Bajaj Finserv Loans, UPI & FD

The Bajaj Finserv App is trusted by 50 million+ customers across India for their financial & payment needs. Using this app, you can apply online for a set of loans including personal loan, home loan, gold loan, professional loan etc, and fulfil your requirements. You can shop offline from 1 million+ products on No-cost EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.
Instant Personal Loan App
• Get instant personal loans up to ₹55 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding via professional loans.
• Self-employed individuals can get affordable business loans.
Highlights of Personal Loan
• Finance Amount: ₹20,000 to ₹55 Lakh
• Repayment Tenure: 6 to 96 months
• Rate of Interest: 10% to 31% per annum
• Processing Fees: up to 3.93% of the disbursed amount (including taxes)
Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
*Interest rate and processing fees vary as per the products.
Shop on No Cost EMIs
• Shop from 1 million+ products at 1.5 lakh+ stores across India.
• From electronics to sports equipment to smartphones to furniture - shop everything on No-cost EMIs.
• Shop genuine products from top brands with exciting offers and discounts.
• Enjoy free home delivery on selected products.
Recharge & Bill Payments in One Place
• Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv app.
• Recharge your mobile numbers, DTH & FASTag from leading providers.
• Instantly pay fees towards education, clubs & associations, housing societies, etc.
• Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.
Payments Simplified with BHIM UPI App
• Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make payments in seconds.
Invest with Ease in Fixed Deposits
• Get high ROI on fresh FDs and renewal of existing FDs.
• Enjoy special rates on Digital FD through the app.
• You can start investing in FD online for just ₹15,000 and get a loan against it.
• You can also invest in the Bajaj Finance Systematic Deposit Plan with just ₹5,000.
• Secure your savings with high-yield FD.
Mutual Funds for Everyone
• Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
• You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
• Pay monthly mutual fund investment via UPI.
• Make the most of your investment by paying 0% distributor commission.
Insurance for Every Need
• The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
• Getting insurance is even easier with a 100% digital process.
One App for All Needs
• Fulfill your shopping and travel needs on one platform with 100+ brand partners.
Features
• Find all your financial transactions in one place
• Calculate your EMIs for your preferred tenure using the EMI Calculator
• Check your CIBIL score and get the credit health report online
• Download your loan account statements
• Get quick assistance & timely resolution for your queries.