Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
399.90 S/

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

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  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is 399.90 S/.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.72 out of 5

18 ratings in Peru

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Ratings History

YNAB Reviews

The best!!

Vivikype on

Peru

Sin lugar a dudas la mejor herramienta para el control financiero personal, muy de acuerdo a la realidad.

Recent update very confusing

Myra5900 on

United States

I don’t know exactly what happened in this latest update, but approving transactions is very frustrating. Catagories, payees, just not appearing the way they did before the update. I’m sure I’m not being very clear, but something significant changed.

So helpful!

kbw1985 on

United States

I read You Need a Budget about a year ago and then spent time trying to create my own budget because I felt like I could do it myself and save money! After lots of time and frustration I realized it was more cost effective to pay someone to help me. 😅 it is definitely worth it for the help and peace of mind it brings for me! I have been loving it and how it helps me give all my money a job. I can look at how we spend as data to adjust as needed and love that it syncs to our accounts. Such a wonderful app, thank you!!

Again, do not like the recent updates!!

Mom2dlre on

United States

Do not like the account views on mobile. Too busy with “uncleared” rather than the “c” icon. Also do not like the shaded memos. Every update creates a busier look with more taps.

Changes for the sake of changes

samueldavidmiller on

United States

Not pleased with the recent change to how cleared/uncleared transactions are displayed. The new design adds lots of unnecessary space and takes up much more room. Also, seeing notes for each transaction is not important to me in the list view. It should be an option to enable/disable something like this. All these changes to “make it easier for new YNABers to get started” is sometimes making it worse for users. Having a slight on ramp to understand the YNAB system is not something that needs to be decimated. Encourage learning rather than eliminating longstanding systems in the name of simplification.

Kid good

Hchvgc GB chv h on

United States

Great for kid’s balancing there money

Is this fake?

Titanweb4 on

United States

The app leads me from social media requesting login info and send me to the App Store to download the app I filled out the required information to start and then it sends me to a sign on, then when I enter the log on it tells me that someone with my email has already used my email… duh ! It’s me , I just entered the information but now I am not recognized!!!

OK if you never have debt

Wintervillager on

United States

YNAB is a great way to track your money if you want to actively track it (not passively/automatically) and if you never carry unsecured debt. It handles mortgages fine but it’s simply not built for people who sometimes float large purchases on credit cards as I sometimes do. The old desktop version was superior to the more expensive subscription service they run now. I consider it a niche product, definitely not for everybody, or even most people.

Unnecessarily Convoluted

Tv grant on

United States

I don’t recommend this app for anyone that is trying to budget and or track their expenses. The app is very confusing and convoluted. Please note I am an accounting major, so finances budgeting those type things are not complex to me. This app just made it way more complicated than it should to understand how my expenses were for the previous month.

One of a kind life changing app

dbobbb on

United States

Genuinely one of the most impactful apps you could ever use

Store Rankings

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