YNAB
Spend, save, and give joyfully
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Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
101,99 €

Screenshots

User Rating

4.77 out of 5

95 ratings in Finland

5 star
78
4 star
14
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Ratings History

Reviews

Paras!!

Eripari on

Ehdottomasti paras budjetointi appi!! Aivan turha kokeilla muita, ovat aivan leluja YNABiin verrattuna. Tässä on kaikki tehty oikein.

Reports could be better on mobile

mimsee2 on

Busgeting is great. But looking at reports couls be done one phone as well. Not all deaktop features are on the mobile app. And even the desktop version could improve the reporting features more.

A fine app but…

mimsee2 on

I wish the mobile app had better reporting tools for statistics and other graphs. Ability to estimate wealth generation from monthly Income v Expense report.

Happy YNABer since 2016

snnpr on

Hands down the best budgeting software/app/system there is! It's absolutely saved my finances.

Aluksi tylsä, mutta pidemmän päälle loisto peli

Pää-vo on

En oikein yleisesti ottaen tykkää mobiilipeleistä. Tää on kuitenkin hyvä, kunhan tähän pääsee vauhtiin. Toisin kuin yleensä pelien kanssa, tässä säästyy rahaa! Ostin tänään uudet kuulokkeet, enkä maksanut osamaksulla.

Slower than earlier

Eripari on

After update 3.0 this is very slow.

European customer data is not safe with YNAB

Zornac on

1) YNAB wants its users to buy one-year subscriptions, but they do not offer localisation for different countries. Poor value for the service. 2) Users cannot choose which cloud storage is used to sync their private data, for example to use iCloud or something that stores customer data inside EEA. Poor user customisability and lacking compliance with EU’s laws. 3) Users private data will be transferred outside EEA, which is illegal by default without a separate legal contract of how YNAB is providing equal data protection that GDPR is providing as privacy Shield has been invalidated. YNAB has no respect for EU’s GDPR and data security laws. 4) YNAB cannot protect non-Americans’ data against FISA section 702 data requests, which means that US government will get access to all your data that you store within YNAB. YNAB Does not respect your privacy, choose services that store data inside EU instead to YNAB. If you want to keep your economical data safe and private, do not use YNAB, until they stop illegal transfer of European customer’s data outside EU.

Hyvä työkalu

Didriyuk on

Uskomattoman hyvä työkalu rahankäytön seurantaan ja budjetointiin. Helpottaa elämää erittäin paljon. Suosittelen.

Hyvä budjetointiohjelma

kekeijo1 on

Hyvä sovellus rahojen hallintaan ja säästämiseen. Englannin kielen taito tarpeen.

User for over 5 years. Still in love!

laurenc0812 on

I have been using YNAB for over five years now. It’s gotten me through good times and bad. I’ve paid off debts to my parents, credit cards and was able to see through the fog of a divorce with the help of YNAB. I originally got into budgeting while in college. I was an avid Dave Ramsey follower and loved the zero dollar ideology. I don’t remember if he did an ad for YNAB or if google ads sent it to me because it’s similar or what, but I found YNAB soon after and got a 30 day free trial. I actually had to contact support right before my time ran out because I didn’t have the $50 (at the time) to buy it. They gave me two more months free so I could get the money together. As you can see, if it wasn’t for that support then when I was struggling, I wouldn’t be here some 5+ years later. I’m even grandfathered I’m at the original price and hope to keep it for as long as possible. I’ve even contemplated working for them! I currently live in Finland and do wish we had the ability to use the automatic transactions feature (my bank even has it). But I’m still a huge YNAB supporter. I recently just got back from a holiday and used YNAB the whole time to stay on budget. Thanks YNAB team!

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
24.10 (1 week ago )
Released on
Oct 20, 2015 (8 years ago )
Last updated
14 hours ago