Where does all your money go? Exactly where you tell it to!
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)
"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps
YNAB Subscription
$149.00
Screenshots
YNAB FAQ
Is YNAB free?
Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.
Is YNAB legit?
⚠️ The YNAB app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.
Thanks for the vote
How much does YNAB cost?
YNAB has several in-app purchases/subscriptions, the average in-app price is $149.00.
I would give this app zero stars if I could. I downloaded up 1.5 weeks ago, have spent 40+ hours so far trying to figure it out, watched a ton of their how-to videos in which they speak too fast and switch screens too fast to be able to keep up with what they’re trying to explain. I keep messing up with entries and then have to delete the entire category because there is no way to undo or correct what I entered wrong. I reached out for help to their support email, and received no help or support after 24 hours like they promised. What they really need for the price of this app ($180 CDN for 1 year) is a support phone number where they can remotely go over the shoulder to help you. After countless wasted hours, frustration, swearing and tears, this app is not worth it, especially with no help from their support team. If a budgeting app requires you to watch a truckload of videos and read a ton of how-to manuals and directives for every little thing as this one does and still leaves you hanging, you can be sure it isn’t a user-friendly app.
Perfect
This app helps to make money wonderfully tangible. I also feel like I get to spend my money twice. Once when I assign it, and again when I spend it :)
My most valuable subscription
YNAB gives you so much insight and control over your budget and how you’re spending. Goal setting and the ease at which you can allocate and move money around is slick and makes budgeting fun to do. The connections to the banks have improved a lot over time and there are less sync errors than the early days. Highly recommend, this will change your life if you embrace the philosophy.
Once loved, now questioning
I’ve been a YNAB user for more than 5 years and have LOVED it! However, a few months ago the app started forcing me to reauthorize my connection every time I open the app. I find it extremely frustrating and really devalues the convenience of using the paid app instead of the budgeting feature available through my bank. I’ve reached out to the YNAB support - who always answer quickly! - the the answer for this issue is - so sorry, it’s the bank doing its best to protect your account.
I love YNAB but am feeling very frustrated and considering cancelling my subscription.
Some set tough to figure out
While it was easy up connect at least one of my banks ( the other pulls up the name ok then says it’s not supported), naming and getting dollar amount loaded is frustrating and not very intuitive.
I was hoping setup wasn’t a long drawn out affair but do far…..
Take control of your finances
This could use a two-tier pricing structure; one for users who use automatic bank syncing, and one for those who do not. I find manually adding transactions to be better for managing my spending.
Otherwise this is a great app with an excellent desktop web interface. YNAB has wonderful resources and support. Take control of your finances. Understand your net worth.
Not user friendly
Couldn’t find a way to import bank transactions
Bank link doesn’t work
Bank linking does work. Immediately deleted the app. Don’t waste your time
Super hard to use
Why would you not make it user friendly.
I have to watch video every time I need to do something. Why not make it easier so people are not pulling their hairs out.
Honestly, more trouble than it’s worth
I feel like I have really put time and effort in to trying to understand how to use this app but it seems impossible. I have asked the app support for help and they have been unable to fix the tech side. I’m going to ask for a refund and cancel the subscription. It’s certainly not helping me.
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