YNAB

Spend, save, and give joyfully

Published by: You Need A Budget

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
2.00 Rp

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is 2.00 Rp.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.64 out of 5

50 ratings in Indonesia

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44
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Ratings History

YNAB Reviews

Crazy pricing for monetizing spreadsheet

John Healty on

Indonesia

They monetize the f out of this budget ideas. The whole app is based on spreadsheet. They just make it intuitive through some coding. Don’t get me wrong, I am a religious YNAB ex-user. I use YNAB for 2 years and decided to stop because I see that they have an old app called YNAB 4. Funny enough that YNAB 4 have every core function of new YNAB but only one time payment(back then). The difference is only on bank linking (a gimmick), user interface and mobile app integration. But those 3 so-called “features” doesn’t justify the 99$/year price tag. Go to the google and search for YNAB 4. You will be suprised how much you can save by using it instead. (little hint: you saved 99$/year isn’t that crazy? LOL) I personally think 99$/year is madness. To be fair 33$/year is more like it. They drive the price up because of their marketing and online “tutorials” that they make. Shame on you Jesse! Yeah I did some research on how they made YNAB in the first place. Yep it is a spreadsheet :)

Best Budgeting App

roysh4syim on

Indonesia

Trust me, this app works. Been help me through tough time

Simple Easy

Gigih Uzaman on

Indonesia

Simple, easy n very practical

Changed my life

Faking Miskin on

Indonesia

Now i know where my money goes. Every cent of it. Now I don’t panic whenever big expenses happens. Everything is planned. And now i can save.

YNAB Doesnt Support Custom Date for Beginning of The Month

kartikaditaa on

Indonesia

One of the important feature in budgeting app that I expect is that we can customize the starting date of budgeting month (since I got paid all sum in the middle of the month). This makes allocating the budget really not convenient at all (because I can only know how much budget that I can allocate after I know my remaining balance in middle of the month). The other budgeting app can simply accomodate this feature. Its waste of money for subscribing to YNAB 😔😔😔

This app changed my life.

studiocatsup on

Indonesia

I never bother to leave reviews, but this app is a life changer for me. I use it and love using it despite having to enter transactions manually (because of where I’m based) but I have to say, it’s more suited for serious budgeters because of the cost, IMO. Especially if you need to manually enter transactions, which takes time.

Great app but lack of reports in mobile versions

Jageneng on

Indonesia

I’ve been using this app for almost a year now. I really like it. The only reason I gave 4 stars is because its lack of reports on mobile version.

PIN or password

Ephraimhutabarat on

Indonesia

Could you add password on something like it when open this app. This app contain sensitive information for me but lack of security. Anyone could open it

Too expensive

:GusDeCooL: on

Indonesia

Too expensive for me, i want to save money not spending too much money for a software that designed to save money. If the price is $50 or below per year i may want consider. The interface is great but lack of forecast income that could be calculated into budget.

Recent update very confusing

Myra5900 on

United States

I don’t know exactly what happened in this latest update, but approving transactions is very frustrating. Catagories, payees, just not appearing the way they did before the update. I’m sure I’m not being very clear, but something significant changed.

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