---
title: "明白记账 - Bewertungen, Einnahmen und Downloads in China | Apple App Store"
description: "与竞品的区别： 1.市面上的记账应用收支记账做得花里胡哨，但是资产记录功能相对不足。 2.明白记账在注重收支记录的同时还异常强调帮助用户做好资产的记录和分析。 收支记录功能 收支流水、收支日历、收支趋势、收支分布 资产记录功能： 资产记录、定期理财自动计算、股票基金自动更新净值、按揭贷款自动计算、资产分布、资产趋势、资产负责健康分析等 预算设置功能： 添加收支预算、根据资产负债自动生产资产负债的收"
---

# 明白记账 — China
> 拥有强大资产管理工能的记账应用

![明白记账 App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/85/39/5a/85395ace-1a3a-aa09-b3ec-931016419f45/AppIcon-0-0-1x_U007ephone-0-1-sRGB-85-220.jpeg/434x0w.png)

**Developer:** [炜炜 陆](https://apptail.io/de/developer/developer-HQO)
**Category:** Finance
**Rating:** 4.4/5 (37 ratings)
**Price:** Free
**Bundle ID:** com.app.AssetBook
**Store:** Apple App Store
**Country:** China
**Version:** 3.6.1 (released 2025-11-27)
**Original Release:** 2024-02-08
**Languages:** English, Chinese

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cn/app/app/id6476616144)
**AppTail Page:** [https://apptail.io/de/app/app-jGip/china](https://apptail.io/de/app/app-jGip/china)

## 明白记账 Description
与竞品的区别：
1.市面上的记账应用收支记账做得花里胡哨，但是资产记录功能相对不足。
2.明白记账在注重收支记录的同时还异常强调帮助用户做好资产的记录和分析。
收支记录功能
收支流水、收支日历、收支趋势、收支分布
资产记录功能：
资产记录、定期理财自动计算、股票基金自动更新净值、按揭贷款自动计算、资产分布、资产趋势、资产负责健康分析等
预算设置功能：
添加收支预算、根据资产负债自动生产资产负债的收支预算等
自动记账：
单次自动记录、每月自动记录、收支自动记录联动资产的自动记录

## 明白记账 Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d2/c4/54/d2c45483-0c81-6393-c8fa-a46a4f6bd92e/_U8bbe_U8ba16.5_U5bf8.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/2b/df/cd2bdf24-a051-30a0-0914-95f80a81ecb1/_U8bbe_U8ba16.5_U5bf8.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c8/f5/7b/c8f57b52-1ebc-d1f9-57b7-fccefe070d65/_U5e7b_U706f_U72479.jpeg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bd/b0/39/bdb039ac-ad1c-82a2-75df-5c9d56c7b4db/_U5e7b_U706f_U72476.jpeg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bc/fe/c3/bcfec3ca-71d9-7c93-7bdc-97b6ba8a86e7/_U5e7b_U706f_U72475.jpeg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/44/b9/e0/44b9e084-9890-002b-d915-eae6cf384743/_U5e7b_U706f_U72477.jpeg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2c/9a/7f/2c9a7f9a-d73a-7c6c-dabf-d7a917fddfbb/_U5e7b_U706f_U72473.jpeg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/19/5d/48/195d480e-5d5e-7bb2-b640-7dab15355b38/_U5e7b_U706f_U72478.jpeg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/18/7e/06/187e06c6-7573-c5da-1e31-0f6da4de5ebe/_U5e7b_U706f_U72474.jpeg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/93/77/78/937778a5-ced9-792d-4c10-1d6d86b640e6/_U5e7b_U706f_U724710.jpeg/1242x2688.png)

## 明白记账 Rating Breakdown in China
- 5 stars: 28 (76%)
- 4 stars: 2 (5%)
- 3 stars: 3 (8%)
- 2 stars: 0 (0%)
- 1 stars: 4 (11%)

