---
title: "X1 Card - Reviews, Revenue and Downloads in United States | Apple App Store"
description: "To apply for X1 Card, please visit x1.co.  X1 Card The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card. - 17g of pure stain"
---

# X1 Card — United States
> Smart Credit Card

![X1 Card App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/78/94/58/78945812-fcf9-695e-8b1d-0aa2bae63689/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/400x400bb.png)

**Developer:** [Robinhood Markets](https://apptail.io/developer/robinhood-markets-ZsQ) (United States)
**Category:** Finance
**Rating:** 4.9/5 (12,116 ratings)
**Price:** Free
**Bundle ID:** co.x1.x1app
**Store:** Apple App Store
**Country:** United States
**Version:** 1.0.590 (released 2026-04-15)
**Original Release:** 2021-08-19

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1581364879)
**AppTail Page:** [https://apptail.io/app/x1-card-IaA/united-states](https://apptail.io/app/x1-card-IaA/united-states)

## X1 Card Description
To apply for X1 Card, please visit x1.co.

X1 Card
The smartest credit card ever made. Designed for a new generation of cardholders, X1 Card embodies a new category of credit card.
- 17g of pure stainless steel
- Higher credit limits
- Points on every single purchase
- No annual fee
- No foreign transaction fee
- No late fee

X1 App
The technology powering X1's smart features.
- View your transactions balance and limit at a glance
- Take control of your spending with virtual cards
- Earn up to 5X Points on every dollar spent with boosts
- Earn up to 10X Points when you shop in the app

Cardholder Support
Please contact support within the app, and we'll respond as soon as possible.

Disclosures
X1 is a financial technology company, not a bank.
X1 Card is issued by Coastal Community Bank, Member FDIC, pursuant to license from Visa U.S.A. Inc. 

Individual credit limits will vary by applicant and are subject to credit approval and underwriting. We cannot guarantee any specific credit limit, but most approved applicants receive a limit higher than their current average line.

## X1 Card Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource112/v4/b9/56/1f/b9561feb-5af7-0886-0d3f-e1065faa7acb/0c607ba4-aac6-4145-995c-fcd8f73ec04b_1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/7b/ca/a3/7bcaa3c4-3e12-d91c-3a39-8ff499c10c0d/b1b68e22-a188-4c2f-97b7-4473ef182653_2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource122/v4/bb/b8/8f/bbb88f78-3313-a385-9ad9-2cbebd57835f/f66f031c-2c18-4838-bb5a-4c6d2831c19f_3.jpg/1242x2688.png)

## X1 Card Rating Breakdown in United States
- 5 stars: 11,415 (94%)
- 4 stars: 454 (4%)
- 3 stars: 78 (1%)
- 2 stars: 21 (0%)
- 1 stars: 148 (1%)

## X1 Card Reviews in United States

### *---- "Hard to use"
It is hard to use, does not allow for contacting customer service, connecting your bănci account is not properly done (says the account is connected, but payments fail, saying it does not recognize the account)
-- Samantha098, 2026-04-20

### *---- "Horrible Customer Service"
App keeps on crashing on my IPhone XR done all of the troubleshooting nothing fixes it, I try calling them good luck getting ahold of their X1 department through Robinhood. Nobody can schedule a payment over the phone or anything you can only make payments through this app. I explain it doesn’t work and these useful people on customer service tell me oh I’ll be reached out through email. Still not resolved days later.
-- Cody_G788, 2026-04-14

### *---- "App does not work"
App does not open. Deleted, reinstalled. Off loaded app then deleted and reinstalled and app still does not work. Please fix.
-- Gerrylo, 2026-04-13

### *---- "App Crashing"
Will not open, immediately crashes
-- Raemonay, 2026-04-13

### *---- "The app auto closes on load for me."
See title
-- RandomHashSeed, 2026-04-10

### *---- "Shady payment practices"
Payments routinely take WEEKS (not exaggerating) to process; they take money from your account and you practically have to beg them to credit it. 

