YNAB
Spend, save, and give joyfully
#1 Keyword Rankings
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Top 10 Rankings
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Top 30 Rankings
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Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
101,99 €

Screenshots

User Rating

4.73 out of 5

938 ratings in Germany

5 star
814
4 star
64
3 star
19
2 star
15
1 star
26

Ratings History

Reviews

Top App!

Wanderer233 on

Einfach super!

Einfach genial

Naaafff on

Die beste App um die Übersicht über die eigenen Finanzen (und vor allem Ausgaben) zu bekommen. Die Bedienung ist einfach, die Synchronisierung funktioniert super. Zwar etwas teuer, ist aber jeden bezahlten Cent wert, wenn man überlegt, wie viel man dadurch spart.

Viele Jahre genutzt, jetzt nutzlos!

Juljofara on

Wir haben die App viele Jahre genutzt. Den direkten Import haben wir sehr zu schätzen gewusst. Leider werden nun viele deutsche Banken nicht mehr unterstützt. Für den Preis ist es absolut nicht wert, wenn man manuell importieren muss. Werden nun kündigen und wechseln.

Support für große deutsche Banken wird entfernt

Grimmsi on

Seit ein paar Wochen werden viele deutsche Banken nicht mehr unterstützt. Dies macht die App leider nutzlos für viele Deutsche.

Eu banks poor support reality disappointed

artemmmmmmmr on

I had to write script to import from csv.

Avoid if you're in the EU

st jbhgfrgji on

I used to be a big fan, but YNAB has just suddenly, without any prior notice, stopped supporting bank imports for a large swath of european banks. Automatically importing transactions was one of the main features, and a lot of people were heavily using this. Communication about which banks are supported is very limited so it's hard to find out if you can use it or not. With things like this, YNAB sadly isn't a tool that can be recommended anymore if you're in the EU

Privacy policy ruins reputation

FussKleber on

The new mandatory privacy policy is such a disappointment. Not only are the hyperlinks to opt out of certain aspects of the policy coincidentally “broken”, it’s simply exhausting that companies can’t accept the money they are paid by consumers and instead seek to abuse their access to customer information to monetize and advertise. Shame on YNAB. I’ll be looking for a replacement in the future.

Can’t create account

howthian on

I used this once before, and I have a username and password for it in my password manager. But I can’t login (doesn’t recognize my email address) and there is no link to create a new account. - it only lets me login. Weird. Useless.

Great tool - but still not translated

ManuelDz on

I use YNAB since years now and the app looks fresh and clean structured. Unfortunately, YNAB is still (since many years) only available in English and not translated into other major languages (like for me: German). This prevents my wife to use the app on a daily basis - what actually is the aim of it… YNAB: please translate your great software (web+app)!!

Hat mein Leben verändert

komorebi223 on

Bis vor einem Jahr habe ich mein ganzes Erwachsenenleben (mehr als 20 Jahre) in einer finanziellen Schieflage verbracht. YNAB hat mir geholfen, mir ein klares Bild von der Realität zu machen und langsam aber sicher aus dem Chaos herauszukommen - und das ohne unerträgliche Einschränkungen. Ich persönlich empfand den Einstieg als sehr leicht, und es gibt genug Infomaterial in Form von Videos und Artikeln, die einen unterstützen. Die App funktioniert zuverlässig- man muss sagen, dass es empfehlenswert ist, zusätzlich auch die App im Webbrowser zu nutzen. Klare Empfehlung von mir, gerade auch für Leute, die schon häufig erfolglos versucht haben, ein Haushaltsbuch zu führen.

Store Rankings

Ranking History

Category Rankings

Chart
Category
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Top Grossing
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Top Grossing
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Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
24.10 (1 week ago )
Released on
Oct 20, 2015 (8 years ago )
Last updated
17 hours ago