---
title: "Wavpay Credit - Reviews, Revenue and Downloads in Malaysia | Apple App Store"
description: "Wavpay Credit Sdn Bhd is a licensed moneylender registered under the Housing and Local Government Ministry (KPKT). Wavpay Credit Sdn Bhd was established in 2021 with the aim to digitalize the lending "
---

# Wavpay Credit — Malaysia
> Wavpay Credit

![Wavpay Credit App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/3b/76/24/3b762439-d880-e141-5fb7-19c52f8958de/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Wavpay Systems Sdn Bhd](https://apptail.io/developer/wavpay-systems-sdn-bhd-TpU)
**Category:** Finance
**Rating:** 2.3/5 (26 ratings)
**Price:** Free
**Bundle ID:** net.wavpay.credit
**Store:** Apple App Store
**Country:** Malaysia
**Version:** 4.4 (released 2026-05-19)
**Original Release:** 2023-03-15
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/my/app/app/id6445911752)
**AppTail Page:** [https://apptail.io/app/wavpay-credit-CCRl/malaysia](https://apptail.io/app/wavpay-credit-CCRl/malaysia)

## Wavpay Credit Description
Wavpay Credit Sdn Bhd is a licensed moneylender registered under the Housing and Local Government Ministry (KPKT). Wavpay Credit Sdn Bhd was established in 2021 with the aim to digitalize the lending process and to expand the Wavpay Ecosystem through its ability to provide financing.

Fees & Charges:

Minimum duration of payment: 6 months
Maximum repayment period: 36 months
Max. Annual Percentage Rate (APR) is 15%.
Loan Amount between RM500 ~ RM10,000

Early Termination Fee: None
Late Payment Interest: Simple interest calculated at 8% per annum on the unpaid sum of installment from day to day from the date of default in repayment of the sum of installment until that sum of installment is paid

Calculation of the Loan
Example:
Loan Amount - RM500.00
Loan Period - 12 months Installment
Interest Rate - 15%
RM500(Loan Amount) * 15%(Interest Rate Per Annum) = RM75(Total Interest Charge)
RM500(Loan Amount) + RM75(Total Interest Charge) = RM575(Total Repayment Amount)
RM575(Total Repayment Amount) / 12 Months(Loan Period) = RM47 (Rounded Down to Absolute Number)(Loan Period - 1 Month Installment Calculation (In This Example 11months)
RM47 ((Loan Period - 1 Month Installment) * 11 Month (Loan Period - 1)) - RM575 (Total Repayment Amount) = RM58 (Last Month Installment)

Others:
Minimum repayment period 6 Months
Maximum repayment period 36 Months
Maximum Annual Percentage Rate 15%
Including all applicable fees (Legal Fee, Stamp Fee)

Privacy Policy 


Terms and conditions 


## Wavpay Credit Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/Purple116/v4/45/b9/df/45b9df52-95bb-1bb8-cc9d-06131da460ff/c0ccdd37-3290-4c35-a2be-9ccb8e21f12d_artboard_1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/e9/22/ef/e922ef83-0c88-a7ca-6f83-a59784c389dc/66b30787-62d8-4349-80d2-61a05534e38f_Artboard_2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/a6/28/43/a62843f4-c59b-b6cd-5a46-bba6c9c1fea1/8d0849d5-a498-47b8-bcfc-85c345280c53_Frame_20__U00282_U0029.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/Purple126/v4/05/15/50/051550a8-3069-f9a2-cf61-3bd8b4d6b803/ed1f8829-3077-4391-9732-d2898b10abf2_Artboard_4.png/1242x2688.png)

## Wavpay Credit Rating Breakdown in Malaysia
- 5 stars: 4 (15%)
- 4 stars: 3 (12%)
- 3 stars: 2 (8%)
- 2 stars: 5 (19%)
- 1 stars: 12 (46%)

## Wavpay Credit Reviews in Malaysia

### **--- "Lemau"
Pending lama btul pastu jemm
-- Sida90, 2026-09-29

[View all Wavpay Credit reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




## Apps Similar to Wavpay Credit
- [Fmtspace](https://apptail.io/app/fmtspace-SWI/malaysia)
- [A1Credit](https://apptail.io/app/a1credit-JrY/malaysia)
- [Saakuru: All-in-one Crypto App](https://apptail.io/app/saakuru-all-in-one-crypto-app-wdmb/malaysia)
- [KenTrade 2.0](https://apptail.io/app/kentrade-20-Ytwb/malaysia)
- [Payment Calculator - Repayment](https://apptail.io/app/payment-calculator-repayment-bkWb/malaysia)
- [Pay4U](https://apptail.io/app/pay4u-HPYb/malaysia)
- [Creditbox](https://apptail.io/app/creditbox-yvId/malaysia)
- [FE CREDIT SalesHUB](https://apptail.io/app/fe-credit-saleshub-IuIh/malaysia)
- [PAYD by Setlary](https://apptail.io/app/payd-by-setlary-GfTj/malaysia)
- [RichCash](https://apptail.io/app/richcash-IzAl/malaysia)


---

## About AppTail

[AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io)
- [Top Charts](https://apptail.io/top-iphone-apps)
- [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*