---
title: "VZCREDIT: Instant Loan Nigeria - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Fast access to personal loans in Nigeria  VZCREDIT helps eligible users apply for a personal loan from their iPhone. Complete your application, receive a decision, review your loan offer, and have app"
---

# VZCREDIT: Instant Loan Nigeria — Nigeria
> Quick Cash, Flexible Repayment

![VZCREDIT App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a1/1f/44/a11f4427-d81e-2f19-e7a9-e1d97ff98e7b/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-DOXLS)
**Category:** Finance
**Rating:** 4.4/5 (3,860 ratings)
**Price:** Free
**Bundle ID:** com.verizonbeen.app.ios
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 1.1.1 (released 2026-08-28)
**Original Release:** 2025-09-21
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6752446165)
**AppTail Page:** [https://apptail.io/app/vzcredit-instant-loan-nigeria-HrRw/nigeria](https://apptail.io/app/vzcredit-instant-loan-nigeria-HrRw/nigeria)

## VZCREDIT Description
Fast access to personal loans in Nigeria

VZCREDIT helps eligible users apply for a personal loan from their iPhone. Complete your application, receive a decision, review your loan offer, and have approved funds sent to your bank account.

WHY USE VZCREDIT
• Simple digital application
• No collateral required
• Loan terms shown before acceptance
• Flexible repayment periods
• Customer support when you need help

LOAN INFORMATION
• Amount: ₦3,000–₦800,000
• Term: 91–365 days
• Daily interest rate: 0.05%–0.08%
• Maximum APR: 30%–36%
• Processing fee: 0%–1%, depending on loan type

REPRESENTATIVE EXAMPLE
Borrow ₦30,000 for 120 days at 30% APR:
• Estimated interest: ₦2,959
• Estimated total repayment: ₦32,959
• Estimated monthly repayment: ₦8,240

Your actual offer depends on eligibility and credit assessment. Review the amount received, interest, processing fee, payment due dates, and total repayment before accepting any loan. Your payment due dates will be displayed in the loan offer before acceptance.

HOW IT WORKS
1. Complete your application and verification.
2. Receive a lending decision.
3. Review and accept the loan terms.
4. Approved funds are sent to your bank account.

SUPPORT
Email: contact@verontechnltd.com
Phone: +234 815 689 9951
Website: 
Address: 27 Kokumo Street, Aguda, Ogba, Lagos State, Nigeria

VZCREDIT is available to eligible users in Nigeria. Borrow responsibly and repay on time.

## VZCREDIT Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/3d/6f/7f3d6fc0-b0ae-d006-2aee-865948eaec19/iOS-1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/19/86/2e/19862e99-b01d-cc77-a1e5-7143fe13e36b/iOS-2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/3b/84/8e3b8404-4d49-bee3-6125-2bdc20390eb9/iOS-3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0d/37/45/0d3745fd-d99b-bb02-0076-0981561f6efd/iOS-4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/9c/f1/b69cf12a-c40f-500b-6c2e-c1dcec3b16fe/iOS-5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/78/11/257811d5-a7be-ec10-e5a3-cc5ecf34d56c/iOS-6.png/1284x2778.png)

## VZCREDIT Rating Breakdown in Nigeria
- 5 stars: 2,894 (75%)
- 4 stars: 272 (7%)
- 3 stars: 213 (6%)
- 2 stars: 170 (4%)
- 1 stars: 311 (8%)

## VZCREDIT Reviews in Nigeria

### *---- "Complaint"
I had a credit limit of 300k and i applied for it and it was never disbursed why do you people do things like this ??? I urgently need it
-- Itz_deborah, 2026-04-13

### *---- "Borrowed loan not put into my account"
The loan has been disbursed but hasn’t been cashed into my account
-- anikehardey58, 2026-04-07

### *---- "Scam"
This app is a scam.. they sent a text saying I’ve been credited and up till today I did not receive nothing and you had the guts to reach out to my contact saying loan is overdue and I should pay. If you ever contact me again I will sue you all for defamation of character but before then you will hear from consumers protection. 

It is so terrible that they even force a one star rating before you can send your review
-- Ishefun, 2026-03-25

### ****- "Pls unfreeze my limit"
My loan isnt due till 20 and I paid on the 16th thinking it will be increased so I can used it to pay my fees 
But you guys froze everything why after being a faithful customer it’s not nice fr 
I am pained
The app is a nice app but pls if you can unfreeze it Abeg
-- Aloinet56, 2026-03-16

### ****- "Rebbe@"
I’m trying to borrow agaib after I repay my past loan but it’s not working, they’re still showing me zero limit
-- Rebbe@, 2026-03-11

### ***** "Was just trying if I could get loan from your app and"
Was just trying if I could get loan from your app and successfully it went through but unfortunately, it was disbursed in the acct I have abandoned for years. Now in the app it was said that they will borrow me 5k but they disbursed 3250, so the money is due now and you guys added to the money till 7000 money wey be say na 2-3days due o and me I no get money to refund yet or time to go to the bank they even disbursed the money into. But Una Dey show power Dey add money ontop money wey I never see pay back Y’all this loans apps are thief and you’re just extorting from we poor Nigerians if you like call all my contacts shishi you no fit see again, one of your staffs even called my dad today telling him they will disgrace me if I don’t pay back pls they should do oo so I go popular well well go ahead and do whatever you like na God and government go judge our matter continue spoiling my name me sef go spoil your stupid yeye loan app
-- Toy 😡😡😡😡😡😘, 2026-03-05

### *---- "Don't download this app you will pay for what you didn't borrow"
Wtf is wrong with you people extorting money from us why will I ask for 25k and get 9k as my loan and im go pay 25k that's pure wickedness
-- I hate this app don't borrow, 2026-03-05

### ***-- "URGENT"
Hello 
I’ve been trying to get your contact. I need to report an error.
-- Anonym_100, 2026-03-03

### *---- "App stopped working"
Why did my app stop working immediately i finished putting in all my details please delete all my details from ur app
-- Kira’s parents, 2026-02-26

### *---- "This app is now a great problem to my financial freedom"
The duration of this application is too high they give you 30% loan and collect 70% charges. In all the loan app I am using this is the worst I have ever seen. This is not help it is wickedness
-- samuelnwuzor1, 2026-02-26

[View all VZCREDIT reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)


## VZCREDIT Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #56 |
| Top Free | Nigeria | Overall | #192 |

## VZCREDIT Discovered Keywords
- instant kash loan app

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---

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