Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
499.90 RM

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is 499.90 RM.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.64 out of 5

74 ratings in Malaysia

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Ratings History

YNAB Reviews

Terrible…

aaaahchrbgj,£3£; on

Malaysia

can u at least tell us this is a subscription based app? and not make me answer so many questions and end up being useless.. imagine having to pay for an app just to trace my finances… ridiculous.

Now extremely expensive

Stefan Ong on

Malaysia

The app is pretty solid as a budgeting tool but the recent extreme price hack of the subscription no longer justifies its use as there are quite a number of better priced alternatives available. For those who are serious about budgeting and saving money look elsewhere.

Can’t tract back previous transactions

Jennnyyyisit on

Malaysia

Never inform user when’s the trail end. Users can’t even look back to previous transactions. Should at least let the users track back transactions if the trial end.

You will save more than you pay the annual subscription fee.

Loyalkkk on

Malaysia

I often find my money gone from spending somewhere else. With this budgeting app, you will be led to plan in advance by allocating every dollars into spending categories. Thereafter, you just need to track to see you are not over-spending to make sure your account in green every months. Cons, you will be stressful whenever you see red and re-plan your allocation. Its time consuming. Moreover, I hope this apps allow us to change theme colour. The theme colour in the latest update is ugly.

Good App

VictorChor on

Malaysia

This app is awesomely good, but still need one to improve, support bank of other countries.

The almost perfect personal finance app

andyaldoo on

Malaysia

I would like to request the team to consider adding the full fledged report to be added to the mobile app. Mainly, the expenses report

The best budgeting app

Messiahhh on

Malaysia

I don’t think I would have been able to climb out of my debt hole without this app.

Great for freelancers

Spitefully on

Malaysia

As a working freelancer this app is great for keeping track of pending payments from clients by using the account asset tracking tool. Not to mention the amazing budgeting features it has.

Worth 100x if not 1,000x of your investment

Dean Yeong on

Malaysia

Yes, I can create a spreadsheet for my budget. But both YNAB web app and mobile app help me get so much work done in so little time. I get to build my budget in an intuitive way; track my expenses in seconds; most importantly, see several financial reports that were generated automatically by YNAB. I would say YNAB is one of the best budgeting app in the market. And it has transformed my finances hugely since I started using it!

Bad app

Bad and hopeless on

Malaysia

This app need money after register, and it is not cheap too, not worth to download, u can simple create excel to have the feature inside the app and I believe this app may collect personal data such as bank detail, need to be careful guys

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