Where does all your money go? Exactly where you tell it to!
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling
PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on
IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions
VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report
SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go
REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)
“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)
"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
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https://www.ynab.com/terms/?isolated
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https://www.ynab.com/privacy-policy/?isolated
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https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps
YNAB Subscription
$2,299.00
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YNAB FAQ
Is YNAB free?
Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.
Is YNAB legit?
🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.
Thanks for the vote
How much does YNAB cost?
YNAB has several in-app purchases/subscriptions, the average in-app price is $2,299.00.
Uso esta app desde el 2013 y simplemente excelente
He usado esta app desde hace más de 10 años y me ha ayudado enormemente a llevar control de mi dinero. Simplemente el poder tener paz mental sabiendo que todo está programado y que no gasto más de lo que puedo pagar es insuperable.
La herramienta es súper fácil de usar, incluso tiene videos para ir aprendiendo a cómo usar la herramienta, el soporte es excelente. No lo pienses, es una excelente herramienta que te ayudará a administrar tu dinero y tener paz mental al respecto :).
Love it!
It would be cool if you can enter manual transactions from the iwatch and also that has a camera option to scan receipts
Muy caro
Es buen servicio, pero es caro. Hay muchas funciones que ni se pueden usar en Estados Unidos, y sin embargo el servicio es aún más caro que allá.
Thanks for the long hours team!
My four star review at 4 AM tells you 4 things:
1. I celebrate all the improvements during the last years. Way to go!
2. By now, you gotta have lots of information that allows you to automate a great deal of repetitive movements users make. So far I like the automation. I would value even more if I have to do less repetitive tasks that I always do. My suggestion is more automation and then ask the user to click and approve or reject when adjustments are being proposed.
3. You are making me feel that you provide more value than what I am paying right now. It’s a fair price.
4. YNAB Toolkit reports and functions rocks. Somewhat unstable? Invest on them. It’s an open opportunity to monetíze on premium reports and functions.
Lastly, I would give you a 5 star review when you achieve full integration to toolkit reports or at least a seamless and less bumpy behavior, extend limited report options, password protection personal categories for micro businesses (2 or 3 associates) share ability.
Awesome job YNAB team,
Ivan
Life changing
Nothing will be the same after using YNAB
The perfect app
This is the more useful app to make a monthly budget so that you don’t spend more than you earn. It has a clean and a friendly user interface.
Best budgeting app
It has helped me raising awareness about my expenses and habits. It is an excellent tool for the day to day. A couple of improvements would make it the best app ever: 1. Managing expenses in foreign currency and 2. Allowing spending in interest free monthly instalments with credit card payments. The first improvement is needed in a day and age where we buy over the Internet with different currencies. The second would be great to have an idea of the longer term spending. This is very useful particularly for people with an age of money equal or lesser than 30 days!
Indispensable
Una aplicación que se ha convertido en indispensable en mi día a día. Fácil de utilizar, de modificar y de agregar nuevos rubros en mis categorías de gastos, inversiones y obligaciones. Desde el 2014 la uso de manera habitual.
Muy recomendable. Gran inversión que me ha ayudado a ahorrar mucho dinero.
Excelente!
Esta aplicación te da un tranquilidad y un control increíble con tus finanzas, recomiendo mucho los videos de YNAB en YouTube (Inglés)
Excelente app y tutoriales
Esta aplicación es excelente para aprender a hacer y manejar un presupuesto personal. Tiene una filosofía fácil de entender, y la funcionalidad es excelente. Para los novatos como yo, hay miles de videos y tutoriales (en inglés) para usar esta app, y su contraparte web. Lo recomiendo ampliamente, pero hay que saber que conlleva una suscripción mensual.
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