---
title: "Virgin Money Australia - Reviews, Revenue and Downloads in Australia | Apple App Store"
description: "Whether you’re spending big, saving hard or simply building better money habits, we’re all for recognising and rewarding you every day, not just some day – with Virgin Money Points, perks and great ex"
---

# Virgin Money Australia — Australia

![Virgin Money Australia App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/af/4a/f2/af4af29d-163e-5b5e-18cc-47b48b6e1bea/AppIcon-0-1x_U007epad-0-9-0-85-220-0.png/400x400bb.png)

**Developer:** [Virgin Money (Australia) Pty](https://apptail.io/developer/virgin-money-australia-pty-pwZb) (Australia)
**Category:** Finance
**Rating:** 4.4/5 (6,588 ratings)
**Price:** Free
**Bundle ID:** au.com.virginmoney.VirginMoney
**Store:** Apple App Store
**Country:** Australia
**Version:** 5.10.1 (released 2026-10-19)
**Original Release:** 2018-12-03

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/au/app/app/id1198060050)
**AppTail Page:** [https://apptail.io/app/virgin-money-australia-Lsab/australia](https://apptail.io/app/virgin-money-australia-Lsab/australia)

## Virgin Money Australia Description
Whether you’re spending big, saving hard or simply building better money habits, we’re all for recognising and rewarding you every day, not just some day – with Virgin Money Points, perks and great experiences. 

Simple banking you’ll love
 • Joining is easy. Sign up for a new Virgin Money transaction or savings account in minutes - literally.
• Linking your existing Virgin Money credit card can be just as quick.
 Money however you like
 • Instantly link Apple Pay™ and start spending straight away
• Pay your mates and transfer money instantly with PayID &amp; Osko
• Set up regular payments or pay your bills with BPAY
• Create a joint transaction or savings account

Anytime, anywhere

• All your money stuff right at your fingertips
• View your Virgin Money transaction, savings and credit card accounts in the one spot
• Track your spending and see upcoming bills
• Set goals and access Virgin Money Rewards on your transaction and savings accounts, from wherever you are
• We’re never far away with dedicated in-app customer service chat

Making money fitness fun
 • Enjoy $0 monthly fees on our transaction and savings accounts
• Keep track of your spending with auto spend categorisation
• Set yourself spend budgets
• Know when your bills are coming
• Get clever insights and real-time alerts to help build good money habits faster
• We’ll put a whole virtual cheer squad of encouragement in the palm of your hand

Smash your savings goals sooner 
 • Get bonus interest on all your Virgin Money savings accounts when you meet the Monthly Criteria
• Set personalised savings goals and name them how you want
• Create up to 9 savings accounts to manage your money your way
• Round up your purchases to the nearest dollar on your Virgin Money transaction account and send it straight to your savings. Boom! Instant savings.

Enjoy our seriously rewarding transaction and savings accounts – with Virgin Money Rewards
 • We’re all about recognising and rewarding you for how you spend, save and manage your money, every day
• Virgin Money Rewards is our all-new rewards program, available on Virgin Money transaction and savings accounts
• It neatly bundles Virgin Money Points, perks and great experiences, all tailored to you
• Earn Virgin Money Points on your everyday transactions
• Earn bonus Virgin Money Points by accessing great offers from hundreds of our partners
• Enjoy exclusive keep-it-in-the-family perks from other Virgin brands
• Book your next hotel stay at competitive rates inside the app, and earn bonus points when you do
• Use your points your way. Transfer them for cash back into your savings account, redeem a gift card from your favourite brand, even use them to erase a purchase you’ve already made! Now that’s rewarding.

Note: if you have one of our Flyer or High Flyer credit cards, you’ll continue to earn Velocity Frequent Flyer Points on your credit card, as you do today. (You can also enjoy Virgin Money Rewards, and earn Virgin Money Points, when you take out a Virgin Money transaction or savings account.)

