YNAB

I love the app, no doubt. But I wish there were some of the features you get on the web version such as reduce overfunding, assign last month and such.

Is is a good app but the one thing that leaves me unsatisfied is the absence of an insight section within the mobile app (or maybe it could be included under the reports tab within the app). In essence, this will provide a visual presentation of my monthly expenses and earnings via pie charts or graphs. I should be able to summarily see within the various expense categories what accounts for the majority of my earnings. This should be available for each month within a period of 12 months, at minimum. The competition and even some free budgeting apps offer this feature. I cannot express here how helpful this is to budgeting because it offers the opportunity to reflect, compare, contrast and make effective and strategic adjustments as I goal set or plan financially for the future.

Every time they release an update they add more and more useless animations to menial tasks. The end result is a task that should only take a couple seconds taking close to a minute with the constant wait for an unnecessary visual confirmations. When I adjust amounts just change the number and move. Don’t make me wait for a slider to move followed by a sparkle then take me back to the other adjustments and make me wait another second before I can move on. Give an option to shut it all off and if that already exists make it obvious where that setting is. I just want to balance my budget and get on with my life.

Have been a YNABer for several years now, love the service (worth the price for me) and the recent improvements to the web app, and especially the iOS app!! The new design and the modern layout is a breath of fresh air. You can now do everything from mobile if that’s your jam. The YNAB support team is always so helpful, so if all these new features throw you off a bit, they can help.

I expect a $99 app to function as well as Mint, which was free. YNAB doesn’t. It’s nothing other than constant irritation and disappointment. YNAB regularly takes 3-4 days to import credit card transactions. Sometimes they don’t show up. Sometimes restaurant transactions are missing tips. Sometimes there are duplicates. 99.9% of my YNAB use is trying to find and fix YNAB’s errors with transaction importing. Contacting their support is a total waste of time as they blame the importer, Plaid. It’s been like this for months. This is less a budgeting app and more an immensely irritating, let’s do manual data entry (which you can do for free in Excel) app. I loathe it.

I’ve had YNAB since 2012 and the program has gone downhill ever since. There’s so much blowout inside this app. It’s pathetic. They say new feature we say same pig, different shade of lipstick. The homepage is the worst feature of the app.

Think of it less as a confusing spreadsheet or strict guide, and more as a flexible tool where you and a partner can keep track of everything that costs you money. It takes a few months to get the hang of it, and it can very humbling. Highly recommend watching a variety of videos and reading multiple articles to get the hang of it. But it is well worth learning how to use and it makes the following things easy to save up for: yearly bills, birthdays, holidays, upcoming trips, monthly bills, and so on. There’s not many services I have a strong loyalty to, but this app is truly an exception. Please don’t ruin this app.

Been using YNAB for years, since back when Jesse was still heavily involved. It’s a shame how thoroughly they have broken their own iOS application— each update some new horror. Every time YNAB for iOS manages to get worse— I avoid using the app and stick to the web version at this point. Hoping to try out alternatives soon.

That’s the review.

Opens with a weird series of prompts to build a mock budget then immediately prompts you to create a mandatory account and a paid subscription. For a budget app. No free, anonymous content available to see if it's worth using. Dozens of other choices out there that aren't squeezing you for a budget app.