---
title: "Akulaku-Installment Shopping - Bewertungen, Einnahmen und Downloads in Indonesien | Apple App Store"
description: "Akulaku is a marketplace which possess various services in it to support life necessities in order to achieve a better life  - Buy Now Pay Later - Installment without Credit Card -  Cash out from Cred"
---

# Akulaku-Installment Shopping — Indonesien
> Credit Installment Online Shop

![Akulaku App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/62/58/64/62586486-ea9f-ce94-7af7-718736ed51e0/AppIcon-1x_U007epad-0-1-0-sRGB-85-220-0.png/434x0w.png)

**Developer:** [AKULAKU SILVRR INDONESIA, PT](https://apptail.io/de/developer/akulaku-silvrr-indonesia-pt-JWEv)
**Category:** Shopping
**Rating:** 4.5/5 (124,059 ratings)
**Price:** Free
**Bundle ID:** com.app.Akulaku
**Store:** Apple App Store
**Country:** Indonesien
**Version:** 5.4.80 (released 2026-05-19)
**Original Release:** 2016-06-21
**Languages:** English, Indonesian, Malay, Vietnamese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id1125683586)
**AppTail Page:** [https://apptail.io/de/app/akulaku-installment-shopping-Qrek/indonesia](https://apptail.io/de/app/akulaku-installment-shopping-Qrek/indonesia)

## Akulaku Description
Akulaku is a marketplace which possess various services in it to support life necessities in order to achieve a better life

- Buy Now Pay Later
- Installment without Credit Card
-  Cash out from Credit Limit
-  Akulaku Pay goods credit in other e-Commerce 
-  Can credit handphone, phone credit, data plan, movie ticket, plane ticket, electricity and water

Everything you want is in Akulaku! Download Akulaku now!

Lots of Product Choices
Starts from gadget, laptop, camera, fashion, household necessities, mother and baby to other daily necessities can be paid in installments in Akulaku. A lot of daily promos awaits you! Look for everything you need, whenever, and wherever with just Akulaku Mobile App!

Safe, Easy and Trusted Shopping
Do not worry about shopping in Akulaku App. Akulaku will give the best service to customer. Payment cn be made in lots of choices.

Installment Without Credit Card
For Gadget, Camera and other products, you can pay in installments with tenor 3, 6, 9, 12 months with low down payment. Only up to 15% without the need for credit card!

You can also apply for loans to financial partner through Akulaku
- Loan Tenor : Installment payment, tenor more than 91 days. Start 3, 6, 9, to 12 months
- Loan Limit : Up to 40 Million
- Admin Fee : Every month, 1% from Loan Principal
- Interest : Every month, 0.6% from Loan Principal
- Maximum annual interest rate (APR) is 30%, include monthly interest fee and monthly admin fee.

Example : If you apply for a loan of Rp2.000.000 with tenor of 6 months, monthly interest fee charged is  0.6% from loan principal, and monthly admin fee charged is 1% from loan principal. Then monthly bill you have to pay is Rp365.333, the total of all payments is Rp2.192.000, with APR 17.72%.

Best Service Guarantee
- Call Center Akulaku : 1500920, active 24 hours everyday from Monday - Sunday.
- Fast delivery, 48 hours delivery for Jabodetabek (Greater Jakarta).
- Easy return, return can be made within 7 days of receiving the goods.
- Automatic Refund, refund funds transferred to your bank account within 24 hours automatically!

Akulaku financing services is supported by PT Akulaku Finance Indonesia which domiciled in Sahid Sudirman Center 11C, Jl. Jend. Sudirman No. 86, RT.10/RW.11, Karet Tengsin, Tanah Abang, South Jakarta, Jakarta Capital Special Region 10250, Indonesia, registered in OJK with permit number KEP-436/NB.11/2018

Website：
Facebook : facebook.com/AkuLakuIndonesia
Twitter : @akulakuID
Instagram : akulaku_id
WhatsApp : 

If you need assistance, please contact our customer care :
Hotline : 1500920
Live Chat : In Akulaku App [Account] Page

Contact us via Akulaku OFficial Customer Care Service :

1. Hotline : 1500920 (24 hours)
2. Live Chat : In Akulaku App [Account] Page (24 hours)
3. WhatsApp +62 811-1912-0548 (Chatbot)

*DO NOT contact another number or unofficial help center. Akulaku NEVER ask for your password or verification code (OTP) so DO NOT share those information to anyone to help keep your account safe.

## Akulaku Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5d/e2/d8/5de2d898-c9d9-93d6-7108-86cae6a67fe8/_U753b_U677f_1.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/70/2f/76/702f7602-926b-6b7f-3fdc-801e27b78d34/_U753b_U677f_2.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/e1/a5/afe1a5c3-69b1-ea91-758b-f600e395c410/_U753b_U677f_3.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9e/93/cc/9e93cc57-92c3-4ad9-3a4b-ef4bbeb13edb/_U753b_U677f_4.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/67/62/7e/67627e86-acf2-8aca-01a6-fc5da266b3e1/_U753b_U677f_5.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/de/56/c3/de56c37c-205c-d455-0149-ddd21879c719/_U753b_U677f_6.png/1242x2688.png)

## Akulaku Rating Breakdown in Indonesien
- 5 stars: 100,194 (81%)
- 4 stars: 6,410 (5%)
- 3 stars: 3,525 (3%)
- 2 stars: 3,057 (2%)
- 1 stars: 10,873 (9%)

## Akulaku Reviews in Indonesien

### **--- "Saya tak pernah telat bayar"
Udah bayar tiap bulan gk pernah telat eh pas mau pinjam lagi malah skor kredit gak bagus gmna sih
-- Taikudam, 2024-12-29

