---
title: "Wisr – smarter money habits - Reviews, Revenue and Downloads in Australia | Apple App Store"
description: "Take control of your finances with Wisr!   Track your credit score, manage loans, protect your data, and get smart money tips - all in one app.  Power your progress towards what matters most!  CHECK Y"
---

# Wisr – smarter money habits — Australia
> Save money & pay down debt

![Wisr App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/f1/47/24/f1472405-dcb6-6519-54be-16b9fc544b21/AppIcon-prod-0-0-1x_U007emarketing-0-7-0-85-220.png/434x0w.png)

**Developer:** [WISR FINANCE PTY](https://apptail.io/developer/wisr-finance-pty-oGPd) (Australia)
**Category:** Finance
**Rating:** 4.8/5 (1,668 ratings)
**Price:** Free
**Bundle ID:** com.directmoneyfinance.Wisr
**Store:** Apple App Store
**Country:** Australia
**Version:** 6.2.40 (released 2026-06-01)
**Original Release:** 2018-08-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/au/app/app/id1368389391)
**AppTail Page:** [https://apptail.io/app/wisr-smarter-money-habits-hqH/australia](https://apptail.io/app/wisr-smarter-money-habits-hqH/australia)

## Wisr Description
Take control of your finances with Wisr! 

Track your credit score, manage loans, protect your data, and get smart money tips - all in one app.

Power your progress towards what matters most!

CHECK YOUR CREDIT SCORE
Track your Equifax credit score in real-time
See where you stand and understand your borrowing power

APPLY FOR A LOAN
Apply for a personal loan or secured vehicle loan in minutes
Choose from cars, debt consolidation, home improvements, and more
Take the first step towards making your goals a reality!

MANAGE YOUR WISR LOAN
Easily check your balance and see your progress
Make extra repayments to pay off debt faster
Change your repayment frequency to match your pay cycle

GET SMART MONEY TIPS
Receive actionable tips to spend smarter, save better, and grow your wealth

STAY ACROSS DATA BREACHES
Get alerted if your email appears in a data breach
See helpful tips to protect your digital identity and peace of mind

Join thousands of Australians using Wisr to take control of their financial future. Download Wisr today and make smarter financial decisions.

Wisr Finance Pty Ltd ACN 119 503 221 holds an Australian Credit Licence No. 458572.

All credit activities are subject to Wisr's standard terms, conditions, and policies.

## Wisr Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/df/65/2e/df652ecf-6f70-7d3c-4987-580e12423598/WisrApp_Appstore_6.5_1284x2778_1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e8/04/3b/e8043b8f-0eb7-db9f-4e2d-0fa7f242aaf9/WisrApp_Appstore_6.5_1284x2778_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/32/b3/6232b395-fb81-bfc9-e815-e181e1cf122b/WisrApp_Appstore_6.5_1284x2778_3.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/26/92/7a269239-045f-3371-871f-fdb24013a895/WisrApp_Appstore_6.5_1284x2778_4.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/79/32/ad/7932ad45-0460-531f-b86c-f70d2a8ce9e7/WisrApp_Appstore_6.5_1284x2778_5.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7b/b3/34/7bb334f8-f385-1a74-1b87-46624f05caf6/WisrApp_Appstore_6.5_1284x2778_6.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0e/c7/77/0ec777d1-f239-8d3c-360f-986958ec2bdb/WisrApp_Appstore_6.5_1284x2778_7.png/1284x2778.png)

## Wisr Rating Breakdown in Australia
- 5 stars: 1,443 (87%)
- 4 stars: 156 (9%)
- 3 stars: 44 (3%)
- 2 stars: 4 (0%)
- 1 stars: 21 (1%)

## Wisr Reviews in Australia

### *---- "Useless organisation and pointless app now deleted."
They claim to use your credit score to provide offers. Even suggesting credit lines based on your scores. You think, great I’ll do it this way because I’ll save some money in the next few years. First they don’t respond, then they mark it on your credit report, then they decline and the excuse is they look at serviceability. The loan servicing is lower than the credit card repayments - how can one not be affordable , but the other is? They capture a lot of info and provide you with nothing. Clearscore is a much better alternative. 

Also if you link your accounts through their service when applying for finance through them, they access your accounts multiple times - unnecessary. Over a period of a week they caused me to have to change my password 3 times and flagged my account with my bank.
-- AleksPopovic81, 2024-09-09

### ***** "Gain so much"
Finally an app that helps you out with so much especially financially removing money to help me to save my money and to stick to my goals 
Helped me so much
-- Meli and Lepa, 2023-10-12

### *---- "Worst app"
Customer service is so terrible plus never got my money saved after asking to close my account.
-- Sis9234, 2023-05-18

### ****- "Wisr"
I really like the app my only gripe is that it takes almost. Week for money to be debited out of my account into WISR and then into my super
-- Hidden cat55, 2023-05-12

### ****- "Great app when it works"
Generally this is a great idea for an app and helps save money/knock off loans without even knowing it.

