Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.
You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?
Start your one-month free trial today!
Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more
Testimonials:
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber
“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User
"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming
"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
Uso esta app desde el 2013 y simplemente excelente
He usado esta app desde hace más de 10 años y me ha ayudado enormemente a llevar control de mi dinero. Simplemente el poder tener paz mental sabiendo que todo está programado y que no gasto más de lo que puedo pagar es insuperable.
La herramienta es súper fácil de usar, incluso tiene videos para ir aprendiendo a cómo usar la herramienta, el soporte es excelente. No lo pienses, es una excelente herramienta que te ayudará a administrar tu dinero y tener paz mental al respecto :).
Love it!
It would be cool if you can enter manual transactions from the iwatch and also that has a camera option to scan receipts
Muy caro
Es buen servicio, pero es caro. Hay muchas funciones que ni se pueden usar en Estados Unidos, y sin embargo el servicio es aún más caro que allá.
Thanks for the long hours team!
My four star review at 4 AM tells you 4 things:
1. I celebrate all the improvements during the last years. Way to go!
2. By now, you gotta have lots of information that allows you to automate a great deal of repetitive movements users make. So far I like the automation. I would value even more if I have to do less repetitive tasks that I always do. My suggestion is more automation and then ask the user to click and approve or reject when adjustments are being proposed.
3. You are making me feel that you provide more value than what I am paying right now. It’s a fair price.
4. YNAB Toolkit reports and functions rocks. Somewhat unstable? Invest on them. It’s an open opportunity to monetíze on premium reports and functions.
Lastly, I would give you a 5 star review when you achieve full integration to toolkit reports or at least a seamless and less bumpy behavior, extend limited report options, password protection personal categories for micro businesses (2 or 3 associates) share ability.
Awesome job YNAB team,
Ivan
Life changing
Nothing will be the same after using YNAB
The perfect app
This is the more useful app to make a monthly budget so that you don’t spend more than you earn. It has a clean and a friendly user interface.
Best budgeting app
It has helped me raising awareness about my expenses and habits. It is an excellent tool for the day to day. A couple of improvements would make it the best app ever: 1. Managing expenses in foreign currency and 2. Allowing spending in interest free monthly instalments with credit card payments. The first improvement is needed in a day and age where we buy over the Internet with different currencies. The second would be great to have an idea of the longer term spending. This is very useful particularly for people with an age of money equal or lesser than 30 days!
Indispensable
Una aplicación que se ha convertido en indispensable en mi día a día. Fácil de utilizar, de modificar y de agregar nuevos rubros en mis categorías de gastos, inversiones y obligaciones. Desde el 2014 la uso de manera habitual.
Muy recomendable. Gran inversión que me ha ayudado a ahorrar mucho dinero.
Excelente!
Esta aplicación te da un tranquilidad y un control increíble con tus finanzas, recomiendo mucho los videos de YNAB en YouTube (Inglés)
Excelente app y tutoriales
Esta aplicación es excelente para aprender a hacer y manejar un presupuesto personal. Tiene una filosofía fácil de entender, y la funcionalidad es excelente. Para los novatos como yo, hay miles de videos y tutoriales (en inglés) para usar esta app, y su contraparte web. Lo recomiendo ampliamente, pero hay que saber que conlleva una suscripción mensual.