### ****- "Yu"
Knpa pinjaman saya tidak lolos, padahal saya  klo pinjam slalu lunasin sblum jatuh tempo lo..tolong di loloskan pinjaman saya oiii
-- Pakwkwjwnejwkwkeeen, 2024-12-29

### *---- "APP buruk"
Tagihan nggak pernah telat tapi pas mau kredit lagi malah nggak bisa di gunain paylaternya , alasan nya kredit skor kurang bagus 🤣🤣🤣🫵
-- qqbbhhhyy, 2024-12-29

### *---- "APK GA NIAT BIKIN EVEN"
Bikin even ga jls roda putar saya sudah 299.999 kurang 1 lagi dptnya koin kebruntungan tai klo ga niat bikin even hapus aja iji apk ga usah dibuat bikin cape aja ngabisin kuota buat undang orang gblk
-- pratamago, 2024-12-28

### *---- "Kecewa"
ADA LIMIT TAPI GABISA DIPAKAI NGAPAIN DIKASIH UJUNG UJUNGNYA GABISAAA KECEWA BANGET SAMA APLIKASINYA PADAHAL UDAH LAMA !!!!!!
-- KECEWABANGET😫, 2024-12-28

### ***** "Wow"
Emang jos pinjamn in
-- hlondong, 2024-12-28

### ***** "eror"
akulaku sangat membantu saya, disaat saya perlu uang urgent dan perlu barang, token listrik tapi tadi saya iseng mau check out ko ada tulisan &quot;saat ini produk yang anda pilih tidak dapat menggunakan cicilan&quot; padahal saya chat admin nya bisa cicilan bahkan saya pun bayar cicilan lancar, gada telat malahan bayar lebih awal. ini gimana ya akulaku tolong perbaiki kalo memang lagi eror🙏🏻
-- w_***, 2024-12-27

### ****- "Masukan &amp; Komplain"
Susah sekali buat login kembali ke akun saya, pasword bener nomer hape masih sama dan aktif. tapi bagian scan wajah kehabisan waktu buat scan terus. tolong diperbaiki sistem scam wajahnya.
saya takut akun saya ada pinjaman tanpa sepengetahuan saya
-- Herdian Kurnia, 2024-12-26

### *---- "DC tukang ancam"
DC sok2 ngancam n penagihan dah banyak melanggar aturan!
-- Biatch222, 2024-12-26

### ***-- "Erroe"
Kenapa setiap kali mau belanja pake limit selalu gagal
-- Akuh135, 2024-12-26

### ***** "Sangat membantuuu"
aplikasi rocemended
-- afriday31, 2024-12-25

### ***** "Cuan nii"
REAL KODE MASUK ZQFLPL
-- maryoo19, 2024-12-25

### *---- "Tidak jelas tentang pemberian kejelasan"
Saya selalu bayar tepat waktu dan tidak telat.. bahkan saya selalu merekomendasika kepada kolega saya.. tapi sekarang saya tidak bisa melakukan pencairan atau pun paylater karna alasan keredir.. padahal kredit saya bagus dan saya di bank bahkan lebih gampang ketimbang disini.. kalau saja saya tidak ada masi masa sisa cicilan sudah saya hapus ini aplikasi.. dan saya malah tidak bisa melunas in cicil an saya.. harus menunggu sampai waktunya selesai.. b*n*s*t  awal nya saja mudah dan gampang.. mending kredivo yg sangat sangat feer
-- Gg prtm, 2024-12-25

### *---- "KENDALA PEMBAYARAN"
saya waktu nya bayar tepat waktu, tapi kali ini pembayaran gagal karna ada kendala dri aplikasi nya, sudah pengaduan dan email tidak di respon sama sekali sehingga saya jadi dapat denda, tolong kasih solusi kitanya sudah tertib tapi malah aplikasi nya yg banyak kendala, dan sama sekali tidak fast respon!
-- Tell me Yeri, 2024-12-25

### *---- "bintang 0"
akulaku kntl limit paylatter ada tapi gabisa dipake
-- madun1212, 2024-12-24

### ***** "Pengajuan padahal sudah bayar sebelum jatoh tempo"
Kenapa udah bayar sebelum jatuh tempo tapi malah ditolak peminjaman pas saya mau pinjam lagi
-- ariellfqq, 2024-12-24

### **--- "nina bunga"
acc dong punya saya
-- nina bunga lestari, 2024-12-24

### **--- "tidak bisa pinjam lagi"
kenapa pengajuan selalu di tolak padahal saya bayar ga pernah nunggak dan sebelum jatuh tempo sudah tak bayar lunas
-- jxn cb sk, 2024-12-24

### ***** "Nice"
Good service by Akulaku
-- Rendyta, 2024-12-24

### ****- "Tolong tenornya ditambah"
Tenor 30hari .
-- gtjaieng, 2024-12-23

[View all Akulaku reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Akulaku Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Indonesien | Shopping | #3 |
| Top Kostenlos | Indonesien | Overall | #68 |

## Akulaku Discovered Keywords
- lazada
- al
- line bank
- talkline
- voca
- oco
- yipy shop
- mobile wallet
- amazon a to z
- ioffer

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## Akulaku Available In
- [Indonesien](https://apptail.io/de/app/akulaku-installment-shopping-Qrek/indonesia)
- [Vereinigte Staaten](https://apptail.io/de/app/akulaku-installment-shopping-Qrek/united-states)
- [Brunei Darussalam](https://apptail.io/de/app/akulaku-installment-shopping-Qrek/brunei)
- [Vietnam](https://apptail.io/de/app/akulaku-installment-shopping-Qrek/vietnam)

---

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