---
title: "Zenka Loan App Kenya - Reviews, Revenue and Downloads in Kenya | Apple App Store"
description: "Zenka is one of the most flexible personal loan platforms on the market, with its unique features giving Kenyans more control over their finances. We offer a simple registration and application proces"
---

# Zenka Loan App Kenya — Kenya
> Smart Loans For Smart People

![Zenka Loan App Kenya App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/7b/d7/43/7bd74302-e38a-e280-3ebd-aecdf957ff4d/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [ZENKA DIGITAL](https://apptail.io/developer/zenka-digital-tPqFb) (Uganda)
**Category:** Finance
**Rating:** 4.3/5 (777 ratings)
**Price:** Free
**Bundle ID:** zenka.loans-kenya
**Store:** Apple App Store
**Country:** Kenya
**Version:** 455 (released 2026-02-16)
**Original Release:** 2019-05-02
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ke/app/app/id1461706646)
**AppTail Page:** [https://apptail.io/app/zenka-loan-app-kenya-Nhgv/kenya](https://apptail.io/app/zenka-loan-app-kenya-Nhgv/kenya)

## Zenka Loan App Kenya Description
Zenka is one of the most flexible personal loan platforms on the market, with its unique features giving Kenyans more control over their finances. We offer a simple registration and application process. After a positive approval decision, you will receive your loan straight to your M-Pesa account.

Money can be put into your account even in just 5 minutes!

Customers can choose loans for 61 days. Loan interest rates range from 2.45% to 36% (risk-based pricing).
Processing fee: 0 KES. Loan amount: from 500 KES to 200,000 KES. There is no minimum repayment period; customers can repay the principal at any time after disbursement. Additional terms and conditions apply.

Representative example: for a 61-day loan with a principal amount of KSh 1,000, the interest fee would be KSh 360 and the total amount due would be KSh 1,360.

Zenka Digital Limited is regulated by Central Bank of Kenya

## Zenka Loan App Kenya Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7d/58/2a/7d582add-4b48-f4c5-ab76-121352b16399/1_ios.jpg/2064x2752.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/78/d3/6378d32f-0e77-a292-00bb-23662f452ea4/2_ios.jpg/2064x2752.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9f/00/0e/9f000e6a-1687-4cc6-37e5-a72eadb7ecdd/3_ios.jpg/2064x2752.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1c/37/9a/1c379a63-dc60-08bb-93b4-2937ce4fc73f/4_ios.jpg/2064x2752.png)

## Zenka Loan App Kenya Rating Breakdown in Kenya
- 5 stars: 519 (67%)
- 4 stars: 114 (15%)
- 3 stars: 47 (6%)
- 2 stars: 24 (3%)
- 1 stars: 73 (9%)

## Zenka Loan App Kenya Reviews in Kenya

### *---- "Expensive"
Your interest rates are too high. Can do better . I’d rather mshwari or bank soft loan
-- Snainder, 2026-02-16

### ****- "Easy"
Reliable
-- Nedy K, 2026-02-06

### *---- "Loans"
Very high intrest, i wouldnt recommend
-- Hajji298, 2026-02-05

### *---- "Interest rate"
Take at your own risk, very high interest rate
-- vinzizzy, 2026-01-20

### **--- "Interest Rate Too High"
Nice app but it’s subjective in how they decide to lend, also the interest rate is very high. 468% p.a so be wary. It’s taking advantage of people. Worst of all if you pay on time, not everybody is high risk
-- Mikkle Mak, 2026-01-08

### ***** "Zenka loan"
Best option
-- Captain madola, 2025-12-14

### ***** "Really fast"
Withdrawal is in seconds
-- Wangu1, 2025-12-08

### ***** "Worth it"
I applied on the 6th of Dec 2025 at 1.33pm and by 1.34pm it was reviewed, approved and disbursed . No deductions made whatsoever.
-- Venacha, 2025-12-06

### *---- "Worst App Ever!"
DON’T BORROW! I REPEAT, DON’T BORROW! They have very high interest rates to start with. You fail to repay on time, you get thousands of calls and threats. They also have very high unfair penalty of 180 shillings per day for everyday you fail to clear. Their solution, extension fee which is also ridiculous! They don’t consider their customers. I have delayed payment cause my salary also delayed by 1 month. Now for a loan of 12000 I’m being told I have to pay 21000 just in a span of 35 days. I’m not a millionaire and I don’t earn a lot but somehow I have to pay this or my loan will keep increasing by 160 everyday. Please save yourselves from this, no matter how desperate you are or how urgent you need the money. They are an exploitation company!
-- brayoo74, 2025-11-23

### ***** "Professionalism"
Your debt collectors are so professional unlike other companies that abuse, humiliate and harass customers.
-- Ma’Hotani, 2025-11-20

### *---- "Complaint"
You guys are cons. How can you clear your loan and stupid people from your group to keep on demanding for payment?
-- Felo31, 2025-11-17

### *---- "High interest rate"
There’s no real so you should use this app.
39% interest rate on a 30 day loan. It’s meant to keep you poor. This is predatory lending at its best. Heavily disappointed.
-- Csmallz 2025, 2025-11-08

### ***** "Review"
Got the requested amount within minutes of application 

Awesome
-- Spencer Loius Morgan, 2025-11-02

### *---- "Not working"
Couldn’t log in/get past the log in page. App keeps crashing after entering my password
-- 254becks, 2025-10-06

### ***** "Amazing"
Quick and easy loans with better paying terns
-- Mikekkkee, 2025-10-06

### ***** "👍"
Best loan app out there 👍
-- Fredymoh, 2025-09-30

### ***** "Review"
Very professional,  I would recommend anyone who has capacity to pay monthly
-- Benso799, 2025-09-12

### *---- "Scammers, extortionists and generally just thieves"
Very high rates, how is this even legal. This people will call your phone book. AVOID THEM AT ALL COSTS.
-- Collins6687, 2025-09-11

### ***** "Fair"
A few reminders: your limit increases when you repay on time, customer care is excellent, and the interest rates are reasonable
-- Mobile province, 2025-08-28

### *---- "Worst Mobile Loan App"
Kindly be preview to what offers they make you. Zenka charges a whooping 1043% increment on extension charges despite having an already plus 40% on interest charges for only 1 MONTH! And worst they’re never considerate on whatever the reasons of your delay is. Highly unreasonable extortionists. Please be aware.
-- MartEd11011, 2025-08-28

[View all Zenka Loan App Kenya reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews)




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