YNAB
Spend, save, and give joyfully
#1 Keyword Rankings
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Top 10 Rankings
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Description

Where does your money go? Frustrated you’re not getting ahead? Unsure about your future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.

You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.

YNAB has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money (and so much more)?

Start your one-month free trial today!

Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more

Testimonials:

"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!"
-@taber

“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User

"Three years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!"
-@HancinGaming

"I've been using YNAB for over two years, and my fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny

Love how you spend and celebrate how you save. YNAB and its simple set of habits will help you spend purposefully, save aspirationally, and even give generously.


How do you want to spend your money, or more importantly, your life?

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:
https://www.ynab.com/terms/?isolated

Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated

California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
€ 101,99

Screenshots

User Rating

4.77 out of 5

437 ratings in Netherlands

5 star
384
4 star
34
3 star
5
2 star
1
1 star
13

Ratings History

Reviews

Usability

bentol on

App is not usable for running cost and income from bank accounts. Assigning costs might be ok in US, but it’s not the way for EU. Too complicated and time consuming.

Love the app

IsaacPewton on

But unable to continue using it after my connection to a EU bank is closed. I wish I could opt-in to using private beta banks, it’s been working fine for me.

Was great till

tomtomnl1990 on

YNAB was a great solution until they were discontinuing sync with European Private Beta Banks from Truelayer. No big announcement or any clear communication. Just finding out Volksbank is no longer to be synced. Thanks YNAB for your great communication…not.

Reports

Hexadem on

Please add more reports for mobile app

Blessing

Simsalla on

YNAB helps me sleep at night. YNAB ontzorgt.

Worth every penny. This will change the way I manage money

Mollyblob on

I’m 37 probably suffer with ADD and have never found a way to seriously manage my money. I write list and start new spreadsheets all for them to fail. I have used this app for two weeks only and already know it will be money well spent and it is going to really revolutionise the way I budget. Best to use a computer at first but having the app helps with quick updates and overviews. It will be a long process to get my finances in order, but here’s hoping to more saving and wise informed spending in 2023! FYI check out the YouTube Nick True for beginners to see if this might be for you, he helped greatly in understanding this concept. Update: I am now a year in and I seriously have seen a massive difference in how I manage money. I feel relaxed about it and totally in control with how I spend it. It takes a little time to change the way you budget but it’s a game changer. As a freelancer I have just been told a long standing client (95% of my income) is cancelling my contract and without this app I would be seriously panicking. Now I can reorganise my finance and after a year of being wise with money I have a couple of months leeway to find new clients. Happy days, I couldn’t recommend this enough.

Worth every cent

More_Russia on

If you’re ready to take control of your finances, YNAB is it. It gives me a clear overview, way more peace of mind, and helps me work towards my goals. I really feel like finances are something I have under control now. You get the first month free (a full free year if you’re a student!) - then you have to pay, but this is easily my most “worth it” subscription. The customer support and community is also really supportive; highly recommend!

Best money management app around

Tanevw on

This is the last subscription I will ever cancel. It’s what keeps me financially healthy

More Reports

Hexadem on

Please add more reports to mobile.

Reports and search

Hexadem on

Thank you! Please add reports in mobile with search like web-YNAB has.

Store Rankings

Ranking History

Category Rankings

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Top Grossing
2
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Top Grossing
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Keywords

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Revenue and Downloads

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App Info

Category
Finance
Languages
English
Recent version
24.10 (1 week ago )
Released on
Oct 20, 2015 (8 years ago )
Last updated
1 week ago