---
title: "VinaVay - Loan Application - Reviews, Revenue and Downloads in Vietnam | Apple App Store"
description: "VinaVay is an online loan application service app for users in Vietnam. Users can register with a mobile phone number, verify their identity, review available loan options, submit an application, revi"
---

# VinaVay - Loan Application — Vietnam
> Connect to suitable loans

![VinaVay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/c8/fb/7f/c8fb7f4f-7a63-cfe7-8a5a-15056bd439c4/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-QPugJc) (Vietnam)
**Category:** Finance
**Rating:** 3.3/5 (69 ratings)
**Price:** Free
**Bundle ID:** com.shinhavinaproj.vina
**Store:** Apple App Store
**Country:** Vietnam
**Version:** 1.0.0 (released 2026-09-21)
**Original Release:** 2026-09-21
**Languages:** Vietnamese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/vn/app/app/id6787979303)
**AppTail Page:** [https://apptail.io/app/vinavay-loan-application-CPCC/vietnam](https://apptail.io/app/vinavay-loan-application-CPCC/vietnam)

## VinaVay Description
VinaVay is an online loan application service app for users in Vietnam.
Users can register with a mobile phone number, verify their identity, review available loan options, submit an application, review and confirm the official loan agreement, track the approval status, check repayment information, and access customer support directly from their phone.
Loan services are provided by a licensed financial institution. VinaVay provides the application platform and technical support. Final loan amounts, terms, interest rates, and approval results are based on the information displayed during the application and the official loan agreement.
When complete information is provided, users can typically complete an application in about 3–5 minutes. Following approval, funds are typically transferred to the user’s bank account within about 3 hours. Actual timing may vary depending on processing conditions. If funds have not arrived after an extended period, users can contact customer support for assistance.
Loan information:
● Loan amount: 1,000,000–30,000,000 VND
● Loan term: 91–365 days
● Maximum APR: no more than 18.5%
● Maximum daily interest rate: no more than 0.05% per day
● The APR includes all applicable costs
● Interest is calculated on a simple-interest basis using the actual number of borrowing days
● No application, platform service, management, or disbursement fees
● Principal and interest are repaid in one payment on the due date
● Overdue interest is applied in accordance with the loan agreement and applicable laws
Representative example:
For a loan of 5,000,000 VND over 120 days at an annual interest rate of 18.25% and a daily interest rate of 0.05%, the total interest is 300,000 VND. The total repayment due is 5,300,000 VND, with no additional costs.
Eligibility:
● Vietnamese citizens between 20 and 60 years old
● A valid Citizen Identity Card (CCCD)
● Stable employment
● A bank account capable of receiving disbursed funds
Customer support:
If you experience any issues while using VinaVay, we recommend contacting our online customer service first for assistance.
● Customer service agents: Daily, 09:00–21:00
● AI consultation service: 24 hours a day, 7 days a week
● Email: dev@shinhavina.com
● Official website: 

## VinaVay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f6/f5/76/f6f57679-6da0-6602-859f-be073cbb2070/1290x2796_1.png/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/78/f5/94/78f594d6-37ac-34e5-e56c-067cb2eb85b9/1290x2796_2.png/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d8/39/51/d8395135-ad63-1318-ecba-7683c4185fa0/1290x2796_4.png/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4f/3c/6a/4f3c6a3f-9469-5adb-aca5-df821804077b/1290x2796_5.png/1290x2796.png)

## VinaVay Rating Breakdown in Vietnam
- 5 stars: 36 (52%)
- 4 stars: 4 (6%)
- 3 stars: 1 (1%)
- 2 stars: 0 (0%)
- 1 stars: 28 (41%)

## VinaVay Reviews in Vietnam

### *---- "ko duyệt"
app lđ nha ae
-- app l ko duyet, 2026-11-06

### ***** "Ok"
Ok
-- Fakikfd, 2026-11-03

### *---- "Áp đen"
Lãi suất cắt cổ vay 1tr3 trong 7 ngày phải trả 2tr2
-- Tố giác tội phạm nguy hiểm, 2026-11-01

### *---- "Không có tình người"
Quá tệ
-- Khong co tinh nguoi, 2026-10-30

### *---- "Như cc"
Lừa đảo . Chiếm đoạt tài sản . 
Cho vay nặng lãi . 
Nhắn tin hâm doạ , khủng bố . 
Lăng mạ , ăn nói như cha như mẹ . 
Vay 1 trả 3 . 
Anh em cứ vay nhiều vào rồi bùng luôn anh em ạ .
-- Còn bao nhiêu App vay lừa nữa, 2026-10-29

### *---- "Ăn lời cắt cổ mọi người lưu ý"
App đen
-- Thànhuuu, 2026-10-26

### *---- "Mong chúng m sớm bị ca bắt bỏ tù mọt gông"
Tệ
-- Fgfvajibv, 2026-10-24

### *---- "Tệ"
App scam
-- ongmao, 2026-10-24

### *---- "App lừa đảo ae né"
Lừa tiền laiz cao mong công an bắt bọn mất dạy này
-- Stillhei, 2026-10-11

### *---- "ứng dụng lừa đảo"
lừa đảo
-- candy’s 2313, 2026-10-10

### ****- "Dky thì rất dễ"
Để xem app có uy tín cho vay hay không rồi mới vào đánh giá tiếp
-- Quách Diệu 90, 2026-10-05

### *---- "App như cái lồn"
Địt mẹ mày
-- Tổ sư Sơn là, 2026-10-01

### *---- "Lấy thông tin"
Ko cho vay nhảm vãi
-- Huen huy, 2026-09-29

### *---- "lừa đảo đánh cắp tt ko vay đc"
tệ
-- phatvuu, 2026-09-25

### *---- "lũ chó"
app thì đéo duyệt , để đó bán tt ng vay , cút hết
-- hoang_lai, 2026-09-25

### ***** "Đánh giá"
Xét duyệt hồ sơ rất nhanh , hạn mức cao phù hợp mọi lứa tuổi , ứng dụng vay tiêu dùng đáng tin cậy
-- Nomoho7649, 2026-09-24

[View all VinaVay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## VinaVay Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Vietnam | Finance | #29 |
| Top Free | Vietnam | Overall | #163 |




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