--- title: "Cleo AI: Cash Advance & Budget - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store" description: "An AI money coach you can actually talk to. Cleo helps 8+ million users budget, save, build credit, or get a cash advance in those low-balance moments. AI MEETS MONEY Cleo turns money stress into a " --- # Cleo AI: Cash Advance & Budget — Vereinigte Staaten > Credit Builder & Savings Goals ![Cleo AI App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e4/7b/cf/e47bcfca-5f59-b170-b8ae-e2a80e16c1f9/AppIcon-0-0-1x_U007ephone-0-11-0-85-220.png/434x0w.png) **Developer:** [Cleo AI](https://apptail.io/de/developer/cleo-ai-wWL) **Category:** Finance **Rating:** 4.7/5 (236,887 ratings) **Price:** Free **Bundle ID:** com.meetcleo.cleo **Store:** Apple App Store **Country:** Vereinigte Staaten **Version:** 3.60.0 (released 2026-06-17) **Original Release:** 2019-02-23 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1447274646) **AppTail Page:** [https://apptail.io/de/app/cleo-ai-cash-advance-budget-cjO/united-states](https://apptail.io/de/app/cleo-ai-cash-advance-budget-cjO/united-states) ## Cleo AI Description An AI money coach you can actually talk to. Cleo helps 8+ million users budget, save, build credit, or get a cash advance in those low-balance moments. AI MEETS MONEY Cleo turns money stress into a simple chat, where you can ask questions and learn about your finances (like a human). Want to know how much you spent on takeout last month? Just ask Cleo…she has thoughts. GET UP TO A $250 CASH ADVANCE Dump your overpriced overdraft and get a spot from Cleo instead. Cleo’s up to $250 cash advance has: - No interest (APR) - No credit checks - No late fees - No direct deposit required SAVE WITH 2.72% APY Grow your wealth with high-yield savings almost nine times higher than the national average. AUTOPILOT Automate your money moves with Autopilot. Get a custom roadmap to reach your financial destination that adjusts with daily spending, and offers tips and actions to keep you on track easily. BUILD CREDIT (WITHOUT A CREDIT CARD) Glide your way to smoother approvals, lower interest rates, and higher credit limits with a credit score your parents can be proud of. Start building your credit with 0% APR, cash advance and score coaching. $1 minimum deposit. MONEY IQ Money IQ is Cleo’s weekly quiz game that tests your knowledge about your own spending habits. Answer trivia questions correctly for a chance to win cash prizes up to $4K every week. DEBT RESET Cleo collects and organizes your debt into a single easy-to-use dashboard, tells you which payments to prioritize, and creates a plan to help you pay everything off on a sustainable timeline. VOICE You can now talk with Cleo through real-time, two-way voice conversations. LEGAL STUFF (1) Cash Advance is subject to eligibility. Amounts are based on accrued, unpaid income and range from $20-$250, and $20-$100 for first-time users. Amounts subject to change. Users can take a max disbursement of up to $170 per day. Same day transfers subject to express fees of $3.99-$14.99 based on amount. You may also request a Cash Advance without subscribing by contacting team@meetcleo.com (2) The interest rate on your account is 2.72% with an Annual Percentage Yield (APY) of 2.75%, effective as of 12/11/2025. Rate is variable and is subject to change after account opening. Fees may reduce earnings. (3) Cleo Card issued by WebBank, Member FDIC. Subject to approval. (4) Participation does not guarantee a prize. No purchase or subscription necessary, see sweepstakes rules for more information. To qualify for Money IQ, you must have at least (1) bank account connected to the Cleo app with sufficient account activity to generate personalized finance questions. Not available in Rhode Island, see official rules for more information. (5) Debt reset requires a paid subscription. The debt-free date is calculated based on user provisioned data, see Debt Reset within the Cleo app for more information. Actual results may vary. (6) Early access to direct deposit funds not guaranteed, timing may vary. The Cleo Grow subscription service offers users savings goals, hacks, challenges, and access to an annual percentage yield (APY) on savings. The Cleo Plus subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, and access to cash advances if eligible. The Cleo Credit Builder subscription