The only downside is the app! There are constant issues with it, including not showing all accounts from the bank accounts you’ve linked and me then needing to contact Wisr customer service to assist. 

Customer service response time is extremely slow! Weeks at times.
-- MegF2401, 2023-05-05

### ***** "Paul"
Great easy to use and know where you are 
I pay extra weekly so it’s great to keep an eye on 

Offers great financial help and assistance as well as credit score check 
Can’t fault it highly recommend
-- dadlander, 2023-04-29

### ***-- "Way too many notifications"
Multiple notifications a day. Pretty annoying
-- Volatus146, 2023-02-25

### *---- "Doesnt work"
Please delete my account.

I have not used it as my bank is unavailable through WISR.

Also, it seems very difficult to delete the account the hyperlink that said “complete this form” to delete my account led me to the FAQ page.

Plus your submit button doesn't work! Which is why I’m here. 
This is a joke!
-- GirthOfPerth, 2023-02-23

### ***** "Quick and Easy"
Great way to keep track of my credit scores
-- tommytal, 2023-02-02

### *---- "Unusable"
Doesn’t integrate with uBank yet has it as one of their options. Still proceeded with taking money from my account despite the set up not being complete. When I found this out and went into my the app to manage my account to get my money into my bank account, the app suddenly doesn’t work. Email support is so slow to get back and phone support is non existent despite a number on their site. These guys have never heard of CX lol
-- cece-lms, 2022-11-30

### ***** "Helpful little tool"
I like how the round ups work and it’s a way of paying back faster without thinking about it
-- SydneyParents, 2022-10-18

### **--- "Credit scores never work"
The credit scores in the app never work - they never load properly. 

It’s very frustrating - it’s a key USP so you’d think they would make it a priority.
-- Foodpandaarethieves, 2022-10-17

### *---- "Scam"
This is a scam.

They claim to pay money into your account, but never do.
-- Catherine O'Brien, 2022-09-16

### ***** "Ticks away in the background"
Love the new look of this app. I’ve been using it to pay down my HECS debt. Pretty easy to set up and doesn’t require you to do anything manual. Set and forget.
-- Btnagjsl, 2022-05-08

### *---- "Couldn’t log in"
Had this app a while ago (until my bank was removed from the list) and thought I’d check to see if I could use it again. Tried logging in, timed out after putting in passcode. Tried to reset passcode, timed out before sending the text. Tried to log in as a new account… timed out again
-- Kayla4294, 2022-04-04

### *---- "Absolutely useless"
Logs you in, takes your money (over $20 in one transaction) and then you can’t login to stop or change anything. Absolute scamming, scheming f$&@s. DO NOT USE!!
-- Buttersman86, 2021-03-22

### ***-- "Nice idea but can you delete your financial information?"
Awhile ago I downloaded this app to try. I was abit put off by their need to access your accounts it just didn’t seem secure... 
anyway, I logged into my account and after much issue with the app not working, I wanted to delete it. I searched everywhere. 
It had no option to delete my financial account or login details. It had no option to contact apart from email through the site. I emailed with no reply for close to a month. I tired again and nothing. Getting worried about being scammed, I wrote to Apple to voice my concerns with no contact from the app developer. Apple were super into it as it involved misuse of financial information under the privacy act. There should always be the option in the app to delete your details.
Anyways I got a snarky reply from the web developer at the time (not sure if he still is) 
Vinko. 
Saying that I was being a waste of time and an inconvenience as apple had paused their app downloads until they complied with the order for privacy compliance.
Hoping it’s changed for your sake. Beware who you give your financials to - I changed all my passwords to the accounts they had access to as I didn’t believe they would delete them. 
Apart from that it’s a nice idea and I would hope they have a new team who know better.
-- Viracochaevra, 2021-03-17

### ***-- "Not working"
It’s not working anymore and doesn’t update??
-- Rosebery314, 2021-03-01

### ***-- "Love hate relationship"
I love the general premise of the app but I’ve been locked out of my account more times than it would seem acceptable for a non-human error and It’s disheartening to feel as though the app was thrown into market (with little regard) before the development phase was completed. I deleted the old version before installing the new one in hopes of rectifying the “incorrect pin” issue yet it appears to be reinstalling the old version. On a lighter note - the customer service team has always shown high proficiency and effectiveness when delivering appropriate actions or information to resolve my concerns. They are the reason I haven’t shut down my account.
-- jmitro, 2021-02-28

### ***** "This is actually incredible."
WHY did nobody think of this earlier. A fantastic idea and it helps me pay off my credit card quicker without even knowing/feeling it. I am so thankful for this app!! 

Seriously even if you want to save money eat this is a great idea too!! 100% recommend this app! I have never left a review before but this one deserves is by a long shot. 

Thank you again to the developer! Amazing app!
-- nicholaspreston, 2021-02-03

[View all Wisr reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Wisr Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Australia | Finance | #130 |

## Wisr Discovered Keywords
- money box
- save money
- wise com
- wise payments ltd
- money wise
- wise app
- up money
- round up
- wisr finance pty ltd
- wisr round up

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