You then have to contact Customer Service via email (there’s no number), where they pretty much give you a scripted answer that has nothing to do with the question at hand. A payment gets made, over a week later it’s still not credited, Customer Service then says it can take up to 4 business days (the payment was made nearly 4 weeks ago at this point). AVOID AT ALL COST!
-- Dr.Eagle2089, 2026-03-26

### *---- "Downhill"
Was good whoever this card sucks now ever since they reduced rewards.
-- HarmfulFryGuy, 2025-12-03

### ***-- "Issue with the latest application update - removes bonus multipliers."
Was prompted with an upgrade application prompt and after updating to this latest version my monthly 3x bonus which resets in the 30th of the month was reset to a lowest bonus I’ve seen of 1.5 prior to the update it was 2x points. Also the weekly bonus categories ex. Gas, grocery shopping, etc. are now all missing. I’ve emailed tech support via the app and haven’t received any response back.
-- RT-X1, 2025-12-01

### *---- "Removed Boosts"
This new “update” removed Boosts from the app. No more 3 or 4x points for a restaurant check, gas stop, etc.  Guess it is time to move on to something else 🤷‍♂️
-- KernelCurry, 2025-11-29

### *---- "Skip this CC. Changed their offering, poor customer service"
They recently substantially changed their rewards program for the worse, and it’s always been a pain to redeem rewards for their full value.

And, their customer service has been pretty frustrating to work with over the years. Not a single time I asked for something that other credit card companies had given me did X1 help. The help option is to text them and they reply two business days later, which is not helpful for urgent requests, particularly when X1 blocks a purchase without explanation that you actually need to make.
-- JordanCallaway, 2025-11-28

[View all X1 Card reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## X1 Card Discovered Keywords
- firstcard
- credit card
- cred ai
- tomo credit
- tomo card
- credit limit
- oppfi
- oppfi card
- credit card bad credit
- sallie mae credit card

