--- title: "Volt Money: Mutual Fund Loan - Reviews, Revenue and Downloads in India | Apple App Store" description: "India’s first app to offer instant online credit line against securities, making credit easily accessible to millions of Indians right when they need it in under 5 minutes. Benefits with Volt Money: " --- # Volt Money: Mutual Fund Loan — India > Loan against Mutual Funds ![Volt Money App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/47/80/ee/4780eef6-0c92-f1f2-0524-929cf849b925/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [SALTER TECHNOLOGIES PRIVATE](https://apptail.io/developer/salter-technologies-private-oDcd) (India) **Category:** Finance **Rating:** 4.0/5 (139 ratings) **Price:** Free **Bundle ID:** com.voltmoney.app **Store:** Apple App Store **Country:** India **Version:** 12.6 (released 2026-08-06) **Original Release:** 2023-04-30 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6446775789) **AppTail Page:** [https://apptail.io/app/volt-money-mutual-fund-loan-Pnmm/india](https://apptail.io/app/volt-money-mutual-fund-loan-Pnmm/india) ## Volt Money Description India’s first app to offer instant online credit line against securities, making credit easily accessible to millions of Indians right when they need it in under 5 minutes. Benefits with Volt Money: * Interest rates starting at 9% * Withdraw flexibly * Repay easily * Secure & paperless With our Loan against a mutual fund, you can obtain funds to cover unexpected financial emergencies such as medical bills, working capital, home renovations, finance your education, plan a vacation, or cover expenses for events such as a family wedding. You can obtain loans up to ₹1 crore and choose to pay only interest with Volt money while paying the principal amount at your convenience. Get loan in 4 simple steps: * Check credit limit * Pledge your assets * Instant digital KYC * Withdraw money Documents required for KYC: * Aadhaar card * PAN card Example of loan against mutual fund Principal Amount => ₹1,00,000 Annual Interest Rate(APR) = 9.5% Tenure => 12 Months Pay only Interest for 12 months = ₹791.66 x 12 = 9500. (The principal amount needs to be repaid at the end of the loan tenure) Processing Fee = ₹999 + GST Total Loan Repayment Amount = ₹109500 (Principal and Interest) Total Cost of Loan = Interest Amount + Processing Fees = ₹9500 + ₹999 = ₹10499 (Excluding GST) For the loan against mutual fund with a balloon payment, the borrower pays only the interest amount of ₹9500 for 12 months, and repays the principal amount of ₹1,00,000 at the end of the 12-month tenure, with a total loan repayment amount of ₹109500 and a total cost of loan of ₹10499 (excluding GST). Volt Money is a digital platform that unlocks the value of financial assets like mutual funds, allowing retail investors to avail loans against them instantly. With a hassle-free process and an array of options, including overdrafts and term loans, customers can access cash loans, credit lines, affordable interest rates, and flexible EMIs, while keeping their financial assets intact. Join us on our mission to democratize credit and experience a fast, seamless, transparent, and secure lending process. Lending partner - Bajaj finance Website - Privacy policy - Reach out to us - support@voltmoney.in ## Volt Money Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/5a/93/d4/5a93d42b-65f3-3c0f-ab3f-7978c1b9776d/70687974-af4f-4cf5-a3ca-ecca1908eeb9_ios_ss_2_copy.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/88/2b/7f/882b7f49-1fa3-ea79-0cfd-7fbf32595d9b/59415b14-e8e1-494c-9805-1afa310d9388_ios_ss_3_copy.png/1242x2688.png) ## Volt Money Rating Breakdown in India - 5 stars: 100 (72%) - 4 stars: 3 (2%) - 3 stars: 2 (1%) - 2 stars: 2 (1%) - 1 stars: 32 (23%) ## Volt Money Reviews in India ### *---- "App isn’t working" Appe isn’t open since one week ,it’s not working properly ,it’s happening ,since I’ve paid closure amount. -- Nityami, 2024-12-28 ### *---- "Worst Service" Worst service ever. It was 3 days since I pledged my funds and got a message saying loan sanctioned and can use it, but not updated in my volt account and however my funds are already pledged and I have been charged for that. No customer service. Only response through WhatsApp and the responses are automated, saying our executives are busy, please wait. 4 days now and waiting for someone to respond. -- Sagar's View, 2024-10-19 ### *---- "Unethical" Liquidated my MF without prior notice for just 130 rs shortfall. -- Ganesh prasad 95, 2024-10-17 ### ***** "Great Service, quick response & easy to nevigate" Need emergency cash, just few clicks & here is in your account with little interest rates. Pledge mutual fund units, just pay for used days interest, no prepayment charge, can close any time, service query just call & they are available. Using this tool to manage my emergency funds. App is easy to nevigate. People responds to query quickly. No looting nd all -- Fenal shah, 2024-09-05 ### ***** "Nice" This app has my heart! At first, I couldn't believe that this app sanctions loans in a few minutes until I tried it on my own. It really does credit the amount in your bank account right after the due completion of your process. It even goes a step ahead given how it has easy withdrawal and also works without facing any serious lags. They have the best offers and even provide credits at the lowest possible interest rates. Now you can align your finances with your expectations just as well with the variety of rates this app has got to offer. I have tried and tested it, it's beyond amazing. -- Gaurav bsbsbsbhs, 2024-09-05 ### ***** "Review" Volt Money is a pretty neat app for anyone looking to streamline their finances. It offers features like instant credit, easy bill payments, and even some budgeting tools to help you stay on top of your expenses. -- nish93027362, 2024-08-27 ### ***** "Review" Volt Money makes it easy to get a loan using your mutual funds, with a simple application process and good interest rates. -- Raghav@dogra, 2024-08-13 ### ***-- "Not much transparant" Hidden ₹400 pledging charge will only become apparent if you choose not to take the loan and decide to un-lien the Mutual Fund. Once you pledge you can not undo it without paying ₹400. Should have been clearly mentioned during pledging. -- Bob_Chris, 2024-08-03 ### ***** "Best platform for LAMF" Very quick, smooth and hassle free process. -- Purohit kumar, 2024-07-19 ### *---- "🚸" I am unable to make the payments. Each time it shows an error. I had to contact the team management now and then yet they failed to avail the proper services. -- Leo Linggi l, 2024-07-19 [View all Volt Money reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*