Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
€119.00

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

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  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is €119.00.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.78 out of 5

253 ratings in France

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Ratings History

YNAB Reviews

La meilleure application de budget

Samuel.03 on

France

Certes la prise en main peut être un peu déroutante au début, mais une fois qu’on a compris c’est tellement agréable ! Son seul défaut c’est son prix, mais vous pouvez partager votre abonnement avec vos proches

Opinions on YNAB after several years' use

jacksebauer on

France

Opinion on YNAB after several years of use As a YNAB user since 2021, I have come to appreciate the quality of this application for managing my budget. Its educational and proactive approach has enabled me to optimise my finances and anticipate my spending effectively. However, I'm increasingly disappointed by YNAB's pricing policy. In 2021, the annual subscription was €85.99, rising to €101.99 in 2022, 2023 and 2024. For 2025, the rate is now €119. This constant increase, with no real major innovation, is becoming hard to justify. What's most frustrating is the lack of consideration for loyal users. No preferential rate is offered to long-term subscribers, which gives the impression of being treated like a lambda customer, despite several years' commitment. While YNAB remains an excellent tool, its price is becoming excessive compared with sometimes cheaper alternatives. At this rate, it will be difficult to continue to justify the subscription, especially in the absence of significant improvements. I hope that the YNAB team will take these comments on board and re-evaluate its loyalty policy, otherwise many users will be looking for an alternative.

YNAB TOGETHER option

wrolan53 on

France

Hi ! Inside one global budget (shared across YNAB together option) I splited by sub budget in order to manage easily financial movements between them. But I want to set rights for my wife by sub budget (because some of them are personal) and it is not possible. Do you think it is possible to improve it ? Thanks! Alain

Unique en son genre

JF du 17 on

France

Le principe de cette application est de dispatcher ses revenus dans des enveloppes de dépenses (catégories) et de maintenir un équilibre à zéro en cas de dépassement de l’une ou l’autre. Je l’utilise depuis plusieurs années. C’est un vrai confort de maîtriser ainsi son budget. Les objectifs liés aux catégories sont l’atout maître de YNAB, une fintech avec des vrais gens pour vous assister. Hautement recommandable.

Bank sync lacking

Fetching decibel on

France

Cannot connect to most of my banks or Apple wallet

Excellent

Eme ma on

France

Un vrai plus pour faire des économies . Différent des autres applications. Il faut toutefois un peu de temps pour comprendre le fonctionnement

Efficace mais trop cher

WHAT_A_JOHC on

France

Honnêtement, j’ai pas trouvé mieux à ce jour en termes de méthode budgétaire, pour planifier ses dépenses et suivre ses projets d’épargne. Par contre l’annonce de cette nouvelle augmentation de l’abonnement à plus de 100$ est rédhibitoire pour moi, j’arrête à la fin de cette période d’abonnement le temps de trouver une autre solution. Malgré tout l’intérêt de l’application, je ne vois pas ce qui justifie un tel prix pour moi : je l’utilise seule et aucune traduction française n’est prévue selon l’équipe de Ynab, et l’interface bien qu’efficace est moche. Si au moins il proposait une formule solo à moindre coût, je reviendrai sans hésiter.

Disappointing shift in the bank connections management

piotrus04 on

France

Due to some issue to correctly connect to European banks, they finally decided to totally remove any connection to my bank, BoursoBank. Hope this issue will be solved soon… I won’t add all monthly transactions, not realistic. Better choose another app in that case

Lacks services for users outside US

Sava Devic on

France

Good app, but doesn’t provide the full services for users outside US (lack banks auto-import), and still charges the same fee

Liberté

ORTON666 on

France

Comme le dit Charles Gave « la monnaie c’est de la liberté frapper « , la fonction « Age of Money » de YNAB nous le fait bien comprendre. J’utilise cette application depuis des années, il n’y a rien à redire, excepté un ajout mise à jour en temps réel des actif serait un plus.

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