---
title: "ZojaPay - Reviews, Revenue and Downloads in Nigeria | Apple App Store"
description: "ZojaPay is a peer-2-peer financial inclusion application that simplifies payment by making access to cash easy for the retail market.  ZojaPay currently does this by empowering the following transacti"
---

# ZojaPay — Nigeria

![ZojaPay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/91/ae/fb/91aefbf2-e095-42be-4aef-b86da88679d2/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [ZOJA TECHNOLOGIES](https://apptail.io/developer/zoja-technologies-rznb)
**Category:** Finance
**Rating:** 4.6/5 (222 ratings)
**Price:** Free
**Bundle ID:** com.zojatech.zojapay
**Store:** Apple App Store
**Country:** Nigeria
**Version:** 1.1.6 (released 2026-07-04)
**Original Release:** 2022-10-31
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id1638399129)
**AppTail Page:** [https://apptail.io/app/zojapay-ujEh/nigeria](https://apptail.io/app/zojapay-ujEh/nigeria)

## ZojaPay Description
ZojaPay is a peer-2-peer financial inclusion application that simplifies payment by making access to cash easy for the retail market.

ZojaPay currently does this by empowering the following transaction model:
- Cash Request: Users can request fro cash to be delivered to their desired location at the same local rate obtainable for normal agency banking withdrawal. Requests are automatically paired with providers around the user's location for the delivery to be done

- Fast Agency Setup: Users looking to make quick cash can easily switch to the cash provider mode and they instantly become a mobile money agent to be automatically paired to cash requests for delivery around their location. These users also get to keep 70% of all revenue made on each transaction as passive income. Starting up a POS mobile money agent has never been easier than this.

- Bills: Users can purchase bills and settle utilities right from their app from our range of bills at very cheap and affordable rates.

- Security: We have privacy policies in place that places the security of our users and their properties as top priority.

- QR Pay: With this feature, users can easily generate and share fund via QR to facilitate payments, giveaways or any distant payment function.

We currently have an ongoing referral promo where users can earn N100 on every user referred to download and use the app.

You follow us on Facebook,Instagram, Twitter, LinkedIn and YouTube - @zojapay

Privacy Policy: 
Terms & Conditions: 

## ZojaPay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/31/89/9d318987-fa06-8de2-fa12-207f6151bd6c/iPhone_13_Pro1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0e/a6/03/0ea60300-1545-5b62-77b4-95081715898b/iPhone_13_Pro3.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6d/e1/a5/6de1a5e5-46ad-72ae-ab63-876dbb7bc604/6cec571a-5020-4862-b109-6e5e70d6816f_iphone_6-3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/83/c3/d8/83c3d889-15bd-2ea5-da67-9034a5aa3fe3/2f43bb79-4d53-479f-9b18-f1f825a5038d_iphone_6-4.png/1242x2688.png)

## ZojaPay Rating Breakdown in Nigeria
- 5 stars: 174 (78%)
- 4 stars: 24 (11%)
- 3 stars: 8 (4%)
- 2 stars: 7 (3%)
- 1 stars: 9 (4%)

## ZojaPay Reviews in Nigeria

### *---- "Worst App, worst Experience."
Worst app to ever go close to, till am refunded my money
-- Chris Onoja, 2024-03-01

### *---- "Useless App"
This’s a Useless App, Always Network Issue, nobody will use it again
-- Farouq______, 2024-02-07

### *---- "Just terrible"
This is one of the worst transaction app out there if not the worse I’ve encountered. It’s very slow, I funded the account for days now and I haven’t been credited I tried complaining to their customer care but all they do is snub me then reply me with any random message and close the chat…. My hasn’t been solved till date and they still act like it’s all good. Honestly this app
Is not worth the storage space🤦🏾
-- Glitchb, 2024-01-27

### ***** "Nice app"
It is easy and reliable
-- Busolami1, 2023-04-18

### ***** "Olamide"
This is really helpful, thanks a lot
-- lamidaboss, 2023-04-16

### ***** "My experience"
Please guys this is a real and outstanding app I never thought I will say this but this app is the best
-- BenNax21, 2023-04-14

### ***** "Reliable and Fast to Use"
This is one of the best app I have seen so far, very reliable, fast and easy to access
-- Justpopular, 2023-04-13

### ***-- "Dependable & reliable"
Am always happy anytime am using this app,it really make sense,kudos to the developer
-- kabirat omotoyosi, 2023-04-10

### ***** "What a wonderful app"
Very good customer service. Helps me to transfer money easily and settle my bills online. Very efficient and easy-to-use. I really love this app!!!
-- mimionyems, 2023-04-10

### *---- "Good app"
Works great
-- LadBible🇳🇬, 2023-04-08

[View all ZojaPay reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)




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## ZojaPay Available In
- [Nigeria](https://apptail.io/app/zojapay-ujEh/nigeria)
- [United States](https://apptail.io/app/zojapay-ujEh/united-states)
- [Canada](https://apptail.io/app/zojapay-ujEh/canada)
- [Greece](https://apptail.io/app/zojapay-ujEh/greece)
- [Ireland](https://apptail.io/app/zojapay-ujEh/ireland)
- [Lithuania](https://apptail.io/app/zojapay-ujEh/lithuania)
- [Brunei](https://apptail.io/app/zojapay-ujEh/brunei)
- [North Macedonia](https://apptail.io/app/zojapay-ujEh/north-macedonia)
- [Slovenia](https://apptail.io/app/zojapay-ujEh/slovenia)
- [Thailand](https://apptail.io/app/zojapay-ujEh/thailand)
- [Taiwan](https://apptail.io/app/zojapay-ujEh/taiwan)
- [Madagascar](https://apptail.io/app/zojapay-ujEh/madagascar)
- [Germany](https://apptail.io/app/zojapay-ujEh/germany)
- [Denmark](https://apptail.io/app/zojapay-ujEh/denmark)

---

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