4.52 out of 5
96 ratings in India
Since 2020, I have faithfully utilized YNAB without fail. This practice has instilled discipline in me, allowing me to have a clear understanding of my expenses and overall financial situation. Thanks to YNAB, I am able to effectively plan for my future goals.
You really need a budget. YNAB
People outside US cant use key features like bank sync and apple card integration etc but still they have to pay for it. And the subscription charge is directly converted to other currencies from USD without considering PPP. Atleast they should have another tier of subscription for people who doesn't have the access to the features. Functionality wise there is no competition to YNAB.
The App is great overall ! The only thing missing is the reports page is very simple in the mobile app and we can’t analyse anything there. It would be much better if it showed information just like in the desktop site. Please work on it as we need to analyse our spendings in the mobile app. Thanks !
This app is amazing! It’s allowed me to track and change my spending and saving habits and most importantly brought in so much transparency to my personal finances. I only wish this app’s subscription was cheaper and accurately reflected and respected the currency of my country’s purchasing power and cost of living (especially given that it’s an app that puts spending and saving at its heart).
The annual pricing plan is a joke. The prices in different countries are not making sense. You charge 98 USD in US where you spend 20 USD for a breakfast. And you convert the same price to 9000 INR( 98 USD approx ) in India where a breakfast only cost 50 INR ( 0.5 USD ) . So people in US spend just 5 meal prices for an annual subscription where as people in India spend 180 meal prices for a year subscription. PPP pricing is what this app require.
This isn’t a review about the current version of the app, but YNAB as a service. I’ve used many expense trackers, but that’s where you go wrong if you want to manage your money. Because that’s reactive. You need YNAB because it’s proactive and forces you to think about how you’re going to spend your money beforehand. And help you manage if you deflect from your plans. I wish it had a PPP pricing plans thought. But it’s best damn budgeting app out there. Devs/Designers are responsive and app gets new features very often.
YNAB is the app which i was looking for since 3-4 yr and finally my search for the app ended here. It has all the functionalities which i wanted in an app starting from budgeting to expense tracking including future expenses. It’s helped me to break the “Paycheck to paycheck” cycle. Highly recommended one. Only thing I felt it’s lacking is the chart and report in mobile app. I have to use the web application for pulling the report.
I deleted the app long back and still the subscription charges were cut! This is just a way of looting people
Waste of time
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