--- title: "Zed Credit Card - Reviews, Revenue and Downloads in Philippines | Apple App Store" description: "Zed is the credit card that’s actually on your side—built for a new generation in the Philippines. No annual fees. No FX markups. Smarter credit limits that grow with you. Get a card that works the wa" --- # Zed Credit Card — Philippines > No fees, No FX Markup ![Zed Credit Card App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/1c/13/c5/1c13c5f8-719d-2214-f6e8-0f4a30770e5f/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/400x400bb.png) **Developer:** [Zed Financial](https://apptail.io/developer/zed-financial-OfltJ) **Category:** Finance **Rating:** 3.2/5 (206 ratings) **Price:** Free **Bundle ID:** ph.zedcard.ZedCard **Store:** Apple App Store **Country:** Philippines **Version:** 1.0.72 (released 2026-11-03) **Original Release:** 2026-02-23 **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id1559821118) **AppTail Page:** [https://apptail.io/app/zed-credit-card-Dgxw/philippines](https://apptail.io/app/zed-credit-card-Dgxw/philippines) ## Zed Credit Card Description Zed is the credit card that’s actually on your side—built for a new generation in the Philippines. No annual fees. No FX markups. Smarter credit limits that grow with you. Get a card that works the way money should today: transparent, flexible, and fully in your control. NO FOREIGN TRANSACTION FEES Travel freely. Pay in the real exchange rate, with zero hidden costs. NO ANNUAL FEE No junk fees. No fine print. Just a clean, powerful card. UNLIMITED VIRTUAL CARDS Create virtual cards instantly. Control spending, kill subscriptions, and shop safer online. SMARTER CREDIT LIMITS Your limit starts where it makes sense—and grows with how you use your card. It’s flexible, responsive, and built to scale with you. TITANIUM MASTERCARD® A premium-tier card with global acceptance, built-in perks, and serious security—no fluff, no gimmicks. NOW AVAILABLE BY INVITE IN THE PHILIPPINES Request access in the app. Issued by Zed Financial PH, Inc., regulated by the Bangko Sentral ng Pilipinas (BSP). ## Zed Credit Card Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/34/41/79/3441797d-92d1-ef74-f97d-b0a86d62448a/01.png/1290x2796.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2b/32/02/2b320265-19fb-316e-788b-7e7a8912215b/02.png/1290x2796.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/24/8f/b7/248fb709-906d-f178-580c-579ae35c6014/03.png/1290x2796.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/78/c0/6e/78c06e96-ad2b-df5f-cc11-eea71f846b34/04.png/1290x2796.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e7/b5/ff/e7b5ff70-0e08-282b-61ed-fe224fc1c7fe/05.png/1290x2796.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1a/38/f4/1a38f4fd-acf3-9bcb-cdc4-940920a6ecf3/06.png/1290x2796.png) ## Zed Credit Card Rating Breakdown in Philippines - 5 stars: 107 (52%) - 4 stars: 7 (3%) - 3 stars: 3 (1%) - 2 stars: 6 (3%) - 1 stars: 83 (40%) ## Zed Credit Card Reviews in Philippines ### *---- "WALANG KWINTA" yoslis -- ptgamingscammaz, 2026-09-25 ### *---- "Not worth it" Not worth -- AntzMG2086, 2026-09-20 ### *---- "Mahirap maapproved dito" Mahirap maapproved tagal mo waitlist tapos not approved 😭 -- Malupiton11, 2026-09-15 ### ***** "The best" The best credit card service and app. No forex fee. Perfect for traveling abroad. I love all the app features. -- Teeeeeej1982, 2026-09-14 ### ***** "So far, I like this app." It has a low rating mostly from people who got declined, which is understandable. -- Bryllew3, 2026-09-07 ### ***** "I love what they’re trying to do" Really impressed with what Zed Financial is building. Zed feels like a credit card designed for how people actually manage money today, rather than a traditional card simply placed inside an app. The app is clean and easy to use, with great features like multiple virtual cards for subscriptions or online purchases, easy card controls, clear transaction tracking, no annual fee, and zero foreign transaction fees—especially useful when traveling or buying internationally. I also like Zed’s approach as a fintech startup: using technology and financial data to create a more modern credit experience, particularly for younger professionals who may not fit traditional credit-card models. There’s still room to grow, especially around rewards and benefits, but the core product is already very compelling. Great technology, transparency, flexibility, and much more control over your credit card. Excited to see how Zed Financial develops from here. Definitely one of the more interesting fintech products in the Philippines. -- Benedict Isles, 2026-09-03 ### ***** "Very Good Credit