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YNAB

Never worry about money again

Published by: You Need A Budget
United States

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
USD 109.00

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is USD 109.00.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

Jordan
User Rating

5 out of 5

3 ratings in Jordan

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Ratings History

YNAB Reviews

I love YNAB

Abed Zaben on

Jordan

It’d be better if there’s a quick search bar on top when we launch the app. So we can go faster to a specific category.

Life changing but one major issue

Nikki4m on

United States

It’s hard to keep it accurate, unfortunately. I have four accounts connected in one plan, and if I move money from one of those accounts to the other account, I have two transactions for +amount and -amount. If you assign both of them to “Ready to Assign” then you get just the + amount and the -amount is ignored. I then tried going and deleting both transactions, but unfortunately still have the + amount sitting in “Ready to Assign.” It’s annoying and it makes me not trust what the app says about my plans!!

Literally saved my financial life

Msumacc on

United States

Started using this over a decade ago (sometime prior to 2016), and I can’t imagine where we’d be without it.

Confusing and useless

doesn'tcareforthis on

United States

The first thing that happens is that you’re told you’re wildly over budget and you can only fix it by borrowing against the next month. There no help, the instructions don’t match what you see. It’s the opposite of reassurance. Absolutely hated it.

Learning curve

OccMuffins on

United States

The learning curve is absolutely monstrous with this app. The free trial is so that you don’t pay for something you don’t know how to use yet. I don’t even know what to complain about because this app is so unbelievably confusing and the way it reads different account just doesn’t make any sense and is baffling.

YNAB OG

Amesaway on

United States

I’ve been using YNAB since it was an excel spreadsheet and it has kept me on track all these years! Super easy to use and doesn’t take much time at all. Highly recommend!

Absolutely amazing

smefft on

United States

It can be a lot to set up your plan if it’s your first time adopting the YNAB method, but I absolutely love it. It has completely transformed my spending. The nice thing is that I can change my plan whenever I want and it combines my budgeting with real time transactions coming in. The ease of covering overspending in one category from another really cuts down on guilt spending.

Home Screen continues to get in the way.

marktaylor22 on

United States

I have tried and tried and tried to adapt to using the home screen, and it has done nothing but continued to get in the way. I wish it could just be hidden. Why can’t it be hidden? Why do we have to be all served the same platter? Why can’t we have different appetizers? This one shoe fits all does not work.

Life changing app

Uhlersoth on

United States

I’ve been using YNAB for 3+ years now and the difference in my life is astounding. I understand where my money is going month by month, and I have removed so much financial stress from my day to day. The app supports the approach, and the approach just works. Easiest annual subscription money to justify ever - it’s paid for itself many times over! Thanks to YNAB for all the work on a great product!

Still the best!

freeyair on

United States

After deciding I needed to get my life together and start budgeting, I tried out a few different apps. I’m a self proclaimed simpleton so I wanted something easy. But I couldn’t vibe with the rules of Everydollar and sadly Mint was just useless. Finally I tried YNAB and while I found it tricky to use at first, they have tons of resources to help. Once you get the hang of it, YNAB is a powerful tool for getting your finances in shape. Plus it connects to my bank account and credit cards seamlessly so transactions download automatically. I’ve been using it for almost 7 years and have more confidence with my money than ever. Thanks YNAB!

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