YNAB

Spend, save, and give joyfully

Published by: You Need A Budget
Downloads
Revenue

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
€119.00

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is €119.00.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.77 out of 5

100 ratings in Finland

5 star
82
4 star
15
3 star
2
2 star
0
1 star
1
Ratings History

YNAB Reviews

Paras!!

Eripari on

Finland

Ehdottomasti paras budjetointi appi!! Aivan turha kokeilla muita, ovat aivan leluja YNABiin verrattuna. Tässä on kaikki tehty oikein.

Reports could be better on mobile

mimsee2 on

Finland

Busgeting is great. But looking at reports couls be done one phone as well. Not all deaktop features are on the mobile app. And even the desktop version could improve the reporting features more.

A fine app but…

mimsee2 on

Finland

I wish the mobile app had better reporting tools for statistics and other graphs. Ability to estimate wealth generation from monthly Income v Expense report.

Happy YNABer since 2016

snnpr on

Finland

Hands down the best budgeting software/app/system there is! It's absolutely saved my finances.

Aluksi tylsä, mutta pidemmän päälle loisto peli

Pää-vo on

Finland

En oikein yleisesti ottaen tykkää mobiilipeleistä. Tää on kuitenkin hyvä, kunhan tähän pääsee vauhtiin. Toisin kuin yleensä pelien kanssa, tässä säästyy rahaa! Ostin tänään uudet kuulokkeet, enkä maksanut osamaksulla.

Slower than earlier

Eripari on

Finland

After update 3.0 this is very slow.

European customer data is not safe with YNAB

Zornac on

Finland

1) YNAB wants its users to buy one-year subscriptions, but they do not offer localisation for different countries. Poor value for the service. 2) Users cannot choose which cloud storage is used to sync their private data, for example to use iCloud or something that stores customer data inside EEA. Poor user customisability and lacking compliance with EU’s laws. 3) Users private data will be transferred outside EEA, which is illegal by default without a separate legal contract of how YNAB is providing equal data protection that GDPR is providing as privacy Shield has been invalidated. YNAB has no respect for EU’s GDPR and data security laws. 4) YNAB cannot protect non-Americans’ data against FISA section 702 data requests, which means that US government will get access to all your data that you store within YNAB. YNAB Does not respect your privacy, choose services that store data inside EU instead to YNAB. If you want to keep your economical data safe and private, do not use YNAB, until they stop illegal transfer of European customer’s data outside EU.

Hyvä työkalu

Didriyuk on

Finland

Uskomattoman hyvä työkalu rahankäytön seurantaan ja budjetointiin. Helpottaa elämää erittäin paljon. Suosittelen.

Hyvä budjetointiohjelma

kekeijo1 on

Finland

Hyvä sovellus rahojen hallintaan ja säästämiseen. Englannin kielen taito tarpeen.

User for over 5 years. Still in love!

laurenc0812 on

Finland

I have been using YNAB for over five years now. It’s gotten me through good times and bad. I’ve paid off debts to my parents, credit cards and was able to see through the fog of a divorce with the help of YNAB. I originally got into budgeting while in college. I was an avid Dave Ramsey follower and loved the zero dollar ideology. I don’t remember if he did an ad for YNAB or if google ads sent it to me because it’s similar or what, but I found YNAB soon after and got a 30 day free trial. I actually had to contact support right before my time ran out because I didn’t have the $50 (at the time) to buy it. They gave me two more months free so I could get the money together. As you can see, if it wasn’t for that support then when I was struggling, I wouldn’t be here some 5+ years later. I’m even grandfathered I’m at the original price and hope to keep it for as long as possible. I’ve even contemplated working for them! I currently live in Finland and do wish we had the ability to use the automatic transactions feature (my bank even has it). But I’m still a huge YNAB supporter. I recently just got back from a holiday and used YNAB the whole time to stay on budget. Thanks YNAB team!

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Keywords

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