---
title: "WeMoney: Pay off debt faster - Reviews, Revenue and Downloads in Australia | Apple App Store"
description: "Join WeMoney for free – Australia’s smart personal finance app, helping you track all of your money and pay down debt faster. See all of your financial accounts in one place, monitor your credit score"
---

# WeMoney: Pay off debt faster — Australia
> Credit Score &amp; Money Manager

![WeMoney App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/62/b4/8a/62b48ac5-d011-e2f0-a134-a76628009b7e/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [WeMoney Pty](https://apptail.io/developer/wemoney-pty-yLR) (Australia)
**Category:** Finance
**Rating:** 4.5/5 (5,308 ratings)
**Price:** Free
**Bundle ID:** com.wemoney.yodleeprod
**Store:** Apple App Store
**Country:** Australia
**Version:** 5.49 (released 2026-05-22)
**Original Release:** 2020-09-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/au/app/app/id1524236901)
**AppTail Page:** [https://apptail.io/app/wemoney-pay-off-debt-faster-grK/australia](https://apptail.io/app/wemoney-pay-off-debt-faster-grK/australia)

## WeMoney Description
Join WeMoney for free – Australia’s smart personal finance app, helping you track all of your money and pay down debt faster. See all of your financial accounts in one place, monitor your credit score and discover ways to pay down your debt faster with better products. Plus, get support from a growing financial community in WeMoney – for free.


FEATURES

- Connect all your financial accounts to get a complete 360-degree view of your money
- Free monthly updates to your credit scores (Equifax and Experian) and improve your credit health so you can unlock opportunities to improve your financial wellness.
- Pay down your debt faster with personalised savings opportunities to help you get a better deal.
- Join the conversation with Australia&#039;s most passionate financial community to help one another become debt-free, save for a holiday, own a house, plus more.
- Try for free or upgrade to WeMoney Pro and get daily credit file monitoring to protect against fraud, unlimited custom categories and a desktop version (plus more)!


AS SEEN ON
Australian Financial Review, Fortune, Channel 9 News, Channel 7 News, news.com.au, Daily Mail Australia, Yahoo Finance, Smart Company, The West Australian, The Today Show, Savings.com.au, and Student Edge.


WHAT&#039;S MORE?

- See all your accounts in one place
- Set monthly budgets &amp; money goals
- Track your payday
- Know your net worth
- Get insights into your spending &amp; saving habits
- Check your credit score for free, forever
- Automatically categorise transactions
- Track your bills, any wasteful subscriptions &amp; recurring payments
- Get notifications of daily spending
- Refer a friend to help the planet
- Save money with our panel of leading lenders
- Help continuously to improve financial performance &amp; usability
- More features coming soon!


SAFE &amp; SECURE

WeMoney uses the latest in bank-grade security features and has also partnered with Yodlee, a global leader in the banking sector trusted by over 27 million users worldwide, to keep your data safe, including encryption 2048bit SSL. WeMoney does not store your banking credentials and only uses read-only access when it accesses your financial data. WeMoney doesn&#039;t sell your data to third parties. Plus, you can secure your account with Fingerprint, FaceID, and PIN logins.


AWARD WINNING

- &#039;Best PFM/Savings Account&#039; - Australian Fintech 2022
- &#039;Best PFM/Savings Account&#039; - Australian Fintech 2021
- &#039;Emerging Fintech - Peoples Choice&#039; - Finnies 2021
- Best Fintech App/Website&#039; - Australian Fintech 2024


Any information provided by WeMoney is general in nature and was prepared for information purposes only. Accordingly, reliance should not be placed on any of WeMoney’s resources as the basis for making an investment, financial or other decision and therefore, should not be considered to constitute financial advice. WeMoney Pty Ltd ABN 88 633 007 860


Privacy Policy 
Terms of Use 

## WeMoney Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ad/61/25/ad612575-be73-5893-68b5-07f9f6beba5b/1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/29/46/31/29463153-6a29-d40a-647f-6a6494d78941/2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f6/32/fa/f632faa0-9427-a16a-afe7-9eaa05dcbd51/3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a8/c9/f8/a8c9f8b6-c8ec-4593-c653-8d597ccea3bd/4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d5/a8/cd/d5a8cd7f-a84a-5708-49cb-f21ead89b31a/5.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/30/21/2e/30212e1c-fa0e-a7f6-1852-645cb01eeca7/6.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6f/5a/66/6f5a66b0-4d3d-5822-5903-805e16ed7302/7.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/ed/d3/8dedd349-fdc9-7473-42c6-4c05f7cfc0f3/8.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5b/48/57/5b485753-f255-0e0d-0748-741718850d29/9.jpg/1242x2688.png)