## 明白记账 Reviews in China

### ****- "一点小建议"
能不能增加加一个每月固定汇入的功能，还有分期还款每月应还，定期存款利息收入的功能😀😀
-- 月月鸟David, 2025-02-05

### ***** "非常好用，提点建议"
是我用过所有记账APP里面最好用的，我觉得最特别的就是它的资产功能以及根据利率计算储蓄和投资收益。美中不足的建议：希望可以加入各种资产图标，以及现在的银行固定投资里面储蓄这块虽然定期但已经支持随时支取部分然后重新按新时间计算利息和存款时间了，希望可以更新一下功能。
-- 江南的陌悦, 2025-01-30

### ***-- "希望增加一个删除已经记的账和不同账户之间转账的功能"
希望增加一个删除已经记的账和不同账户之间转账的功能
-- hdhxbsa, 2024-12-16

### ***** "期待更新"
目前软件动效很好，基金自动跟进功能很方便，建议增加基金分组功能
-- 亻可钅中, 2024-12-14

### ***** "报销"
没有报销和退款功能吗？然后投资能不能自己增加组合，然后比如把7.8个基金放入一个组合中？
-- syxandww, 2024-10-24

[View all 明白记账 reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## 明白记账 Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Bezahlt | China | Finance | #24 |
| Top Bezahlt | Sonderverwaltungsregion Hongkong | Finance | #136 |
| Top Bezahlt | Taiwan | Finance | #164 |
| Top Bezahlt | Türkei | Finance | #190 |
| Top Bezahlt | Malaysia | Finance | #268 |
| Top Bezahlt | Südafrika | Finance | #320 |
| Top Bezahlt | Japan | Finance | #387 |
| Top Bezahlt | Australien | Finance | #446 |


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## 明白记账 Available In
- [China](https://apptail.io/de/app/app-jGip/china)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/app-jGip/hong-kong)
- [Australien](https://apptail.io/de/app/app-jGip/australia)
- [Aserbaidschan](https://apptail.io/de/app/app-jGip/azerbaijan)
- [Belgien](https://apptail.io/de/app/app-jGip/belgium)
- [Bulgarien](https://apptail.io/de/app/app-jGip/bulgaria)
- [Bahrain](https://apptail.io/de/app/app-jGip/bahrain)
- [Brunei Darussalam](https://apptail.io/de/app/app-jGip/brunei)
- [Brasilien](https://apptail.io/de/app/app-jGip/brazil)
- [Belarus](https://apptail.io/de/app/app-jGip/belarus)
- [Kanada](https://apptail.io/de/app/app-jGip/canada)
- [Schweiz](https://apptail.io/de/app/app-jGip/switzerland)
- [Chile](https://apptail.io/de/app/app-jGip/chile)
- [Kolumbien](https://apptail.io/de/app/app-jGip/colombia)
- [Zypern](https://apptail.io/de/app/app-jGip/cyprus)
- [Tschechien](https://apptail.io/de/app/app-jGip/czechia)
- [Deutschland](https://apptail.io/de/app/app-jGip/germany)
- [Dänemark](https://apptail.io/de/app/app-jGip/denmark)
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- [Malaysia](https://apptail.io/de/app/app-jGip/malaysia)
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- [Niederlande](https://apptail.io/de/app/app-jGip/netherlands)
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- [Suriname](https://apptail.io/de/app/app-jGip/suriname)
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- [Türkei](https://apptail.io/de/app/app-jGip/turkey)
- [Taiwan](https://apptail.io/de/app/app-jGip/taiwan)
- [Ukraine](https://apptail.io/de/app/app-jGip/ukraine)
- [Uganda](https://apptail.io/de/app/app-jGip/uganda)
- [Vereinigte Staaten](https://apptail.io/de/app/app-jGip/united-states)
- [Usbekistan](https://apptail.io/de/app/app-jGip/uzbekistan)
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- [Südafrika](https://apptail.io/de/app/app-jGip/south-africa)
- [Österreich](https://apptail.io/de/app/app-jGip/austria)

---

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