--- title: "ZYNLO - Reviews, Revenue and Downloads in United States | Apple App Store" description: "PLAY NOW. ZYNG ROUND UP AND MATCH^ Save. Spend. Earn. We give you real cash every time you use your debit card with ZYNG Round Up & Match. Here’s how ZYNG^ works: Open your ZYNLO More Spending check" --- # ZYNLO — United States > Spend. Save. Earn. ZYNLO. ![ZYNLO App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/49/5a/36/495a3605-1c93-da5a-b646-8c285baa020e/AppIcon-1x_U007emarketing-0-0-0-8-0-0-85-220-0.png/434x0w.png) **Developer:** [PeoplesBank](https://apptail.io/developer/peoplesbank-UCX) **Category:** Finance **Rating:** 4.1/5 (108 ratings) **Price:** Free **Bundle ID:** com.nymbus.zynlo **Store:** Apple App Store **Country:** United States **Version:** 11.15 (released 2025-09-15) **Original Release:** 2019-12-10 **Languages:** English, Spanish **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1490723885) **AppTail Page:** [https://apptail.io/app/zynlo-uzHc/united-states](https://apptail.io/app/zynlo-uzHc/united-states) ## ZYNLO Description PLAY NOW. ZYNG ROUND UP AND MATCH^ Save. Spend. Earn. We give you real cash every time you use your debit card with ZYNG Round Up & Match. Here’s how ZYNG^ works: Open your ZYNLO More Spending checking account1 and a Tomorrow Savings account,2 then use your ZYNLO debit card. We’ll round up each debit card transaction to the nearest dollar, match your roundup, and move that extra money into your Tomorrow Savings Account. The more you use your debit card, the more often we’ll round up and match. EARLY PAYDAY* If your employer offers direct deposit and uses a participating direct deposit service, ZYNLO gets you paid up to two days faster* than you normally would. NO FEES: No ATM Fees. No monthly bank account fees. No account balance minimums. No transaction limits. HIGH-YIELD CHECKING We think a checking account should earn big interest, too. PLAN AHEAD. SAVINGS GOALS Whether you’re thinking about a new car, your next vacation, or your best retirement life, it’s super-easy to set up personalized Savings Goals and reach them faster. SPENDING INSIGHTS Create custom spending folders to see exactly where your money is going. Because knowing how you spend can help you save. HIGH-YIELD SAVINGS Your ZYNG Roundup and Match^ and Savings Goals live in a high-yield savings account, where your money is making money. SECURITY Lock and unlock your ZYNLO debit card with a single tap. Set or reset your PIN. Protect yourself with privacy controls. And every deposit you make at ZYNLO is 100% insured by the Federal Deposit Insurance Corporation (FDIC). ^ZYNG automatically rounds up debit card purchases to the nearest dollar and transfers that amount from your ZYNLO More Spending Account into your ZYNLO Tomorrow Savings Account. ZYNG will match roundups at 100% for the first 100 days. After 100 days, ZYNG will continue to match roundups at 100% if you maintain an average daily balance of $5,000 in your More Spending Account. Spending Accounts that maintain less than the minimum average daily balance will be matched at 25%. Match dollars will be deposited in real time based on the average daily balance (ADB) of the previous statement cycle. ZYNLO More Spending with ZYNG Round Up and Match return is estimated using $5,000 average daily balance, 20 monthly transactions, an average of $0.44 per roundup, and 100% match. 1More Spending Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 02/01/24 and is subject to change without notice. Fees may reduce earnings. Competitive rates are reviewed periodically. 2Tomorrow Savings Account: A minimum opening deposit of $10 is required to open this account, and the minimum balance needed to obtain the Annual Percentage Yield (APY) is $.01 as of 02/01/24 and is subject to change without notice. Fees may reduce earnings. Competitive rates are reviewed periodically. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. ## ZYNLO Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a5/64/f9/a564f99f-fa42-82f5-65ea-b0c0a62beabd/ba8f6ef9-85e2-4450-bcad-9750481d4547_App_Store_Preview_-_01.png/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/23/d7/4a/23d74ae8-758b-7cd3-108a-03905ebd104c/2ffe5529-732b-44c4-9d8f-77a65a21077a_App_Store_Preview_-_02.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/11/83/ea/1183ea4d-a71b-2be1-f56a-11dd8687e673/628d0710-30f8-40cf-8768-3693dea3d0fc_App_Store_Preview_-_03.png/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b0/ed/cb/b0edcb9c-dcb0-e1f8-0338-4136d8655316/7e3839f8-6820-4eb1-9134-5ee105be185e_App_Store_Preview_-_04.png/1284x2778.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/13/31/1b/13311b38-0d00-1500-803e-efd51676ac74/23aeacf2-d942-463f-97ce-c3b4c57037a7_App_Store_Preview_-_05.png/1284x2778.