## WeMoney Rating Breakdown in Australia
- 5 stars: 4,239 (80%)
- 4 stars: 455 (9%)
- 3 stars: 201 (4%)
- 2 stars: 82 (2%)
- 1 stars: 331 (6%)

## WeMoney Reviews in Australia

### *---- "Can’t even open it"
Seriously inconvenient to enter all personal information into an app I can’t even open and look at until I have gone to the effort of adding all of my personal data into. Surely we should be able to look around to decide before entering everything in. 
Might change the rating once I finally get in but having to find all personal information and I can’t even look at the app until it’s all done???? Seriously. This feels really dodgy
-- Rural vic chick, 2024-12-27

### ***-- "Room for Improvement"
This app has the potential to be very user friendly, however a lot of the automation in the background actually works against the end user.

When bulk-selecting transactions to categorise, it will also automatically select a whole bunch of other transactions that don’t fit within that same category or merchant.

You can also manually allocate the next due date for a bill payment, but the automation on WeMoney will override it anyway.

Lastly, I have found that if you have more than 1 bill from the same merchant, even if the transaction amount differs, WeMoney can not differentiate. EG: Apple TV/Apple Cloud - although falling onto different days of the mount, for different amounts, they can not be separated into 2x bills or “recurring payments”.

Hoping to see these issues fixed because this app has such a huge potential!!
-- Zaz1cak3s, 2024-12-18

### ****- "First day"
Been trying a few different budgeting apps such as Frollo. First day with We Money and so far so good. Some pages are a bit buggy. The free features are fantastic and love the demarcation with the pro paid version and all the customisation features offered there. Also reddit review people mention the excessive ads and pushing other products in WeMoney, but it’s squared away nicely and not always in your face (in my opinion :)). When an ad/offer does come up, it’s relevant and timely (so far). Give We Money a go!
-- Piyumik, 2024-12-07

### *---- "Why do you need id docs?"
They need id docs addresses and all personal information. Deleted app straight away.
-- Aundre66, 2024-12-01

### ***** "Great"
I love it. I love reading about the community group. It’s a fantastic app for me. 👌
-- Ercansie, 2024-11-11

### *---- "Pushy marketing"
From the beginning there were too many emails and ads for financial products. Better off shopping around instead of using their preferred financial partners.
-- pickettd, 2024-11-06

### ***-- "Not bad for free"
It’s not to bad and I like how it connects to banks so no need to manually add stuff. 
I find the promotion are not really helpful or useful just annoying. For example trying to promote a better home loan rate for my investment properties. Offer me better investment loan rates not home loan rates. Or the space superannuation thing. My super already out performs that. Otherwise not bad for free. Has heaps of potential.
-- gamelodge, 2024-10-24

### *---- "Does NOT work"
It keeps saying “entity doesn’t exist” when I try to connect to any bank account, no matter which bank. iOS 18, iPhone 15 pro max
-- Chelsea is the best, 2024-10-16

### *---- "Deceptive. Junk app. Just advertising loans"
Downloaded this expecting it to help me get my finances under control. All it does is offer your loans to settle your debts. It “this product”, “that product” we can offer to help you but nothing they offer as an actual tool to use to help manage finances, which is what I expected. And get ready for 1000 emails and notifications.

0 stars. Would give it -5 if I could.
-- jamie callis, 2024-10-07

### ***** "Exceptional Support in Resolving one of my Card Linking Issue with Wemoney"
I would like to commend the WeMoney customer support team for their excellent assistance in resolving my one of the card linking issue. 
The dedication and persistence shown throughout the process were truly impressive. They not only communicated promptly but also provided clear instructions and updates at each step, which made the entire experience was great.
Thanks to the team’s efforts, my issue was resolved, and I am now able to use the wemoney without any complications. I greatly appreciate their hard work and dedication to ensuring customer satisfaction.

