This app does the magic
Helped me maintain a budget for years now. Worth every cent!
Description
Where does all your money go? Exactly where you tell it to!
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)
"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)
"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
In-Apps
- YNAB Subscription
- €119.00
Screenshots
YNAB FAQ
-
Is YNAB free?
Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.
-
Is YNAB legit?
🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.
Thanks for the vote -
How much does YNAB cost?
YNAB has several in-app purchases/subscriptions, the average in-app price is €119.00.
-
What is YNAB revenue?
To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
4.85 out of 5
46 ratings in Latvia
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Ratings History
YNAB Reviews
They killed the classic app
They killed the classic app for which I had paid for a desktop version and replaced it with this joke which costs as much as a Netflix account. How are people giving 5 stars this anti consumer product is beyond me, what a joke.
Love YNAB
Keeping my budget in YNAB made most of my financial worries go away (as long as I have money of course). Incredible app.
I Don’t Need a Budget
APR’25 update: Down 1 Star for me. Rolling Actionable Transactions into the Budget tab at bottom was an illogical and frustrating update. That’s an Account function. Spotlight ??? Importing is slower and less predictable. Matching is sketchy. Still want Income Categorization: YNAB was recommended to me by a Dave Ramsey course instructor in 2009. It was helpful in getting my mortgage paid off, but now I just use it as a means to keep track of diverse retirement incomes, purchases, bills and balances. So I am not their target user, for sure. If You need a budget, I recommend this system wholeheartedly and wholeheadedly: Support is accessible, responsive and even friendly. The developers are (over-actively) “improving” and there's even an ad hoc group that offers desktop browser extensions that work seamlessly (that I no longer use. Maybe I should check in for Income Cat’s?). For me, living off my savings in retirement, it’s one frustration after another. To wit, - … - There is no way to categorize different tax categories of Income. I have to manually post individual entries to a separate spreadsheet with Income Categories instead of using one report like Quicken offers for direct import into TurboTax; - Tracking cash balances and taxable transactions in investment accounts is tedious and you can forget linking those, as payees and categories are scrambled (Linking Fidelity investment accounts still scrambles those field entries 3//25); Transactions in Pending status at the bank are now denoted as such, thank you). But timing for Direct Import from banks is unpredictable, and Matching is sketchy. I have used Quicken extensively and tried a few others, but here I am back to YNAB hoping for adaptations for my needs. Thank you, thoughtful and clever YNAB people, for what you’ve provided for those who do need a budget. I hope you expand your product functionality to accommodate retirees in the near future. Think QCD, CapGain, Dividends, Interest,
Budgeting rocks 🫵🏻🙏😇
Escape poverty by creating a surplus of wealth. Don’t forget to vote for UBI so we can all live in a real utopia.
Inaccurate and Bugs
My linked account unlinked often and was inaccurate. I had other various issues with the app simply not working correctly. Should probably be a free app until it works.
YNAB turned me into a confident, spendful budgeter
Before YNAB, I juggled multiple accounts—bills, emergency savings, backup savings, daily spending—but had no real clarity. I usually had money, but never knew if it was truly working for me. Now, just two months in, my emergency fund is untouched and growing, I’ve built an income replacement fund with over a month’s expenses, and I’m funding next month’s budget mid-month. I’ve even started keeping all my money in a high-yield savings account, which doubled my interest last month. YNAB helped me stop guessing and start being spendful—intentional and mindful with every dollar. This is hands down the best financial decision I’ve ever made.
Major issue
Since recent updates my inbound transactions to review are all showing $0
Better and better
They just keep making it better! Super fast Apple Card transaction sync, this new Spotlight area for months ahead, spending breakdowns, and consistently great support humans. Heck yes.
Best budget app
YNAB has more features and options than any other budgeting app.
Store Rankings
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App Info
- Category
- Finance
- Publisher
-
You Need A Budget
- Languages
- English
- Recent release
- 25.6 (1 week ago )
- Released on
- Oct 20, 2015 (9 years ago )
- Also available in
- United States, Canada, United Kingdom, Australia, Germany, Netherlands, Belgium, Spain, Switzerland, Ireland, Poland, France, New Zealand, Norway, Italy, Brazil, Philippines, Portugal, Russia, Mexico, Singapore, Sweden, Denmark, Finland, India, Austria, Hungary, South Africa, Malaysia, Japan, United Arab Emirates, Czechia, Colombia, Hong Kong SAR China, Israel, Thailand, Indonesia, Greece, Latvia, Ukraine, Lithuania, Romania, Saudi Arabia, Bulgaria, Chile, Taiwan, Dominican Republic, Estonia, Türkiye, Croatia, Argentina, Slovakia, China, Slovenia, Vietnam, Cyprus, Luxembourg, Peru, Ecuador, Sri Lanka, Pakistan, Egypt, Belarus, Nigeria, South Korea, Iceland, Kazakhstan, Bahrain, Brunei, Malta, Lebanon, Armenia, Madagascar, Algeria, Nepal, Tunisia, Kuwait, North Macedonia, Uzbekistan, Azerbaijan
- Last Updated
- 22 hours ago
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