Life changing
I’ve been using YNAB for 5+ years, and it has changed my financial life. While it is expensive, the benefit I get way outweighs the cost.
You Need A Budget
Spend, save, and give joyfully
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Description
Where does your money go? Frustrated you’re not getting ahead? Unsure about the future? You’re asking the right questions but the world thinks about money all wrong. You aren’t broke, but your money mindset is. It’s time to change your relationship with money.
You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
You Need A Budget has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money?
Start your one-month free trial today!
Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more
Testimonials:
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to You Need A Budget which helped me get it done!"
-@taber
“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User
"Three years ago I started with You Need A Budget, the goal was paying off all my debt. With You Need A Budget, I was able to double the goal! Bye, financial stress!"
-@HancinGaming
"I've been using You Need A Budget for over two years, and my fiance and I will be paying for our wedding without any loans because of You Need A Budget."
-@Thai_Jonny
Love how you spend and celebrate how you save. You Need A Budget's simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-You Need A Budget is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.aus.youneedabudget.com/terms?isolated
Privacy Policy:
https://www.aus.youneedabudget.com/privacy-policy/?isolated
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You need a set of habits to change your mindset and behavior, until you are spending purposefully, saving aspirationally, and even giving generously.
You Need A Budget has taught millions of people a set of habits to change their money mindset for good. As the habits become second nature, you’ll stop fighting about money, make better decisions, and sleep better at night. Are you ready to feel confident and secure about your money?
Start your one-month free trial today!
Features:
-Built for Partners & Families: A close-knit group of up to six people can share budgets (and dreams!) at no extra cost.
-Manage your Loan Payoff: Tackle debt by calculating the time and interest saved with every extra dollar paid.
-Expense Tracking: View changes to your budget in real time to simplify sharing finances with a partner.
-Goal Setting: Turn your dreams into categories, set spending targets, and visualize your progress as you go.
-Credit Cards: You'll always know whether you can pay off your credit card balance. If not, we'll help you make a plan to get there!
-Import Income & Expenses: Add transactions manually or securely link accounts to view your big financial picture in one place.
-Spending & Reports: See your spending averages (down to the cent) and your growing net worth in full technicolor glory by slicing and dicing your data.
-Privacy Protection: We don't (and won't) sell your data. We don't host in-app ads or pitch recommended products. It’s never been our thing. Ew.
-Resources Galore: Our award-winning support team is eager to answer your questions and a wealth of free resources, including live workshops, videos, written guides, and more
Testimonials:
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to You Need A Budget which helped me get it done!"
-@taber
“Now that net worth is creeping upward, it’s such a relief. I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, Former Mint User
"Three years ago I started with You Need A Budget, the goal was paying off all my debt. With You Need A Budget, I was able to double the goal! Bye, financial stress!"
-@HancinGaming
"I've been using You Need A Budget for over two years, and my fiance and I will be paying for our wedding without any loans because of You Need A Budget."
-@Thai_Jonny
Love how you spend and celebrate how you save. You Need A Budget's simple set of habits will help you spend purposefully, save aspirationally, and even give generously.
How do you want to spend your money, or more importantly, your life?
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-You Need A Budget is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.aus.youneedabudget.com/terms?isolated
Privacy Policy:
https://www.aus.youneedabudget.com/privacy-policy/?isolated
In-Apps
- You Need A Budget Subscription
- $159.99
Screenshots
User Rating
4.77 out of 5
234 ratings in New Zealand
5 star
204
4 star
20
3 star
2
2 star
2
1 star
6
Ratings History
Reviews
Can’t import transactions from iPhone
No button to import in the app and no way to import on the website version either. Wasted my time going through and entering the budgeting information only to find I have to enter every transaction manually.
Too ānal
I'm not this ott to keep using it, besides thankful I can't link a bank account - that voids the terms with your bank!
YNAB win!
I’m never going back to other budgeting apps. YNAB teaches budgeting in a different way compared to traditional budgeting. Only budget *what you have*, and get out of that living paycheck-to-paycheck cycle and get out of debt! For good! Completely worth the money. Try it for 34 days without requiring any card details, and really learn the method. You won’t regret it!
You won’t regret being a YNABer!
It took some time for me to truly understand how to use YNAB correctly and efficiently, but once I did, I’m never going back to other budgeting apps! It’s life changing, actually!
Legendary app
Been using this for over 4 years, wouldn’t have been so good with money if it wasn’t for this app. Yearly subscription is totally worth it.
PERSONAL BUDGETING SUCCESS ON ANOTHER LEVEL
Many many thanks to the YNAB team for creating this app! This has taught me new ways of applying sensible budgeting principles in a way that works, and works… and works! Yes, those principles can be applied to any method you choose, but no other method makes it as easy as YNAB does! To anyone out there, unsure if this is the right thing, YNAB has a mean arsenal of instructional videos and more… it’s a budgeting package with punch 🥊. Try it, it changed my life. Thank you, YNAB!
Unusable
Not sure what changed in the last update but last week I signed up using Apple login to check out the app but decided to try other options first considering the unreasonably high subscription price and the face that I couldn’t link NZ banks - so I uninstalled the app. Today I returned to give the app a 2nd chance but I can’t sign in as it says there’s no associated account and I can’t sign up either - seems like an issue that’s been going on for a long time. Fool me twice, and so on…
Finally fixed date picker
I’ve found YNAB’s app generally good but the date picker ignoring regional start of week was always deeply frustrating. Fixed now!
Expensive
I’ve been using YNAB since 2010 ish in its various forms. Have loved it. Switched over to the new system 2 years ago. However they have just increased the subscription price and the exchange rate from USD makes this app very expensive for something that’s supposed to help people struggling with their debt. I don’t think I’ll be renewing my subscription in January.
Store Rankings
Ranking History
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Keywords
budgeting,
fudget budget planner tracker,
good budget,
spendee,
weekly budget,
mint,
mint budget,
budgeting app,
budget app,
simple budget planner
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App Info
- Category
- Finance
- Publisher
- You Need A Budget LLC
- Languages
- English
- Recent version
- 24.10 (1 week ago )
- Released on
- Oct 20, 2015 (8 years ago )
- Also available in
- United States, Canada, United Kingdom, Australia, Germany, Netherlands, Belgium, Spain, Switzerland, Ireland, New Zealand, Poland, France, Norway, Brazil, Italy, Philippines, Russia, Mexico, Singapore, Portugal, Sweden, Denmark, Finland, India, Austria, Hungary, South Africa, Malaysia, Japan, Czechia, United Arab Emirates, Colombia, Hong Kong, Israel, Indonesia, Thailand, Greece, Ukraine, Romania, Saudi Arabia, Chile, Taiwan, Dominican Republic, Argentina, Turkey, Ecuador, Vietnam, China, Peru, Pakistan, Belarus, Egypt, Nigeria, South Korea, Kazakhstan, Lebanon, Algeria, Kuwait, Azerbaijan
- Last updated
- 18 hours ago