---
title: "Wio Personal - Reviews, Revenue and Downloads in United Arab Emirates | Apple App Store"
description: "Open your Wio Personal account in minutes. Save, spend, borrow, manage, and invest- all in one place. Spend without borders, anywhere. Free multi-currency accounts in AED, USD, EUR, and GBP. Turn your"
---

# Wio Personal — United Arab Emirates
> See, manage, grow your money

![Wio Personal App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/49/d7/17/49d7177e-1354-374a-fc5d-317266979009/AppIcon-0-1x_U007emarketing-0-7-0-85-220-0.png/434x0w.png)

**Developer:** [WIO BANK P.J.S.C](https://apptail.io/developer/wio-bank-pjsc-Ole)
**Category:** Finance
**Rating:** 4.8/5 (6,065 ratings)
**Price:** Free
**Bundle ID:** io.wio.retail
**Store:** Apple App Store
**Country:** United Arab Emirates
**Version:** 1.61.0 (released 2026-04-14)
**Original Release:** 2023-07-25
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ae/app/app/id1658472726)
**AppTail Page:** [https://apptail.io/app/wio-personal-eWcn/united-arab-emirates](https://apptail.io/app/wio-personal-eWcn/united-arab-emirates)

## Wio Personal Description
Open your Wio Personal account in minutes. Save, spend, borrow, manage, and invest- all in one place.
Spend without borders, anywhere. Free multi-currency accounts in AED, USD, EUR, and GBP.
Turn your savings into earnings. Get up to 6% interest per annum when you sign up for the Wio Personal 'Salary' Plan or up to 4.75% interest per annum when you sign up for the Wio Personal 'Plus' Plan.
One card for debit and credit. Seamlessly switch spending modes, all with the same card.
Get rewarded for spending. Earn up to 2% cashback up to 2500 AED/month on all* credit spends with Wio Credit.
Cashback, your way. Choose to receive it in your current account, saving space, or invest it in selected stocks.
Travel smart, spend smarter. No foreign exchange fees + 1% cashback on your international debit transactions.
Move money, minus the hassle. Transfer to 100+ countries with instant currency exchange at highly competitive rates.
Instant card, instant access. Use your Wio card online immediately-add it to Apple Pay or Google Pay.
Physical card? Order anytime.
Virtual cards, real control. Customize your design, set spending limits, and shop securely online or in-store.
Access 3,000+ stocks, ETFs, crypto and more-all in one secure platform.
Crypto, simplified. Buy & sell directly from your AED account-no detours, no delays.
Be IPO-ready. Apply instantly for UAE public listings and boost your share allocation with up to 5x leverage.
Security that works for you. Set controls on where and how you spend, backed by powerful encryption.

## Wio Personal Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e9/dc/58/e9dc581a-889e-2206-ade6-7079d6a9766e/Wio_Personal_AppStore_Preview_Screen_iOS_01.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9a/b7/13/9ab713ba-b9c2-754d-bb6f-aacde39f9fa7/Wio_Personal_AppStore_Preview_Screen_iOS_02.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/41/cd/5c/41cd5c55-ec8a-91b8-50c2-3d14c3dc11ab/Wio_Personal_AppStore_Preview_Screen_iOS_03__U00281_U0029.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/27/1a/fe/271afe18-19db-8ddc-c367-a592067b37a8/Wio_Personal_AppStore_Preview_Screen_iOS_04.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/46/b2/ec/46b2ec74-e906-1267-eadb-8df0e09e309f/Wio_Personal_AppStore_Preview_Screen_iOS_05.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8f/45/d2/8f45d25e-f148-f978-8ea8-a8686e1bd991/Wio_Personal_AppStore_Preview_Screen_iOS_06.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/be/63/f8/be63f8a7-925c-54aa-8cd5-cf7d58483ccf/Wio_Personal_AppStore_Preview_Screen_iOS_07.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/97/87/72/97877273-c7ac-8076-b8d7-f4f0945e4de4/Wio_Personal_AppStore_Preview_Screen_iOS_08.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e1/b1/3f/e1b13f1d-04df-408f-9e1b-55e214fad9fd/Wio_Personal_AppStore_Preview_Screen_iOS_09.png/1242x2688.png)

## Wio Personal Rating Breakdown in United Arab Emirates
- 5 stars: 5,507 (91%)
- 4 stars: 336 (6%)
- 3 stars: 51 (1%)
- 2 stars: 22 (0%)
- 1 stars: 149 (2%)

## Wio Personal Reviews in United Arab Emirates

### **--- "Initially … good interest but horrible app user experiences"
Interest rates keep changing and decreasing 
App is terrible to navigate and definitely not built for common sense users .
-- Jubee7788, 2025-01-04