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/42/6d/83/426d8335-887a-ce5f-9ec9-89d14d6aa739/800bb56f-b1ab-4ded-8b71-4157a96d3be8_App_Store_Preview_-_06.png/1284x2778.png) ## ZYNLO Rating Breakdown in United States - 5 stars: 77 (71%) - 4 stars: 7 (6%) - 3 stars: 2 (2%) - 2 stars: 2 (2%) - 1 stars: 20 (19%) ## ZYNLO Reviews in United States ### ***** "App Could Get Better" The app could be updated to be more fluent and streamlined. Could fix the occasional crashes and how sluggish it can be at times. Could also make it more modern; and finally only have the features the customers will actually use. -- LRShankelL, 2025-11-09 ### *---- "Poor service" I called multiple times to fix my sign in issue they keep making wait or leave a message but never returned my calls to fix the issue -- E_M_Jedi_Z_1203, 2025-11-01 ### ***** "Zynlo" Love it!!! -- REALSHOPPERRR, 2025-10-03 ### ****- "Zynlo needs to do better" I actually enjoy this bank for my hys account but that’s it because if you need any type of help good luck. There’s no chat room or any type of support, they give you an Email but you won’t get a reply. -- ItsMaiteeeee, 2025-09-27 ### *---- "TRASH!" This bank is trash. Closed my account for no reason and have me no explanation. DO NOT BANK WITH THESE CORRUPT PEOPLE!! -- Sjdjdidjx, 2025-09-25 ### *---- "App crashes" On the most important part which is the messaging with customer service it will 9 times out of 10 just freeze and you don’t see your messages. This needs to be fixed as a top priority -- FabFarrow, 2025-07-09 ### *---- "Worst banking app ever designed" It is impossible to login. Period. You can only use the browser. -- Barksdale.scott, 2025-06-23 ### *---- "Avoid at all cost" Was told I could receive a wire, checked with customer service two separate times before having said wire sent to my account, wire never posted. Called and emailed customer service for days, finally saw wire was rejected after being held for multiple days. Then my account is locked and they’re asking for excessive documentation about a transaction that didn’t even post. Constantly locking my account and having to wait for a non responsive “operations department” to reach back out to me before this wire issue , haven’t heard anything from this department in over two weeks. I’ve left 5 voice mails. Emailed, am told I need to call. My direct deposit was finally notified of being rejected today. I just left a voicemail telling them to close my account (if it wasn’t done already). Beware of using Zynlo, they will over scrutinize even the most basic of transaction and it’s almost impossible to just do normal basic banking transactions. Customer service is horrible, and I don’t say that lightly. Stick with any other banking service. I have reported both Zynlo and people’s bank with the bbb cfpb occ ftc etc. 15 complaints total. Zilch - no response at all. Shame on this company. -- Abbalynn211, 2025-06-18 ### ***** "Great bank" So far an amazing bank -- Mike hathcock, 2025-05-04 ### **--- "Worst banking experience ever" I switched to Zynlo less than a year ago for their savings APY. I’ve experienced nothing but regret since making that decision. They don’t use Plaid, they have chronic issues with the app, customer service is wonderful when you’re signing up and then dismissive once they have you as a customer, transaction posting timelines are inconsistent and unreliable, and the worst part of all is the Allpoint ATMs. One of them stole cash from me and neither company will even try to help. They both just blame other entities. Zynlo can’t contact Allpoint or see any data from them when the ATM steals cash and doesn’t log the transaction. Allpoint says to talk to the bank. Then they blame the business where the machine is housed for not sending someone to unlock the machine. This happened in a Target. Target can’t do anything. They house the machine and nothing more. 4% apy is great, but definitely not worth the never ending stress this company has caused me. I am going back to my credit union. -- jenthenerd, 2025-04-30 [View all ZYNLO reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Apps Similar to ZYNLO - [Netspend](https://apptail.io/app/netspend-LW/united-states) - [MoneyLion: Cash Advance App](https://apptail.io/app/moneylion-cash-advance-app-vii/united-states) - [SoFi: Bank, Invest & Crypto](https://apptail.io/app/sofi-bank-invest-crypto-rZk/united-states) - [GreenFi - Mobile Banking](https://apptail.io/app/greenfi-mobile-banking-oHH/united-states) - [GO2bank: Mobile banking](https://apptail.io/app/go2bank-mobile-banking-QJH/united-states) - [Current - Mobile Banking](https://apptail.io/app/current-mobile-banking-weO/united-states) - [Chime® – Mobile Banking](https://apptail.io/app/chime-mobile-banking-xeO/united-states) - [Tilt: Cash Advance & Credit](https://apptail.io/app/tilt-cash-advance-credit-GgO/united-states) - [Cleo AI: Cash Advance & Budget](https://apptail.io/app/cleo-ai-cash-advance-budget-cjO/united-states) - [Dave: Credit, Cash & Money App](https://apptail.io/app/dave-credit-cash-money-app-ulVd/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io) - [Top Charts](https://apptail.io/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io) - Mobile App Intelligence Platform*