---
title: "Ziplead: Instant Digital Loans - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "Ziplead – The Smarter Way to Borrow Life moves fast, and so should your credit. Ziplead gives Nigerians instant access to personal loans that are simple, transparent, and secure. Whether it’s for bill"
---

# Ziplead: Instant Digital Loans — Nigeria

![Ziplead App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/58/16/f5/5816f5b5-c58a-2f4b-c503-27ecb5d13a0f/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/developer/unknown-nFzyBb)
**Category:** Finance
**Rating:** 4.4/5 (1,748 ratings)
**Price:** Free
**Bundle ID:** com.flaminghorizon.ziplead
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 1.0.2 (released 2026-04-23)
**Original Release:** 2026-02-04
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6758198581)
**AppTail Page:** [https://apptail.io/app/ziplead-instant-digital-loans-pGsy/nigeria](https://apptail.io/app/ziplead-instant-digital-loans-pGsy/nigeria)

## Ziplead Description
Ziplead – The Smarter Way to Borrow
Life moves fast, and so should your credit. Ziplead gives Nigerians instant access to personal loans that are simple, transparent, and secure. Whether it’s for bills, emergencies, or opportunities, Ziplead puts money in your hands—without collateral, without hassle.

Loan Offers
      Amount: ₦2,000 – ₦600,000
      Duration: 90 – 180 days
      Rates: Daily interest 0.05% – 0.08% (Maximum APR: 29.2%)
      Illustration: 
       Borrow ₦200,000 for 90 days at 0.05% daily interest.
       Interest = ₦200,000 × 0.05% × 90 = ₦9,000
       Repayment = ₦209,000

Why Ziplead?
      Instant Disbursement – Loans approved and transferred in minutes
      Safe & Transparent – Bank-level security with no hidden charges
      Seamless App Experience – Apply anytime, anywhere, with just your phone
      Collateral-Free – No guarantors, no paperwork, no stress
      Credit Growth Path – Repay on time, unlock higher amounts and lower rates

Credit Growth System
Ziplead doesn’t just lend—it builds your financial future. With every successful repayment, your credit score grows, opening doors to:
      1.Higher loan limits
      2.Lower interest rates
      3.Priority access to new features
Your good habits today become your financial advantage tomorrow.

Everyday Use Cases
Ziplead is designed for real-life needs:
      1.Paying rent or bills
      2.Covering school fees
      3.Boosting small business cash flow
      4.Handling medical expenses
      5.Managing urgent or unexpected costs
Whatever the situation, Ziplead makes sure you never get stuck.

How It Works
      1.Download the Ziplead app and sign up with your BVN and details
      2.Choose your loan amount and repayment period
      3.Get instant approval with our automated system
      4.Receive funds straight into your bank account

Who Can Use Ziplead?
      1.Nigerian citizens aged 20 – 60
      2.Active bank account and valid mobile number
      3.Stable source of income

About Us
Ziplead is powered by FLAMING HORIZON GLOBAL SERVICES LTD, a trusted provider of digital lending solutions. We are committed to ethical, transparent, and responsible lending, fully aligned with the standards of the Federal Competition & Consumer Protection Commission (FCCPC).

Looking Ahead
Ziplead is more than just a loan app. Our mission is to become your all-in-one financial partner—helping you access credit, grow your financial health, and eventually manage savings, investments, and payments all in one platform.

Contact Us
      Email: service@flaminghorizon.com
      Phone/WhatsApp: +234 9010529924
      Office Address: 42, Oshipitan Street, Shomolu, Lagos State, Nigeria

Ziplead – Credit made simple, secure, and rewarding.
Download now and take control of your financial journey.

## Ziplead Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/53/e4/3d/53e43d42-2133-6e01-efc4-68ffc36e007a/1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d1/47/d6/d147d6f5-9712-2c32-8bb3-2d265c5603b7/2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a4/4b/68/a44b68d4-5c92-c390-699e-0e91951cff15/3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3f/45/86/3f45862f-2602-8403-15fb-0468ccf00b0e/20260423-113754.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b8/69/19/b8691955-b90b-e80e-ecf7-d3409689b7f2/5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b6/95/f1/b695f1c3-3f3b-10b7-fcea-0fb0c87b1565/20260423-113749.png/1242x2688.png)

## Ziplead Rating Breakdown in Nigeria
- 5 stars: 1,327 (76%)
- 4 stars: 135 (8%)
- 3 stars: 107 (6%)
- 2 stars: 80 (5%)
- 1 stars: 99 (6%)



## Ziplead Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Free | Nigeria | Finance | #193 |




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