YNAB

Spend, save, and give joyfully

Published by: You Need A Budget

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
₹9.90

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is ₹9.90.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.56 out of 5

101 ratings in India

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Ratings History

YNAB Reviews

Budgeting App in True Sense

Raktim Raj Baruah on

India

This is a budgeting app in true sense where in you can assign your money to your planned expenses. Other so called budgeting apps are just expense tracker but here you are suggested to plan ahead before spending the money. Hence in true sense you can save money & not just track your expenses. The platform has a learning curve but once you get the hang of it (which is pretty basic to be honest), you will fall in love with budgeting and money management.

YNAB stands out as the ultimate tool for effectively managing finances.

Sethuramasamy on

India

Since 2020, I have faithfully utilized YNAB without fail. This practice has instilled discipline in me, allowing me to have a clear understanding of my expenses and overall financial situation. Thanks to YNAB, I am able to effectively plan for my future goals.

Life altering app

AeJay009 on

India

You really need a budget. YNAB

Exceptional App , but pricing is bad

Deepz0071 on

India

People outside US cant use key features like bank sync and apple card integration etc but still they have to pay for it. And the subscription charge is directly converted to other currencies from USD without considering PPP. Atleast they should have another tier of subscription for people who doesn't have the access to the features. Functionality wise there is no competition to YNAB.

Reports Improvement for Mobile App

G_Waran on

India

The App is great overall ! The only thing missing is the reports page is very simple in the mobile app and we can’t analyse anything there. It would be much better if it showed information just like in the desktop site. Please work on it as we need to analyse our spendings in the mobile app. Thanks !

Brilliant App but…

Aranya Khurana on

India

This app is amazing! It’s allowed me to track and change my spending and saving habits and most importantly brought in so much transparency to my personal finances. I only wish this app’s subscription was cheaper and accurately reflected and respected the currency of my country’s purchasing power and cost of living (especially given that it’s an app that puts spending and saving at its heart).

YouNeedThisApp

JimmyVodka on

India

This isn’t a review about the current version of the app, but YNAB as a service. I’ve used many expense trackers, but that’s where you go wrong if you want to manage your money. Because that’s reactive. You need YNAB because it’s proactive and forces you to think about how you’re going to spend your money beforehand. And help you manage if you deflect from your plans. I wish it had a PPP pricing plans thought. But it’s best damn budgeting app out there. Devs/Designers are responsive and app gets new features very often.

Excellent app to break paycheck to paycheck cycle

GourabDey on

India

YNAB is the app which i was looking for since 3-4 yr and finally my search for the app ended here. It has all the functionalities which i wanted in an app starting from budgeting to expense tracking including future expenses. It’s helped me to break the “Paycheck to paycheck” cycle. Highly recommended one. Only thing I felt it’s lacking is the chart and report in mobile app. I have to use the web application for pulling the report.

Scam

raman_kukreja on

India

I deleted the app long back and still the subscription charges were cut! This is just a way of looting people

Useless

Ezac9764 on

India

Waste of time

Store Rankings

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