Thank you once again for the outstanding support
-- HarGadh, 2024-10-03

### ***** "Finally a budgeting app that works"
Downloaded this app a month ago and have been loving it so far. Not only does it track my transactions far more accurately than any other app I’ve tried it’s the only app I’ve found that constantly tracks everything from my mortgage, savings, assets, debts, investments and super so I can see exactly where my finances stand at any given moment. Haven’t explored all the budgeting options yet as I am still working them out but so far I’m in love with this app and that’s something I wouldn’t think I would ever say about a budgeting app. Only thing that could make it even better would be to make the pro version free but at least I can say spending the money will give you an app that has all the tools to help you not only understand your finances better but show you how to improve your financial situation in a simple easy to understand format.
-- nick-626, 2024-09-17

### **--- "Great potential but deeply flawed"
This app by far has the potential to be the best out there for the Australian market. Unfortunately, I’ve found many mathematical errors in the expense tracking and technical errors in categorisation and ignoring transactions. 

The main issue is that everything looks normal and working great until you dig down. I found that some ignored transactions defaulted to be un-ignored, transaction categorisation randomly defaults back, totals displayed are off. The problem is that these are so random and happen on and off so it leave you with a feeling of untrustworthiness. I have a lot of connected accounts so things can get messy. 

I’ve tried lodging support tickets but after 3-4 weeks of correspondence, we’re still at ‘can you please send me a video of the issue?’ Which I have already done that. 

Also, if you’re someone who’s worried about their data and privacy then stay off because almost everything you put in the app is used to serve you ads. 

Would also be great if any of the feature requests by customers get picked up. 
 
The only reason I’m wiring a review is because I think the app has potential.
-- Suhail AbuOsba, 2024-09-02

### ***** "Useful"
Really helpful way of seeing where your money is at. I love the expense feature to track how much your expenses will be each month. Really helps to plan ahead
-- KD!77, 2024-08-27

### **--- "Great potential but non existent customer service &amp; glitchy app make it hard"
IT / customer service are nonexistent 
Have tried to escalate app bugs a few time but got nowhere
-- Evs 22, 2024-08-27

### *---- "No free as advertised"
Pay walls not free as advertised
-- Radiooos, 2024-08-24

### ***** "Customer support is outstanding"
WeMoney worked well for me for about 12 months, then because of a change in protocols connecting to my bank, I needed to change my connection to CDR. However I couldn’t delete my redundant accounts. Therefore I had redundant accounts that tried to connect to my bank which my bank saw a suspicious and locked me out. 

Chloe from WeMoney spent a couple of weeks trying to fix the issue and even had to get their engineering team and Yodlee involved. At all times she kept me informed and showed great customer service. The issue has now been fixed. 

Thanks to all involved
-- logie624, 2024-08-06

### **--- "Should show it cost to get"
Plenty free apps that aren&#039;t as good but not paying don&#039;t even show ya price I started to make my acc then stopped soon as read monthly fee should just be 1 of payment plenty apps out there and ya bank apps pretty decent and there free
-- smittyboy1981, 2024-07-23

### ***** "Great service"
Chloe from the support team was extremely helpful!
-- Mia Kathleen, 2024-07-16

### ***** "Best app - great service!"
I’ve tried multiple budgeting apps and this is the best by far. 
Not only the is the app great, but the customer service is 10/10. I recently had a couple of questions and queries - Chloe from the customer service team responded within the hour, with clear instructions and solved everything straight away! 
Great team, great app
-- Tomb2993, 2024-07-12

### *---- "Useless"
USELESS
-- SteffanPerera, 2024-07-12

[View all WeMoney reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## WeMoney In-App Purchases
| Item | Price |
|------|-------|
| WeMoney Pro Monthly Plan | $9.99 |
| WeMoney Pro Yearly Plan | $98.99 |

## WeMoney Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Grossing | Australia | Finance | #8 |
| Top Free | Australia | Finance | #84 |

## WeMoney Discovered Keywords
- money manager expense budget
- money management
- money budget
- frollo money manager
- budget app
- bill and money manager
- my budget manager
- oops
- ispending
- money

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## WeMoney Available In
- [Australia](https://apptail.io/app/wemoney-pay-off-debt-faster-grK/australia)
- [New Zealand](https://apptail.io/app/wemoney-pay-off-debt-faster-grK/new-zealand)

---

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