Description

Have you ever worried about money? You are not alone.
Download YNAB, get good with money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad with money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
USD 109.00

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YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is USD 109.00.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.76 out of 5

17 ratings in Ecuador

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Ratings History

YNAB Reviews

Good for budgeting, bad for tracking and analysis.

Topicrass on

Ecuador

I’ve been using YNAB for more than a month as my daily budget app. I have set up all its key features, except the banking link option, due to geo restrictions outside of the US. That means all of my transactions are being done manually, which is no pain at all. So...All the budget features are amazing. I’ve been able to set up a Savings Goal til December-209, also I’ve kept my credit cards and bank accounts updated day by day. But what YNAB is lacking is the ability to teach you what you’re doing with your money... the lack of days as a period option in the NetWorth graph, is just a missed look feature for heavy users. Beign able to download all transactions ti an Excel Sheet could’ve be a nice feature too. Nevertheless the App is great and will definitely help you to make your dollars be as efficient as possible.

Requires an account

Nicknamednick2 on

United States

Opens with a weird series of prompts to build a mock budget then immediately prompts you to create a mandatory account and a paid subscription. For a budget app. No free, anonymous content available to see if it's worth using. Dozens of other choices out there that aren't squeezing you for a budget app.

Nightmare

Spokenbyfaith on

United States

I have been trying to cancel this thing and it still has NoT cancel!!! I didn’t put any of my info here!

Awesome App but w/ too many Design Updates

Timc3413 on

United States

This app will truly help you manage your money and come to see it as you really should. With managing money overall along with overseeing credit cards and loans, it can help with all of it. The only thing is, they update and change the layout of the app quite frequently without input so something could be moved to another screen which can quite annoying if you’re learning the app or have gotten used to something being in a specific spot. But I wouldn’t let that alter the fact that this app will never leave my phone because it’s that important and beneficial to your money management no matter how annoying their design team is with their updates most times.

Best budget app out there

GigaFusion on

United States

Other apps “track” and you never really know where your money is actually going to end up. This method actually lets you KNOW where your money is by assigning it a purpose. It’s amazing. Yes, you can’t “track” net worth overall with assets like your car and such as other budget apps do…or the loans you have - but you can still accomplish this with YNAB by still assigning the money as a savings goal. I currently do a “forecast” spreadsheet to estimate what my budget should be and then put it in YNAB and follow. I model different scenarios to see what my budget may look like or need to adjust when that scenario comes. This would be my one feature request if this was built in somehow.

Life changing

PS787 on

United States

I’ve been using YNAB for longer than I want to admit. I was a user of the desktop version YNAB 4. What really sold me 10 years ago was Jesse’s down to earth approach and the four simple rules. The philosophy and application were instrumental in my personal finance journey. I am still using the four simple rules.

Another useless update for a broken app

marktaylor22 on

United States

The homepage has got to be the most ugly feature that this entire application has. And what’s up with plan last time I checked or called you need a budget. In fact, I need a budget. I don’t need a plan but the way this company is going. I really regret renewing my subscription. Ever since Jesse stepped back everything has gone downhill.

limited use, full price.

Kodiiiiiiii3 on

United States

the app is atrocious- i wish the developers would allow us to use the desktop site on mobile devices. it can’t any worse than the app. also features keep disappearing yet the annual price keeps rising. make it make sense. but alas they do not care and refuse to take customer input into consideration.

Life changing

cjlynj on

United States

YNAB has changed my life & the way I think about money. It has brought so much peace and insight.

Life changing

osorioabel on

United States

Amazing app and concept, it helps to keep track of your finances. It helps me to have a better relationship with money

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