YNAB

Spend, save, and give joyfully

Published by: You Need A Budget
Downloads
Revenue

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
€119.00

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is €119.00.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.64 out of 5

25 ratings in Croatia

5 star
22
4 star
1
3 star
0
2 star
0
1 star
2
Ratings History

YNAB Reviews

Missing quick info

lewismattx on

Croatia

Spent time setting budgets to figure out my bank is not supported. This should be first step.

Best budgeting software

FooFighter312 on

Croatia

This is definitely the best budgeting software out there. Although some would say it’s too expensive, it’s also well worth every penny. If you follow YNAB’s simple budgeting rules you’ll save much much more than this software costs per year. 4 stars because the app for iPhone is simple and does the job well. The app for iPad however, is just an enlarged version of the iPhone app, made to fit the larger screen space. I wish you’d make the iPad app as powerful as the web app.

Life changing

NenadNik on

Croatia

This app is the one of the main reasons my family went from bankrupt to rich in 4 years.

Best budgeting app

Inge S19 on

Croatia

Using YNAB actively for 5 years. Can't live without it :)

Account connections required third party - doesn’t work and risky

SteivesJobs on

United States

After putting in all of my information and agreeing to the shady terms of service from Plaid - none of my accounts can connect (despite having successful logins within YNAB). YNAB then links to a bunch of troubleshooting articles that are difficult to navigate and none of them address these issues. Now they and their third party services collected my credentials and my personal info while delivering zero of the promised service in this shady app.

Couldn’t connect any of my accounts

Poncheche on

United States

I was excited to try the app because of all the good reviews and got a free trial. However, I run into an error every time I try to connect my accounts. Thanks for a free trial, but I could not even make the app work as it should…

Doesn’t Work Half The Time

The Wikid Podcast on

United States

This app for tracking your finances was useful at first, but as time went on regular transactions started to forget their categories and then transaction information stopped entirely. We now have to manually check every single transaction and categorize it ourselves. I don't suspect we'll keep using this with the price increase to $109.00/yr it's just too much work. Highly recommend you check other apps out before YNAB.

Outage for over 1 month

edavie on

United States

I have been a true YNAB fan & customer for 10 years and have recommended it to many friends. For an entire month my transactions have been down, I pay for the year so for an entire month I am not getting my money’s worth. Use every dollar, they have better transactions and are able to do without transactions for free.

This app was great until…

Knmacneil on

United States

I’ve been using this app for several months now. It’s a fantastic way to budget funds, once you get past the learning curve. It USED to be a decent expense tracker, but a few weeks ago, it started hitting some snags. The app no longer stays connected to my bank account, forcing me to log in each time I want to update expenses. The log in time seems to take longer each time, too. It says “this may take a few seconds,” but it’s more like 5 minutes (I timed it). And even then, it STILL doesn’t pull recent transactions or deposits. I have several transactions that posted (not pending) to my account yesterday, that will not show in the app. So now I have to wait several hours for YNAB to disconnect from my bank, login again, and hopefully those transactions will show. Hardly an efficient system for maintaining expenses on a daily basis. Contacting support did not yield a solution.

This app taught me to budget

BlanchDuBois on

United States

I’ve been using YNAB for over a decade, because it works. Follow their method, stick with it, and you will end up more financially stable than you started.

Store Rankings

Ranking History
App Ranking History not available yet
Category Rankings
Chart
Category
Rank
Top Grossing
2
Top Grossing
3
Top Grossing
5
Top Grossing
5
Top Grossing
6

Keywords

YNAB Competitors

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Earn more points & cashback
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Budget Planner & Money Tracker

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