawals. Don’t use this app.
Bad experience
Worst experience day by day.
Their technical issues are never solved , no way to contact the customer service.
App longer works: unable to complete sign in
App doesn’t move forward after entering phone number. New update borked the app completely. Fix asap
App doesn’t work
The app seems to be not working for more than 20-30 days now. It shows technical issue and they aren’t even working on getting it resolved. What’s the use when it doesn’t work when you are in need