YNAB

Spend, save, and give joyfully

Published by: You Need A Budget

Description

Where does all your money go? Exactly where you tell it to!

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB.

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix."
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB.
Start your one-month free trial today!
Features:
BUILT FOR PARTNERS & FAMILIES
-Up to six people can share budgets on one YNAB subscription
-Simplifies sharing finances with a partner
-Cheaper than couples counseling

PAY OFF YOUR DEBT
-Loan planner tool
-Calculate time and interest saved
-A debt-paying community to cheer you on

IMPORT TRANSACTIONS AUTOMATICALLY
-Securely link financial accounts to bring in transactions
-Option to add transactions manually
-Experience the oddly satisfying routine of categorizing transactions

NO ADS
-Privacy protection
-No in-app ads
-No third-party product pitching. Ew.

VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE
-Net worth report
-Spending breakdown
-Income vs expense report

SET & REACH GOALS FASTER
-Track expenses
-Set spending targets
-Visualize progress as you go

REAL HELP FROM REAL HUMANS
-Award-winning support team
-Free live workshops
-Real people (who aren’t perfect either)

“My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!”
-Gideon, YNAB user since 2019
"I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!”
-@taber
“I’m sleeping better now. Our arguments about money have magically evaporated.”
-Jonathan, YNABer (former Mint user)

"My fiance and I will be paying for our wedding without any loans because of YNAB."
-@Thai_Jonny
“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Your money is your life. Spend it well with YNAB.
Free for 30 Days, then Monthly/Annual Subscriptions Available
Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.
You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)
Terms of Use:
https://www.ynab.com/terms/?isolated
Privacy Policy:
https://www.ynab.com/privacy-policy/?isolated
California Privacy Policy:
https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated
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In-Apps

YNAB Subscription
£99.00

Screenshots

YNAB FAQ

  • Is YNAB free?

    Yes, YNAB is free to download, however it contains in-app purchases or subscription offerings.

  • Is YNAB legit?

    🤔 The YNAB app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.

    Thanks for the vote

  • How much does YNAB cost?

    YNAB has several in-app purchases/subscriptions, the average in-app price is £99.00.

  • What is YNAB revenue?

    To get estimated revenue of YNAB app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.78 out of 5

2,660 ratings in United Kingdom

5 star
2,361
4 star
168
3 star
44
2 star
26
1 star
61
Ratings History

YNAB Reviews

They listened!

Mr Barkerby on

United Kingdom

After the last update that removed the cleared and uncleared balances, I complained (and I assume others did) and now with the latest update it is back!! Thanks for listening to your customers YNAB 😊

Worse after update

Mr Barkerby on

United Kingdom

Firstly I have to say that I love YNAB and have been using it for years, but the last update has sadly made the app less usable 😣 You can’t see your balance without clicking into it now. Normally the updates are improvements but this one is not good.

Latest UI update is annoying

_gethin on

United Kingdom

First: I love YNAB and have used it for years. But this last update (6th Feb 2025 as I write this) is super frustrating for one reason only. The ability to select transactions immediately from an account screen has gone. In its place is a “select” button in the header to be able to do this. So now 2 taps to do what took 1 before. Or to mark a transaction as cleared I now have to hold down on it. Doesn’t sound like much, but it’s quite frustrating given how quick it was possible to do this before. Also the account header has gotten much bigger which just looks wrong. I’m hoping this change is reverted. If I’m looking at my transactions I want to be able to interact with them quickly but taps are being added for no apparent reason 🤷‍♂️ Edit for response: Your response to another reviewer who had the same complaints as me was that we can still select transactions, yes we can, but you’ve added an extra tap to that process, might seem like a small change but to their point you are making the app harder and less efficient to use, for what purpose I can’t tell.

Bad update

pravda1982 on

United Kingdom

The recent update has taken away the ability to select transactions, now hides the reconciled figure away. In general the app does not innovate (e.g., the amusingly weak efforts at reporting, introducing a new one only at a point of price increase). That's fine, I guess, it all worked. But quietly making the app harder to use is not a good sign.

Latest UI update is annoying

_gethin on

United Kingdom

First: I love YNAB and have used it for years. But this last update (6th Feb 2025 as I write this) is super frustrating for one reason only. The ability to select transactions immediately from an account screen has gone. In its place is a “select” button in the header to be able to do this. So now 2 taps to do what took 1 before. Or to mark a transaction as cleared I now have to hold down on it. Doesn’t sound like much, but it’s quite frustrating given how quick it was possible to do this before. Also the account header has gotten much bigger which just looks wrong. I’m hoping this change is reverted. If I’m looking at my transactions I want to be able to interact with them quickly but taps are being added for no apparent reason 🤷‍♂️

Life changing

Peter30000 on

United Kingdom

I’ve now used this app (and the desktop versions that proceeded it) for about 10 years and it has been the best thing I ever discovered in terms of managing my money. No idea how I would have managed without it and very grateful to all the devs who have worked on it over the years and continue to improve it year after year. Worth every penny. Keep up the great work!

So ridiculously expensive

Woody2132 on

United Kingdom

Been with ynab since it was on Steam but I just feel for the money you don’t get much bang for your buck.

Overpriced, useful app

Afee646 on

United Kingdom

Decent app but slowly getting worse in terms of usability. Seems the product is as much as it could be, with recent changes more UI focused, adding little animations and changing colours - the former of which slow down the process of using the app. Currently working on finding another app to use, failing that google sheets is calling. Used to recommend this app to people, but have done a 180 on this in the last year. Thanks for all!

Great so far!

RickFisher85 on

United Kingdom

This app has been a real game changer for my family and I who have been trying to get a grip of our finances. I wish I knew about this sooner.

Good app with insane pricing

Marshall L. Paul on

United Kingdom

YNAB UK price over last few years: 2020 £66.10 2021 £63.48 2022 £75.71 2023 £86.99 2024 £86.99 2025 £99

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