Prepared by Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740 Australian Credit Licence AFSL 244616, the issuer of the transaction and savings accounts. Information provided is of general nature only and does not take into account your personal financial situation, needs or objectives. As we don’t know your financial needs, we can’t advise whether the products will suit you and prior to making any decision you should obtain and consider the relevant terms and conditions of each product before making any decision about whether to acquire or continue to hold it. For full terms and conditions, including information on eligibility criteria, fees and charges or Virgin Money Rewards go to www.virginmoney.com.au/banking/termsandconditions

## Virgin Money Australia Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/69/ad/fb/69adfb94-0997-dc61-b394-4487b57dc811/VMA000493_iphone-1284x2778_frame_01.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ef/1e/06/ef1e066c-f7d4-2576-7033-820317c758c4/VMA000493_iphone-1284x2778_frame_02.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/dd/96/93dd9693-12ee-1824-31e1-1bb79c19e97f/iphone-1284x2778_frame_03.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/77/7b/35/777b35bb-b456-4a8b-2ebb-e180ce9339ed/iphone-1284x2778_frame_04.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fe/6b/2c/fe6b2cec-01e5-6712-7dbe-ebe1b64449b9/iphone-1284x2778_frame_05.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d9/b9/a5/d9b9a584-d229-1fd1-abf8-b5b8effe0b64/iphone-1284x2778_frame_07.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/dc/88/3ddc88f2-3323-639e-0360-0155b82189bd/iphone-1284x2778_frame_08.png/1284x2778.png)

## Virgin Money Australia Rating Breakdown in Australia
- 5 stars: 5,065 (77%)
- 4 stars: 609 (9%)
- 3 stars: 193 (3%)
- 2 stars: 121 (2%)
- 1 stars: 600 (9%)

## Virgin Money Australia Reviews in Australia

### *---- "."
Large limit relative to small income. Hmmm…
-- …TJ888…, 2024-12-06

### *---- "Worse app"
Trying to make a simple payment - have had to delete app and reinstall twice. This is a frequent occurrence. Seriously considering closing account because of this. There is no web alternative so everything needs to go through app.
-- efesel20, 2024-10-03

### *---- "Terrible app"
Very un-user friendly. My review is being written invisibly, which is a testament to slll the silly glitches it has.
-- KL553, 2024-10-02

### ****- "Boost saver problems"
Difficult to understand lock feature so I lost a months interest by not timing it right.
Ironically it’s actually easier and fairer than is made out in the instructions.
They need to be better written with a few examples
-- paulsimps, 2024-09-08

### *---- "No access to my money"
Just like every other 1 star review, I to have lost access to my money !! It’s honestly the Raygun of banking, pathetic and embarrassing.
-- Leelee1983!, 2024-09-05

### *---- "Faulty App"
I loved the setup of these accounts and everything about it except the issue is (and it’s a massive issue) sometimes it won’t let you transfer any of your funds because of faults in the app. After re-installing the app the first time it happened it sorted the issue, but this time after the last updates,  nothing has worked so far, I can’t pay any of my bills and despite repeated conversations for over a week IT tickets and assurances that it will be fixed, I’m now on the 7th business day without access to my funds, going to the trouble of getting extensions on overdue bills and having to go through the Bank of Queensland Complaints Department to try and get them to resolve the issue, all while trying to do my own job. It’s just not good enough. They keep saying they’re sorry that it’s a tough situation but nothing is fixed. Will be moving my money to a bank where I don’t have to worry about whether I can make a transaction.
-- Tgnotlp, 2024-08-20

### *---- "Worst banking app out there"
Can’t link my credit card, glitches at setup. Thought I’d give it one more try, but 8th time is the last time.
It’s been years now, come n, all the other banks have managed to at least get half way there, ie. able to link your card and check balances…
-- stevemeyer2010, 2024-08-18

### *---- "Doesn’t work!"
Oops, our bad, something went wrong!

That’s the message I get when I try to log in- useless, and has been for a number of years across multiple iPhones.
-- Jfndkd fkdnene, 2024-08-05

### *---- "App doesn’t work"
Worst banking app on the market. Due to a glitch I haven’t been able to make transfers out of my accounts. Lodged an IT ticket 4 weeks ago and haven’t heard anything since. Customer support has been appalling
-- Codonne, 2024-08-05

### ***-- "Costly feature could be made far clearer"
The 32 day lock feature and withdrawal feature are ambiguous and confusing. It’s far too easy to chose the wrong option which unlocks your account (thereby deactivating your bonus interest), instead of simply withdrawing funds. Once the wrong button is pressed you cannot reverse it, even if you speak with Virgins representatives. Terrible for older people who are essentially told ‘too bad’, nothing can be done.
-- Kmano13, 2024-08-05

[View all Virgin Money Australia reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Virgin Money Australia Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Australia | Finance | #130 |

## Virgin Money Australia Discovered Keywords
- virgin money
- virgin money super
- virgin money mobile banking
- virgin money credit card
- virgin credit card
- virgin bank
- virgin money australia
- virgin super
- virgin
- virgin app

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