Description

Have you ever worried about money? You are not alone.
Download YNAB, get good with money, and never worry about money again.
“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020
Start your free one-month trial and stop feeling like you’re bad with money.
“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.
Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016
Benefits and Features
STOP ARGUING ABOUT MONEY
…and start planning your life, together
-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling
STOP DROWNING IN DEBT
…and start seeing progress with your paydown
-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources
STOP FEELING DISORGANIZED
…and start feeling totally in control
-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go
START REACHING MORE GOALS
…and stop thinking your future is limited
-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb
START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret
-Calculate your “Cost to Be Me”
-Make a flexible, proactive spending plan
-Always know how much you have to spend
START FEELING SUPPORTED
…and stop feeling like you’re alone in this
-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.)
The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money?
(You seem ready! And we already really like you, so please join us.)
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
USD 109.00

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

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  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is USD 109.00.

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Panama
User Rating

4.8 out of 5

20 ratings in Panama

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Ratings History

YNAB Reviews

It eases the load

Ayana Panama on

Panama

I feel so much lighter since i started using the app. I have been able to rally distribute my income accordingly and it’s such a relief. I went for it after I read the book and I don’t regret it. Definitely recommend it and have recommended it already

Pricey and unavailable features in some regions

3WN2M432#U%oM* on

Panama

The app itself is okay. One of the most interesting features, the ability to connect your bank account is missing and has been missing for years. It’s only available in the US, Canada and some EU countries. If you live in other region, forget about it. The subscription is quite expensive for people living in LATAM. Add to that missing bank connections mentioned before and it makes no sense to me. A budgeting app should probably understand purchasing power of people depending on regions and adjust pricing like other services do.

Worth the investment

Efrain pty on

Panama

This app is a life changer

Simply perfect

lcchacon21 on

Panama

Un app en constante mejora que no deja de ser excelente.

Life changing but one major issue

Nikki4m on

United States

It’s hard to keep it accurate, unfortunately. I have four accounts connected in one plan, and if I move money from one of those accounts to the other account, I have two transactions for +amount and -amount. If you assign both of them to “Ready to Assign” then you get just the + amount and the -amount is ignored. I then tried going and deleting both transactions, but unfortunately still have the + amount sitting in “Ready to Assign.” It’s annoying and it makes me not trust what the app says about my plans!!

Literally saved my financial life

Msumacc on

United States

Started using this over a decade ago (sometime prior to 2016), and I can’t imagine where we’d be without it.

Confusing and useless

doesn'tcareforthis on

United States

The first thing that happens is that you’re told you’re wildly over budget and you can only fix it by borrowing against the next month. There no help, the instructions don’t match what you see. It’s the opposite of reassurance. Absolutely hated it.

Learning curve

OccMuffins on

United States

The learning curve is absolutely monstrous with this app. The free trial is so that you don’t pay for something you don’t know how to use yet. I don’t even know what to complain about because this app is so unbelievably confusing and the way it reads different account just doesn’t make any sense and is baffling.

YNAB OG

Amesaway on

United States

I’ve been using YNAB since it was an excel spreadsheet and it has kept me on track all these years! Super easy to use and doesn’t take much time at all. Highly recommend!

Absolutely amazing

smefft on

United States

It can be a lot to set up your plan if it’s your first time adopting the YNAB method, but I absolutely love it. It has completely transformed my spending. The nice thing is that I can change my plan whenever I want and it combines my budgeting with real time transactions coming in. The ease of covering overspending in one category from another really cuts down on guilt spending.

Store Rankings

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Category Rankings
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