Card" 5 stars for me. I hope more perks to come zed -- CLOUNDESS, 2026-08-29 ### *---- "Waste of time!" Super bagal mag bigay ng result more than a month na application ko yet wala man lang update. Non responsive din sa email inquiries -- CMP0918, 2026-08-19 ### *---- "Terrible" Declined! -- Iesserafim, 2026-08-10 ### ****- "Lacks Apple Wallet support at the moment" Great app. Looking forward to Apple Wallet support soon please. -- Billycoy Dacuycuy, 2026-08-04 ### ***** "Realtime tracking and simple and powerful user interface" I am pleased with using the app. The split with friends feature just works. When you pay or your friends pay your requested amount, the app posts them in realtime. -- fidelledi, 2026-07-31 ### *---- "They used robocalls" I wanted to express my disappointment with their outbound calls. When I tried to answer their call, they drop it right away. I’m not sure why they are doing it especially if this is for verification purposes. I also have doubts the support will contact me through email. It appears they are using automation which does not really equate to how customers would want to be understood to feel. Anyway, it is sad that they have the great vision for banking and credit for freelancers like me but fail greatly with their process. I don’t have anymore have high hopes with their support. That’s all -- Ncb104, 2026-07-29 ### ***** "Fantastic" I really love using my Zed ❤️ so far, I’ve been using it for almost a year now & it works fine. Congratulations 🍾 Zed team, hope you’ll make more great improvements in the future. Cheers 🥂 -- castycasty, 2026-07-25 ### *---- "Data Privacy" i wonder how to request a data removal from their system as after submitting all of my credentials and login details of banking apps after trusting them to gain your personal information but ended up being rejected to the application -- jeanoraysumaoang, 2026-07-13 ### *---- "Worst" There are far better card folks. -- JamesSinampaga, 2026-07-04 ### ***** "Fast and responsive" The customer service team, whether via email or the app, is very responsive. They processed and delivered my physical card immediately, and the approval was fast. I hope to see more offers from Zed in the future. Thank you! -- Acid Eyes, 2026-06-21 ### **--- "Error" Getting an error while putting my phone number naka receive nmn ako ng invitation code “ an error has pccured please try again” how can I fix this -- GdgdvexafLee, 2026-06-21 ### ****- "Versatile" Love using zed app! Simple lng ng interface ng app straight forward. what i love the most is may freedom ka to use your card mostly for me when purchasing online and you dont want your actual card to be use, may options. Yung kulang na lang talaga sa card yung rewardss system. Hopefully magkaroon soon. -- Aldchi, 2026-06-20 ### ***** "misleading reviews" I’ve seen a lot of one star reviews from people who were complaining about their credit card applications being rejected after being on the waitlist for so long with zed, not sure why the app is being rated based off of this, the app is very user friendly, simple, sleek, modern and does what you need, I personally like the feature that allows you to pay early at any time to settle balance, and it lets you generate unlimited single use virtual cc - very useful for free trial sign ups, overall satisfied so far -- jacecajacecaj, 2026-06-12 ### ***** "Great card super dooper amazing" ZED one of my favorite card so very useful when travelling abroad hoping for all good payers like me will increase higher limits my over all comments is highest super highest over load Thanks ZED -- DSY7674, 2026-06-12 [View all Zed Credit Card reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Zed Credit Card Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | Philippines | Finance | #122 | ## Zed Credit Card Available In - [Philippines](https://apptail.io/app/zed-credit-card-Dgxw/philippines) - [United States](https://apptail.io/app/zed-credit-card-Dgxw/united-states) - [United Kingdom](https://apptail.io/app/zed-credit-card-Dgxw/united-kingdom) - [Hong Kong SAR China](https://apptail.io/app/zed-credit-card-Dgxw/hong-kong) - [Japan](https://apptail.io/app/zed-credit-card-Dgxw/japan) - [Australia](https://apptail.io/app/zed-credit-card-Dgxw/australia) - [New Zealand](https://apptail.io/app/zed-credit-card-Dgxw/new-zealand) - [Singapore](https://apptail.io/app/zed-credit-card-Dgxw/singapore) - [Taiwan](https://apptail.io/app/zed-credit-card-Dgxw/taiwan) - [South Korea](https://apptail.io/app/zed-credit-card-Dgxw/south-korea) - [Canada](https://apptail.io/app/zed-credit-card-Dgxw/canada) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*