Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
888.00 H$

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

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  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is 888.00 H$.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.59 out of 5

54 ratings in Hong Kong SAR China

5 star
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Ratings History

YNAB Reviews

Very Useful

Yin227 on

Hong Kong SAR China

The whole package is fantastic, but you need to put in the hard work. There will be a learning period of trial and error, but so far it has worked well for me.

About time to add more (basic) features to the app...

vascopm on

Hong Kong SAR China

Reports, search etc

Its budget methodology works. Really work.

Makzan on

Hong Kong SAR China

I thought I can use a spreadsheet but failed. And tried different money management app until I found this app. The budget methodology works and it emphasizes this is not about limiting how we use money. It is about knowing each dollar has purpose and the track how close the money spending is toward our goal. The app also comes with videos to explain different budgeting concepts.

New calculator numpad needs animation (v2.3)

Bigstudent on

Hong Kong SAR China

The keys on the new calculator numpad should give some feedback, eg blink, when pressed. So a user is sure that a key is successful pressed. Thanks

Good job!

凝月喵 on

Hong Kong SAR China

Hi this is Rena from Hong Kong. I have been using YNAB for two years and I hope YNAB can support different languages so people from all around the world can benefit from this fantastic software👍🏻

So easy. So effective.

mathandmac on

United States

Going on something like 7 years now. Easily the best decision we’ve made as a couple. And it just keeps getting better - e.g. one click link to Amazon transaction history!

Great Budgeting App

DakotaLowery on

United States

I’ve used this app for close to two years now. I love it. It is a great app to help people learn where their money is going. It helped my wife and I to start tracking our spending, start putting more money back, and to start paying off bad debt. I highly recommend this to anyone. Everybody “needs a budget” and I think this app is a great place to start.

Recommend

jmic22 on

United States

I love this app. It’s worth every penny. My finances have never been better & it’s helping me meet my financial goals.

New update is terrible

KatyHorton4 on

United States

I have been using YNAB for a while now but here recently I have been having to re-authorize my accounts or there is a transfer delay just about daily. It is VERY frustrating to go through that process over and over again and/or wait for days/weeks for my transactions to come through so my budget is updated and correct. I’m hoping it is something with the new update so they can fix it but I am about to go with a different program if this continues. The yearly fee has gone up and the app has gotten worse.

Awesome budgeting tool!

jcbmrrs on

United States

I have been using YNAB for years, and always feel in control of my finances and know exactly where my money is going. I always laugh at those commercials where people have no idea how many subscriptions they have, as I know all the details thanks to budgeting with YNAB. It has help me find things I forgot I was paying for and helps me plan for a successful financial future!

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