### *---- "App worst for trading and not recommended at all"
Initially it was fantastic and response from their whatsapp was incredible.
But when days passed , no response for simple request and it took more than a week.
I regret choosing Wio and I don’t recommend it. Never for trading!!
Bad bad bad and they never care for you ever after a month of taking this account.
-- njfornirmaljames, 2024-12-27

### ****- "Export of transactions to excel is really needed"
Please implement Exporting of transactions to excel format. I know at least 5 people who doesn’t use Wio for day to day payments due to impossibility to export transactions in a month end
-- человек и сериал, 2024-12-20

### *---- "Weak team"
Team keeps promising to solve issues within 2-3 days but more than 3 months until now nothing happened
-- odaygoma, 2024-12-13

### *---- "Every login it’s needed to Go through face identification."
It’s the most inconvenient idea which you could invent - every login is awful as well as to see my card details. I need to type OTP 2 times ask go through additional Face ID. What’s the reason of it?
-- Volodimer, 2024-12-13

### ***** "Effortless and Reliable Banking"
Wio’s online banking app is intuitive, fast, and reliable. Its clean design and helpful features make managing finances simple and hassle-free.
-- Abdulrehmanx3, 2024-12-06

### *---- "Technical issues with virtual assts"
I can’t access virtual assets and the technical support team haven’t solved my issue since nov 23.2024
And no one updates me. All they do is say we will raise your issue. !!!
-- Leliukas, 2024-12-02

### ***** "Listing of new Cryptos"
Dear Sir,

  Please list the new Crypto - LUCKHUNTER( LHUNT) soon . Why it isn’t in the Crypto list yet ?

Thanks ,
-- indranil Raja, 2024-11-25

### *---- "Disgusting service"
Sbj
-- Sq.AlexP, 2024-11-22

### *---- "Awful support"
Awful support via whataspp. They never reply
-- Natan Kh, 2024-11-22

### ***** "Excellent"
It’s really nice if service continues better
-- Abraham uuuuuuu, 2024-11-14

### *---- "I invested and made the application but it didn’t go through"
Really bad app, I made an investment in stocks and submitted application only to discover on the day they allotted the stocks that my application is nowhere to be seen on the app. Really bad bank. I don’t understand why anyone would use this app. Better not to.
-- MissZainab Bakr, 2024-11-12

### ***** "Super easy and fast"
Super easy and fast
-- msadau, 2024-11-11

### *---- "Having issue with opening account ."
Already 4 days now can’t open account .
It’s showing we are reviewing your account and it’s stuck.
Or it will open some time.
What I have to do?
-- Jenishbek_2010, 2024-11-10

### *---- "Bad customer treatment"
They don’t have any care to the customers and treating very rudely
-- Attia.Alyan, 2024-11-06

### ***** "Best Bank in the UAE"
Super easy and secure! Amazing banking experience.
-- M4j3ed, 2024-10-22

### *---- "Bad User Support"
Im unable to contact support to discuss why my account is not open or how can I update my KYC
-- GamalM, 2024-10-18

### ***-- "Good but"
App is good but has a poor amount of crypto assets it also need limit order for crypto it’s not available. as i am investing a lot in this, i think it’s the only thing that could make me put 5 stars. If you update your app focusing on crypto your app will explode in the market as there is a lot of people searching bank with crypto assets inside. Also i want to add that international transfert are very expensive in terms of fees.
-- Yungna160, 2024-10-08

### *---- "They want me to pay for something i didn't use"
I asked to cancel my account someone called me and asked to settle payment for something i didn't use so it can be cancelled when i said that he mentioned get back to T&C i will submit a complaint to central bank
-- ahhanafi, 2024-10-02

### ***-- "Function great, design soso"
Not my favorite design … but well, it works, i don’t have to find it visually appealing
-- Barbie1986X, 2024-10-02

[View all Wio Personal reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Wio Personal Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | United Arab Emirates | Finance | #28 |
| Top Free | Hungary | Finance | #158 |
| Top Free | Lebanon | Finance | #190 |
| Top Free | Norway | Finance | #229 |
| Top Free | Egypt | Finance | #236 |
| Top Free | Pakistan | Finance | #242 |
| Top Free | United Arab Emirates | Overall | #250 |
| Top Free | Sweden | Finance | #299 |
| Top Free | Greece | Finance | #305 |
| Top Free | Israel | Finance | #352 |
| Top Free | Belarus | Finance | #353 |
| Top Free | United Kingdom | Finance | #388 |
| Top Free | Spain | Finance | #411 |
| Top Free | Finland | Finance | #417 |
| Top Free | France | Finance | #428 |
| Top Free | Romania | Finance | #428 |
| Top Free | Philippines | Finance | #457 |
| Top Free | Kuwait | Finance | #476 |

