---
title: "Bachatt: Daily FD, Mutual Fund - Bewertungen, Einnahmen und Downloads in Indien | Apple App Store"
description: "Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment. Insta Fund (liquid mutual funds with instant UPI-style withdrawal), curated mutual fund baskets"
---

# Bachatt: Daily FD, Mutual Fund — Indien
> Savings, SIP, Gold, Silver

![Bachatt App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/ce/6c/ab/ce6cab55-3925-9c8a-0f10-158f3d7fb1db/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png)

**Developer:** [Trusave Fintech Private](https://apptail.io/de/developer/trusave-fintech-private-TnjmZ)
**Category:** Finance
**Rating:** 4.5/5 (1,429 ratings)
**Price:** Free
**Bundle ID:** app.bachatt.customer
**Store:** Apple App Store
**Country:** Indien
**Version:** 6.0.5 (released 2026-07-01)
**Original Release:** 2025-10-30
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6749962231)
**AppTail Page:** [https://apptail.io/de/app/bachatt-daily-fd-mutual-fund-Ocix/india](https://apptail.io/de/app/bachatt-daily-fd-mutual-fund-Ocix/india)

## Bachatt Description
Bachatt is a daily savings and investments app for India's 30 crore+ underserved, self-employed segment. Insta Fund (liquid mutual funds with instant UPI-style withdrawal), curated mutual fund baskets for long-term wealth, plus personal loans — all from a single UPI-powered app. SIP daily, weekly or monthly into schemes from AMCs like SBI, ICICI Prudential, Axis, HDFC and others.

Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully.

1. Daily UPI Savings & Investing Made Simple

• Start saving or investing daily from just ₹101 per day
• UPI autopay across GPay, Paytm, PhonePe, Navi, CRED and any other UPI app
• Track all your investments, holdings and loans from a single dashboard

2. Insta Fund — Liquid Mutual Funds with Instant Withdrawal

• Build a daily savings habit by investing in liquid mutual fund schemes from SEBI-regulated AMCs
• Instant withdrawal, UPI-style — redeem in seconds, even on weekends and market holidays (subject to SEBI's Instant Access Facility limits)
• Start with as little as ₹101 per day; no lock-in
• Returns are market-linked — refer to each scheme's risk-o-meter

Important: Insta Fund is a liquid mutual fund — not a Bank Fixed Deposit (FD). Returns are market-linked and not guaranteed. Not insured by DICGC.

3. Mutual Fund Investments — Build Long-Term Wealth

• Invest in regular plans of mutual fund schemes from AMCs like ICICI, SBI, Axis, HDFC and others
• Returns are market-linked and subject to scheme performance — refer to each scheme's risk-o-meter
• Daily, weekly or monthly SIP plus lumpsum; no account-opening charge from Bachatt
• Invest before 1:30 PM cut-off for same-day NAV (as per AMC rules)

4. Personal Loans for Bachatt Customers

Bachatt provides access to personal loans through its RBI-registered NBFC partner. Apply digitally; approval is subject to verification by the lender.

Loan Charges: Processing Fee 0%–5% of loan amount (+ applicable GST). Bounced & Prepayment Charges: Nil. Maximum APR: 36% p.a. (range: 12%–36% p.a.). Tenure: 3–24 months. Payment due dates are set per the loan amortization schedule shared at the time of disbursal.

Representative Example: ₹10,000 loan, 12 months @ 24% p.a. (compounded monthly), 2% + 18% GST processing fee = ₹236. Monthly EMI ₹923, total repayment ₹11,076, total cost ₹1,312.

Lending Partner: Western Capital Advisors Private Limited (RBI-registered NBFC). CIN: U65999MH2018PTC401032. Website: westerncap.in. Registered Address: A-7001, World Trade Centre, Surat, Gujarat – 395002.

Grievance Redressal — Bachatt: developer-external@bachatt.app | +91 8920335565
Lender's Grievance Officer: Mr. Shushant Dash | grievanceredressalofficer@westerncap.in | +91 22 2825 6772
Lender's Nodal Officer: Mr. Anirudh Saxena | nodalofficer@westerncap.in | +91 22 4017 6772

Important Disclaimers

• Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully. Past performance is not indicative of future returns.
• Bachatt (Trusave Fintech Private Limited) is an AMFI-registered Mutual Fund Distributor with ARN-321640. Bachatt is not a SEBI-registered Investment Adviser and does not provide investment advice.
• Bachatt distributes regular plans of mutual fund schemes and receives commission from the respective AMCs. Direct plans have lower expense ratios and may yield higher returns over the long term.
• Insta Funds are set of SEBI-regulated liquid mutual fund. It is not a bank deposit, not DICGC-insured, and does not carry FD-like guarantees. Instant withdrawals operate under SEBI's Instant Access Facility framework, subject to per-day limits set by the AMC.
• Loan products are offered by Bachatt's RBI-registered NBFC partner. Bachatt is not a lender.

Terms & Conditions - 

## Bachatt Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ee/7f/52/ee7f5208-ebb0-dbf6-0d01-c8e0e9210997/english1__U00283_U0029.png/1260x2736.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e6/d6/6c/e6d66ceb-5fb9-0b30-628a-5386561373c4/english2__U00282_U0029.png/1260x2736.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/14/94/b1/1494b1c9-7796-e100-3e61-efbe4eb2c062/english3__U00286_U0029.png/1260x2736.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/db/10/9d/db109de2-e158-c1d5-712b-9da154053608/english4__U00281_U0029.png/1260x2736.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/84/ef/3c/84ef3c61-c16a-69db-0d2f-047bdb9f8f90/english5__U00283_U0029.png/1260x2736.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/85/57/65/855765fc-7a43-c5cc-dac4-1d9ab0f35757/english6__U00283_U0029.png/1260x2736.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/11/a4/b7/11a4b7a6-952c-c5b3-d347-2d67dc33dc9b/english8__U00282_U0029.png/1260x2736.png)

## Bachatt Rating Breakdown in Indien
- 5 stars: 1,163 (81%)
- 4 stars: 76 (5%)
- 3 stars: 36 (3%)
- 2 stars: 29 (2%)
- 1 stars: 125 (9%)



## Bachatt Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Indien | Finance | #25 |
| Top Kostenlos | Indien | Overall | #168 |




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