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## X1 Card Available In
- [United States](https://apptail.io/app/x1-card-IaA/united-states)
- [India](https://apptail.io/app/x1-card-IaA/india)
- [Canada](https://apptail.io/app/x1-card-IaA/canada)
- [Mexico](https://apptail.io/app/x1-card-IaA/mexico)
- [China](https://apptail.io/app/x1-card-IaA/china)
- [Thailand](https://apptail.io/app/x1-card-IaA/thailand)
- [Ukraine](https://apptail.io/app/x1-card-IaA/ukraine)
- [United Kingdom](https://apptail.io/app/x1-card-IaA/united-kingdom)
- [Australia](https://apptail.io/app/x1-card-IaA/australia)
- [Brazil](https://apptail.io/app/x1-card-IaA/brazil)
- [Egypt](https://apptail.io/app/x1-card-IaA/egypt)
- [Russia](https://apptail.io/app/x1-card-IaA/russia)
- [Argentina](https://apptail.io/app/x1-card-IaA/argentina)
- [Armenia](https://apptail.io/app/x1-card-IaA/armenia)
- [Japan](https://apptail.io/app/x1-card-IaA/japan)
- [Switzerland](https://apptail.io/app/x1-card-IaA/switzerland)
- [Dominican Republic](https://apptail.io/app/x1-card-IaA/dominican-republic)
- [Finland](https://apptail.io/app/x1-card-IaA/finland)
- [France](https://apptail.io/app/x1-card-IaA/france)
- [Greece](https://apptail.io/app/x1-card-IaA/greece)
- [Hong Kong SAR China](https://apptail.io/app/x1-card-IaA/hong-kong)
- [Croatia](https://apptail.io/app/x1-card-IaA/croatia)
- [Hungary](https://apptail.io/app/x1-card-IaA/hungary)
- [Indonesia](https://apptail.io/app/x1-card-IaA/indonesia)
- [Ireland](https://apptail.io/app/x1-card-IaA/ireland)
- [Israel](https://apptail.io/app/x1-card-IaA/israel)
- [Italy](https://apptail.io/app/x1-card-IaA/italy)
- [Kenya](https://apptail.io/app/x1-card-IaA/kenya)
- [South Korea](https://apptail.io/app/x1-card-IaA/south-korea)
- [Kuwait](https://apptail.io/app/x1-card-IaA/kuwait)
- [Kazakhstan](https://apptail.io/app/x1-card-IaA/kazakhstan)
- [Lebanon](https://apptail.io/app/x1-card-IaA/lebanon)
- [Lithuania](https://apptail.io/app/x1-card-IaA/lithuania)
- [Latvia](https://apptail.io/app/x1-card-IaA/latvia)
- [Madagascar](https://apptail.io/app/x1-card-IaA/madagascar)
- [Mauritius](https://apptail.io/app/x1-card-IaA/mauritius)
- [Malaysia](https://apptail.io/app/x1-card-IaA/malaysia)
- [Nigeria](https://apptail.io/app/x1-card-IaA/nigeria)
- [Netherlands](https://apptail.io/app/x1-card-IaA/netherlands)
- [Norway](https://apptail.io/app/x1-card-IaA/norway)
- [New Zealand](https://apptail.io/app/x1-card-IaA/new-zealand)
- [Oman](https://apptail.io/app/x1-card-IaA/oman)
- [Peru](https://apptail.io/app/x1-card-IaA/peru)
- [Philippines](https://apptail.io/app/x1-card-IaA/philippines)
- [Pakistan](https://apptail.io/app/x1-card-IaA/pakistan)
- [Poland](https://apptail.io/app/x1-card-IaA/poland)
- [Portugal](https://apptail.io/app/x1-card-IaA/portugal)
- [Qatar](https://apptail.io/app/x1-card-IaA/qatar)
- [Romania](https://apptail.io/app/x1-card-IaA/romania)
- [Saudi Arabia](https://apptail.io/app/x1-card-IaA/saudi-arabia)
- [Sweden](https://apptail.io/app/x1-card-IaA/sweden)
- [Singapore](https://apptail.io/app/x1-card-IaA/singapore)
- [Slovenia](https://apptail.io/app/x1-card-IaA/slovenia)
- [Tunisia](https://apptail.io/app/x1-card-IaA/tunisia)
- [Türkiye](https://apptail.io/app/x1-card-IaA/turkey)
- [Taiwan](https://apptail.io/app/x1-card-IaA/taiwan)
- [Vietnam](https://apptail.io/app/x1-card-IaA/vietnam)
- [United Arab Emirates](https://apptail.io/app/x1-card-IaA/united-arab-emirates)
- [South Africa](https://apptail.io/app/x1-card-IaA/south-africa)
- [Austria](https://apptail.io/app/x1-card-IaA/austria)
- [Azerbaijan](https://apptail.io/app/x1-card-IaA/azerbaijan)
- [Barbados](https://apptail.io/app/x1-card-IaA/barbados)
- [Belgium](https://apptail.io/app/x1-card-IaA/belgium)
- [Bulgaria](https://apptail.io/app/x1-card-IaA/bulgaria)
- [Belarus](https://apptail.io/app/x1-card-IaA/belarus)
- [Chile](https://apptail.io/app/x1-card-IaA/chile)
- [Colombia](https://apptail.io/app/x1-card-IaA/colombia)
- [Cyprus](https://apptail.io/app/x1-card-IaA/cyprus)
- [Czechia](https://apptail.io/app/x1-card-IaA/czechia)
- [Germany](https://apptail.io/app/x1-card-IaA/germany)
- [Denmark](https://apptail.io/app/x1-card-IaA/denmark)
- [Algeria](https://apptail.io/app/x1-card-IaA/algeria)
- [Ecuador](https://apptail.io/app/x1-card-IaA/ecuador)
- [Estonia](https://apptail.io/app/x1-card-IaA/estonia)
- [Spain](https://apptail.io/app/x1-card-IaA/spain)

---

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