## Wio Personal Discovered Keywords
- personal finance
- penny stocks
- investing stocks
- finance manager
- a lifestyle bank
- personalized
- see
- stocks investing
- personal budget-pro
- your money manager

## Apps Similar to Wio Personal
- [RAKBANK App](https://apptail.io/app/rakbank-app-Rib/united-arab-emirates)
- [DFM - Dubai Financial Market](https://apptail.io/app/dfm-dubai-financial-market-TmM/united-arab-emirates)
- [Emirates NBD](https://apptail.io/app/emirates-nbd-SoM/united-arab-emirates)
- [AECB CreditReport](https://apptail.io/app/aecb-creditreport-YGM/united-arab-emirates)
- [Mbank UAE](https://apptail.io/app/mbank-uae-gpN/united-arab-emirates)
- [Citibank UAE](https://apptail.io/app/citibank-uae-MwO/united-arab-emirates)
- [ENBD X](https://apptail.io/app/enbd-x-NwO/united-arab-emirates)
- [HSBC UAE](https://apptail.io/app/hsbc-uae-GhP/united-arab-emirates)
- [Sarwa - ثروة](https://apptail.io/app/sarwa-thro-eJP/united-arab-emirates)
- [Liv X - Mobile Banking App](https://apptail.io/app/liv-x-mobile-banking-app-LCXo/united-arab-emirates)

