YNAB
Spend, save, and give joyfully
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Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
101,99 €

Screenshots

User Rating

4.79 out of 5

215 ratings in France

5 star
191
4 star
12
3 star
6
2 star
3
1 star
3

Ratings History

Reviews

Efficace mais trop cher

WHAT_A_JOHC on

Honnêtement, j’ai pas trouvé mieux à ce jour en termes de méthode budgétaire, pour planifier ses dépenses et suivre ses projets d’épargne. Par contre l’annonce de cette nouvelle augmentation de l’abonnement à plus de 100$ est rédhibitoire pour moi, j’arrête à la fin de cette période d’abonnement le temps de trouver une autre solution. Malgré tout l’intérêt de l’application, je ne vois pas ce qui justifie un tel prix pour moi : je l’utilise seule et aucune traduction française n’est prévue selon l’équipe de Ynab, et l’interface bien qu’efficace est moche. Si au moins il proposait une formule solo à moindre coût, je reviendrai sans hésiter.

Disappointing shift in the bank connections management

piotrus04 on

Due to some issue to correctly connect to European banks, they finally decided to totally remove any connection to my bank, BoursoBank. Hope this issue will be solved soon… I won’t add all monthly transactions, not realistic. Better choose another app in that case

Disappointing shift in the bank connections management

piotrus04 on

Due to some issue to correctly connect to European banks, they finally decided to totally remove any connection to my bank, BoursoBank. Hope this issue will be solved soon… I won’t add all monthly transactions, not realistic. Better choose another app in that case

Lacks services for users outside US

Sava Devic on

Good app, but doesn’t provide the full services for users outside US (lack banks auto-import), and still charges the same fee

Liberté

ORTON666 on

Comme le dit Charles Gave « la monnaie c’est de la liberté frapper « , la fonction « Age of Money » de YNAB nous le fait bien comprendre. J’utilise cette application depuis des années, il n’y a rien à redire, excepté un ajout mise à jour en temps réel des actif serait un plus.

La meilleure façon et la meilleure application pour gérer ses finances

Math60 on

YNAB c’est la meilleure façon et la meilleure application pour gérer ses finances. Il faut prendre le temps de comprendre ce nouveau mode de gestion de budget où on vient placer ses euros disponibles dans des enveloppes de dépense. Je déconseille de se préoccuper avec le passé/l’historique. Il faut commencer à partir de maintenant et tout va bien se passer.

Efficace, droit au but

Flohss on

C'est une application simple, efficace, qui ne vous embête pas avec 300 options de cashbacks. Elle est là pour suivre un budget et elle le fait très bien. Seul bémol, la banque Lydia n'est pas supportée

Best decision ever

Katbxl on

Toon a paid subscription somewhat 5 years ago, best decision ever. YNAB should be mandatory text book learning for everyone age 12+

Très utile

Nicolas E K on

Companion app super bien pensée. Toujours aussi pratique

Utile mais cher / useful but expensive and tricky

P’ Bear on

Je l’utilise depuis des années mais ils ont doublés (oui doublés) le prix de l’abonnement annuel en 2021. Ca pourrait être presque acceptables si on avait droit à toutes les fonctionnalités. Mais en Europe aucune banque n’est compatible. Et YNAB est pourtant facturé exactement au même prix. Price of subscription has been multiplied by 2 at end of 2021. And for this excessive price you don’t even get all the functionalities: no European (French at least) are compatible. But you pay the full price even though.

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Ranking History

Category Rankings

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Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
24.10 (1 week ago )
Released on
Oct 20, 2015 (8 years ago )
Last updated
13 hours ago