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YNAB

Never worry about money again

Published by: You Need A Budget
United States

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB is free.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

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User Rating

5 out of 5

1 ratings in Belize

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Ratings History

YNAB Reviews

YNAB To The Rescue

mrm4v3rick on

United States

Here is a sincere, honest confession. I thought budgeting was tracking where your money is spent. That is actually wrong, budgeting is having a plan for your money and actively managing to that plan. YNAB facilitated this mindset shift for my wife and I and we have never been more at peace financially than we are now. We give and save more more than we ever have in our lives after 16 years of marriage. This app is indispensable and should be used by anyone trying to get a handle on their finances.

Burdensome UI Changes

dscizzy on

United States

YNAB user for multiple years. I truly miss when the iOS app was purely for entering transactions on the go. The UI changes over the years have forced me into only using desktop. It’s now too many clicks to enter a simple transaction. I fear it will only get worse with time as I’ve never seen them back down from a single change based on feedback.

A bit Confusing

Am86 on

United States

For the most part it’s great. But sometimes the balances aren’t accurate and the credit transactions double between 2 cards. But it’s probably me setting it all up wrong. Again, confusing.

Complex, but 💯worthwhile

DelilahGrounded on

United States

Navigating the complexities of YNAB can be challenging at first. Paycheck categorization, overspent on past month, etc… But once you’ve figured it out you realize there’s no other system that gives you the financial piece of mind YNAB does. Our family is sold on it.

Why doesn’t the homepage sync with iPhone to iPad?

marktaylor22 on

United States

I would think my pinned, goals would be on my iPad synced. No? I have to set them up separate?

Helped me finally create a budget

Danika Galactica on

United States

Very good for month to month tracking. I wish there were better tools in the reflect section. Weirdly there isn't a way to track targets over time and seeing how often you go over budget.

Changed my life

LivingMidnight on

United States

I never write reviews. I’ve started getting educated on finances, YNAB has helped me make proactive plans for my money that feel aligned to what matters in my life instead of avoiding the subject or dreading it. It’s truly been enlightening and I’m very grateful for YNAB’s help.

How You Think

bjack360 on

United States

YNAB has been helping with my budget since before I Retired. It has given me absolute confidence in managing spending.

Broken auto assign

dpFlair on

United States

I have been using YNAB for fifteen years and it was great. Now they changed the auto assign feature. I used to be able to auto assign the exact last month’s amounts to future months with one click. Now their “smart” system thinks it knows better and only assigns a tiny bit, not my full budgeted amount. Please return it to the old way.

Very overcomplicated, unhelpful budgeting too.

Jellybubber on

United States

The bank connections were not accurate, making it impossible to “Assign money” which also makes no logical sense from a personal “cash based” accounting logic. Spent over an hour trying to set up my plan only to leave frustrated and resorting back to chatGPT and an excel spreadsheet. Do not waste your time or energy.

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