## Wio Personal Available In
- [United Arab Emirates](https://apptail.io/app/wio-personal-eWcn/united-arab-emirates)
- [United Kingdom](https://apptail.io/app/wio-personal-eWcn/united-kingdom)
- [United States](https://apptail.io/app/wio-personal-eWcn/united-states)
- [India](https://apptail.io/app/wio-personal-eWcn/india)
- [Russia](https://apptail.io/app/wio-personal-eWcn/russia)
- [France](https://apptail.io/app/wio-personal-eWcn/france)
- [Egypt](https://apptail.io/app/wio-personal-eWcn/egypt)
- [Germany](https://apptail.io/app/wio-personal-eWcn/germany)
- [Pakistan](https://apptail.io/app/wio-personal-eWcn/pakistan)
- [Türkiye](https://apptail.io/app/wio-personal-eWcn/turkey)
- [Spain](https://apptail.io/app/wio-personal-eWcn/spain)
- [Canada](https://apptail.io/app/wio-personal-eWcn/canada)
- [Italy](https://apptail.io/app/wio-personal-eWcn/italy)
- [Saudi Arabia](https://apptail.io/app/wio-personal-eWcn/saudi-arabia)
- [Australia](https://apptail.io/app/wio-personal-eWcn/australia)
- [South Africa](https://apptail.io/app/wio-personal-eWcn/south-africa)
- [Switzerland](https://apptail.io/app/wio-personal-eWcn/switzerland)
- [China](https://apptail.io/app/wio-personal-eWcn/china)
- [Netherlands](https://apptail.io/app/wio-personal-eWcn/netherlands)
- [Portugal](https://apptail.io/app/wio-personal-eWcn/portugal)
- [Kazakhstan](https://apptail.io/app/wio-personal-eWcn/kazakhstan)
- [Singapore](https://apptail.io/app/wio-personal-eWcn/singapore)
- [Ukraine](https://apptail.io/app/wio-personal-eWcn/ukraine)
- [Romania](https://apptail.io/app/wio-personal-eWcn/romania)
- [Philippines](https://apptail.io/app/wio-personal-eWcn/philippines)
- [Lebanon](https://apptail.io/app/wio-personal-eWcn/lebanon)
- [Belgium](https://apptail.io/app/wio-personal-eWcn/belgium)
- [Japan](https://apptail.io/app/wio-personal-eWcn/japan)
- [Austria](https://apptail.io/app/wio-personal-eWcn/austria)
- [Brazil](https://apptail.io/app/wio-personal-eWcn/brazil)
- [Sweden](https://apptail.io/app/wio-personal-eWcn/sweden)
- [Cyprus](https://apptail.io/app/wio-personal-eWcn/cyprus)
- [Denmark](https://apptail.io/app/wio-personal-eWcn/denmark)
- [Jordan](https://apptail.io/app/wio-personal-eWcn/jordan)
- [Ireland](https://apptail.io/app/wio-personal-eWcn/ireland)
- [Hungary](https://apptail.io/app/wio-personal-eWcn/hungary)
- [Qatar](https://apptail.io/app/wio-personal-eWcn/qatar)
- [Poland](https://apptail.io/app/wio-personal-eWcn/poland)
- [Israel](https://apptail.io/app/wio-personal-eWcn/israel)
- [Sri Lanka](https://apptail.io/app/wio-personal-eWcn/sri-lanka)
- [Thailand](https://apptail.io/app/wio-personal-eWcn/thailand)
- [Greece](https://apptail.io/app/wio-personal-eWcn/greece)
- [Latvia](https://apptail.io/app/wio-personal-eWcn/latvia)
- [South Korea](https://apptail.io/app/wio-personal-eWcn/south-korea)
- [Czechia](https://apptail.io/app/wio-personal-eWcn/czechia)
- [Luxembourg](https://apptail.io/app/wio-personal-eWcn/luxembourg)
- [Belarus](https://apptail.io/app/wio-personal-eWcn/belarus)
- [Lithuania](https://apptail.io/app/wio-personal-eWcn/lithuania)
- [Malta](https://apptail.io/app/wio-personal-eWcn/malta)
- [Colombia](https://apptail.io/app/wio-personal-eWcn/colombia)
- [Uzbekistan](https://apptail.io/app/wio-personal-eWcn/uzbekistan)
- [Indonesia](https://apptail.io/app/wio-personal-eWcn/indonesia)
- [Malaysia](https://apptail.io/app/wio-personal-eWcn/malaysia)
- [Tunisia](https://apptail.io/app/wio-personal-eWcn/tunisia)
- [Kenya](https://apptail.io/app/wio-personal-eWcn/kenya)
- [Finland](https://apptail.io/app/wio-personal-eWcn/finland)
- [Uganda](https://apptail.io/app/wio-personal-eWcn/uganda)
- [Mexico](https://apptail.io/app/wio-personal-eWcn/mexico)
- [Oman](https://apptail.io/app/wio-personal-eWcn/oman)
- [Hong Kong SAR China](https://apptail.io/app/wio-personal-eWcn/hong-kong)
- [Azerbaijan](https://apptail.io/app/wio-personal-eWcn/azerbaijan)
- [Bulgaria](https://apptail.io/app/wio-personal-eWcn/bulgaria)
- [Kuwait](https://apptail.io/app/wio-personal-eWcn/kuwait)
- [Algeria](https://apptail.io/app/wio-personal-eWcn/algeria)
- [Slovakia](https://apptail.io/app/wio-personal-eWcn/slovakia)
- [Estonia](https://apptail.io/app/wio-personal-eWcn/estonia)
- [Norway](https://apptail.io/app/wio-personal-eWcn/norway)
- [Bahrain](https://apptail.io/app/wio-personal-eWcn/bahrain)
- [Nigeria](https://apptail.io/app/wio-personal-eWcn/nigeria)
- [New Zealand](https://apptail.io/app/wio-personal-eWcn/new-zealand)
- [Vietnam](https://apptail.io/app/wio-personal-eWcn/vietnam)
- [Armenia](https://apptail.io/app/wio-personal-eWcn/armenia)
- [Argentina](https://apptail.io/app/wio-personal-eWcn/argentina)
- [Taiwan](https://apptail.io/app/wio-personal-eWcn/taiwan)
- [Croatia](https://apptail.io/app/wio-personal-eWcn/croatia)
- [Chile](https://apptail.io/app/wio-personal-eWcn/chile)
- [Mauritius](https://apptail.io/app/wio-personal-eWcn/mauritius)
- [Slovenia](https://apptail.io/app/wio-personal-eWcn/slovenia)
- [Nepal](https://apptail.io/app/wio-personal-eWcn/nepal)
- [Ghana](https://apptail.io/app/wio-personal-eWcn/ghana)
- [Dominican Republic](https://apptail.io/app/wio-personal-eWcn/dominican-republic)
- [Peru](https://apptail.io/app/wio-personal-eWcn/peru)
- [Senegal](https://apptail.io/app/wio-personal-eWcn/senegal)
- [Iceland](https://apptail.io/app/wio-personal-eWcn/iceland)
- [Honduras](https://apptail.io/app/wio-personal-eWcn/honduras)
- [Namibia](https://apptail.io/app/wio-personal-eWcn/namibia)
- [Mali](https://apptail.io/app/wio-personal-eWcn/mali)
- [North Macedonia](https://apptail.io/app/wio-personal-eWcn/north-macedonia)
- [Madagascar](https://apptail.io/app/wio-personal-eWcn/madagascar)
- [Paraguay](https://apptail.io/app/wio-personal-eWcn/paraguay)
- [Grenada](https://apptail.io/app/wio-personal-eWcn/grenada)
- [Ecuador](https://apptail.io/app/wio-personal-eWcn/ecuador)

---

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