---
title: "Xhuma - Mobile Finance - Reviews, Revenue and Downloads in South Africa | Apple App Store"
description: "Welcome to Xhuma, a fully digital banking alternative. We give you the financial freedom to live, work, study but most importantly thrive wherever life takes you.  From transfers, QR payments, bill sp"
---

# Xhuma - Mobile Finance — South Africa
> Get more from your money

![Xhuma App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/df/31/ae/df31ae83-72c5-5e16-c009-9c0be146fb53/prodAppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/400x400bb.png)

**Developer:** [Xhuma](https://apptail.io/developer/xhuma-gnRc)
**Category:** Finance
**Rating:** 4.5/5 (35 ratings)
**Price:** Free
**Bundle ID:** io.xhuma.wallet
**Store:** Apple App Store
**Country:** South Africa
**Version:** 1.1.9 (released 2024-12-02)
**Original Release:** 2023-06-29

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/za/app/app/id6449290257)
**AppTail Page:** [https://apptail.io/app/xhuma-mobile-finance-wHTm/south-africa](https://apptail.io/app/xhuma-mobile-finance-wHTm/south-africa)

## Xhuma Description
Welcome to Xhuma, a fully digital banking alternative. We give you the financial freedom to live, work, study but most importantly thrive wherever life takes you.

From transfers, QR payments, bill splitting, group expenses, budgeting, stokvels and everything in between - we’ll allow you to get more from your money. 

Get creative with instant payments
Instantly pay/request payments to/from your friends in the Xhuma family with a tap. You can even get cheeky and add an emoji or GIF with your money.

Split bills and group expenses
Why struggle to keep tabs of group expenses, simply split them with your friends in a couple taps.

Maximise your money
Trying to put away money for each holiday? What about a birthday gift for a loved one or even an account with your spouse? It’s as simple as creating a unique vault for each goal in seconds. 

Stokvel accounts with family and friends
Manage all your stokvel admin straight from Xhuma in a couple of taps.

Create healthy money habits & stick to your budget
Let’s help you cultivate your own unique lifestyle of wealth creation through intelligent budgeting & analytics. 

Get paid in seconds
Create payment links and share them with family and friends no matter where they bank. We ensure you always get paid. 

Card control in app with just a tap
No need to visit a branch or stand in a queue. You can manage your own cards instantly on your device.

AI powered client service
No more queues, no more call centers. Simply chat with our AI powered support to solve all your queries

## Xhuma Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/84/73/f0/8473f098-2e52-2e0a-be5c-00a6899ac007/8f954af6-a4a0-4bf7-b5dd-812f98b10ae0_6.5_Screen_1.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/17/57/7a/17577a46-5bfe-7423-d961-f06f0c5d8e1b/c92b1d50-fc66-44b7-ba51-2e2d777f9d89_6.5_Screen_2.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/25/63/cc/2563cc64-5d60-ee24-d29d-bf5a7fc67ab6/fb8694ac-319d-4f3c-9d5f-eed47dc6767c_6.5_screen_8.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/a9/f5/a7/a9f5a7f5-4fec-5bdc-eace-58051a3938d9/e7c72f0f-942e-4101-80cd-d4c520ce9374_6.5_screen_5.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/41/f1/26/41f1266c-84d9-1a5a-20f5-832e380f6d00/3d5fb66e-dc29-48a1-91d3-fc258614f8b9_6.5_screen_10.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/a5/6c/c0/a56cc0a3-b1d4-e007-e4d1-c1f9525bc11e/ecc5d008-59da-4c24-94b6-489f695aed88_6.5_screen_4.png/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/c6/4c/6a/c64c6a20-3ae5-321c-d7f9-7c7ac0a7226d/e7eb851c-1232-4533-9b84-f59aecc39222_6.5_screen_6.png/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/30/f3/1a/30f31a77-9818-7b24-8543-925c73e279e0/a015f18e-ad46-4b7a-b4d9-fbd5ae1e45d2_6.5_screen_3.png/1284x2778.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/45/06/ba/4506bac5-474d-c6e3-8fb1-29c8d01a7b46/b8deec6b-824f-4df5-8a54-f3a39fe7fc1b_6.5_screen_7.png/1284x2778.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/f4/8d/aa/f48daa67-95dc-3589-ef61-f662f3d0a359/0717cd24-acc6-480e-8ef0-f94f732d697b_6.5_screen_9.png/1284x2778.png)

## Xhuma Rating Breakdown in South Africa
- 5 stars: 29 (83%)
- 4 stars: 2 (6%)
- 3 stars: 1 (3%)
- 2 stars: 0 (0%)
- 1 stars: 3 (9%)

## Xhuma Reviews in South Africa

### ***** "Cutting edge financial solutions"
Such a great suite of financial services offered by Xhuma! It has been fabtastic seeing what they have released. On the cutting edge!
-- ChrisvdM1531, 2024-12-02

### ***** "The envy of all other banking apps"
Effortless signup and onboarding process. Unambiguous and sleek interface. Super easy to navigate. This can be a game changer for healthy finanvial habits in SA.
-- Jan-Daniël, 2024-03-09

### ***** "Incredible Functionality"
Unreal budgeting, analytics and bill splitting functionality. First I’ve seen that gets it right like this- great experience!
-- ChrisvdM9988, 2023-07-03

### ***** "User-friendly and unmatched experience"
Within 3 minutes with Xhuma: my account was opened, KYC verified and I got my digital card to start transacting. The convenience and next -level technology will allow for customer experience like no other. 

Looking forward to seeing how Xhuma revolutionises the digital banking space!
-- Dillon_Rib, 2023-07-03

### ***** "Amazing app!"
I would 100% recommend this app. This new solution helps me keep track my spending and provides much more insight compared to regular banking apps. The app is fluent and works well.
-- Dassie1001, 2023-07-03

### ***** "Genius"
App is an amazing experience. So easy to send and request money!
-- HenJacob987, 2023-07-02

### ***** "Seamless sign up"
Had an amazing sign up experience
-- CathyTeacher678, 2023-07-02

[View all Xhuma reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)



## Xhuma Discovered Keywords
- mobile finance

## Apps Similar to Xhuma
- [Abela - the money app](https://apptail.io/app/abela-the-money-app-iqJb/south-africa)
- [Truzo](https://apptail.io/app/truzo-qESb/south-africa)
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## Xhuma Available In
- [South Africa](https://apptail.io/app/xhuma-mobile-finance-wHTm/south-africa)
- [Canada](https://apptail.io/app/xhuma-mobile-finance-wHTm/canada)
- [United Kingdom](https://apptail.io/app/xhuma-mobile-finance-wHTm/united-kingdom)
- [Belgium](https://apptail.io/app/xhuma-mobile-finance-wHTm/belgium)
- [Israel](https://apptail.io/app/xhuma-mobile-finance-wHTm/israel)
- [Netherlands](https://apptail.io/app/xhuma-mobile-finance-wHTm/netherlands)
- [Ireland](https://apptail.io/app/xhuma-mobile-finance-wHTm/ireland)
- [Germany](https://apptail.io/app/xhuma-mobile-finance-wHTm/germany)

---

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