offers saving goals, hacks, challenges, APY on savings, credit score insights, cash advances if eligible, credit history, and priority support. Cleo is not affiliated with Credit Karma, Kikoff Credit Builder Loan, Experian Credit Check, Credit One, Credit Strong, Intuit Credit Karma, Albert, Earnin, Dave Bank, Brigit, Chime, Klover, loan apps, Money Lion, FloatMe Cash Advances, Empower, money apps, Cash Advance, Vola, Grid Money, Venmo, Beem, Line Credit, Rocket Money, Possible Finance, CashNetUSA, Rain Cash Advance, Branch paycheck loans, or Gerald payday credit loans app Learn more about how we share and protect your data at meetcleo.com/page/privacy-policy ## Cleo AI Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/36/76/683676c1-f30c-7a0b-1c64-ec1fc7b4d156/ASO_Static_Core_CPP-IT2164.1-02-Join8Mil_CRID2303.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cc/93/44/cc93441b-3ecb-3763-ba18-4b96187c76df/ASO_CPP_JulyGTM-Consumer-AI-Owned_U0028Request_U0029_CRID2164.8.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/40/65/ce/4065ce83-2fba-e3a5-1695-63db43496807/IOS_image.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/1d/f4/ca/1df4ca24-66ae-dcdc-ffd2-f865ebb606c5/ASO_CPP_JulyGTM-Consumer-AI-Owned_CRID2164.3.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d8/ba/05/d8ba056c-37e6-0f9e-49e6-1552aafac6c7/Core_Static_MoneyIQ-ASA_IT2164.4-NewCopyV02_CRID2654.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/dd/f1/a4/ddf1a497-32af-0e47-e38e-9c8deb41901e/ASO_CPP_JulyGTM-Consumer-AI-Owned_CRID2164.2.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d1/a6/6e/d1a66ed5-81e5-0f83-2a43-5db1f07bf3c7/ASO_CPP_JulyGTM-Consumer-AI-Owned_CRID2164.5.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9e/a9/a8/9ea9a8fd-81e9-22f6-5b90-3fe15ff5464a/ASO_CPP_JulyGTM-Consumer-AI-Owned_CRID2164.6.png/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ca/e9/63/cae963df-c84c-fa7c-75f9-a8f7cc030755/ASO_CPP_JulyGTM-Consumer-AI-Owned_CRID2164.7.png/1242x2688.png) ## Cleo AI Rating Breakdown in Vereinigte Staaten - 5 stars: 207,402 (88%) - 4 stars: 10,099 (4%) - 3 stars: 3,626 (2%) - 2 stars: 1,961 (1%) - 1 stars: 13,799 (6%) ## Cleo AI Reviews in Vereinigte Staaten ### *---- "Sucks" Have nothing positive to say this app really sucks. Nothing works and is glitchy! No quality -- kkmovie, 2026-04-11 ### ***** "One of the best" Might not get much at first but you’ll build it up fast and easy -- Game addiction 63, 2026-04-10 ### ***** "Advance" Excellent service accurate -- sccorppio, 2026-04-10 ### ****- "AI Customer Service Headache" Love Cleo and the AI is usually hilarious except for today. It’s refusing to let me speak to a human for questions it’s unable to answer. AI is cheaper than humans but it can never replace the human connection -- Nononsense75, 2026-04-10 ### *---- "Banking issue" So I went to connect my CashApp which is what I use for my banking stuff, it’s the only one I really use bc I just don’t trust normal banks after my last screwed me over I really wish i can connect my cashapp -- Collette2026, 2026-04-10 ### ***** "A+" Love this app ! Recommend everyone to download . Easy efficient, and comes in handy when u need extra cash between pay checks. 5 stars! -- Arsenio lujan, 2026-04-10 ### ***** "Fast!" This process is fast and easy. Very reliable. -- Buck&Fancy, 2026-04-10 ### *---- "Zero!!!!!!" Terrible -- SMDAPPtrashggg, 2026-04-10 ### ***** "Cleo" I love Cleo it helps when I need and was fast simple and easy -- Buggywuggyy, 2026-04-10 ### **--- "Ok" They kinda help but tolt is better -- shanp1978, 2026-04-10 [View all Cleo AI reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Cleo AI Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Kostenlos | Vereinigte Staaten | Finance | #26 | | Top Kostenlos | Vereinigte Staaten | Overall | #353 | | Top Kostenlos | Vereinigtes Königreich | Finance | #371 | ## Cleo AI Discovered Keywords - vehicle expenses - product builder - kora - heyduda! dot to dot - check ltd - money lend - loan app - ai tracker - paday - score100 app ## Apps Similar to Cleo AI - [Vola: Cash Advance & Credit](https://apptail.io/de/app/vola-cash-advance-credit-uOm/united-states) - [Grid Money](https://apptail.io/de/app/grid-money-pvs/united-states) - [Gerald - Cash Advance](https://apptail.io/de/app/gerald-cash-advance-sMH/united-states) - [Beem: Cash Advance & Banking](https://apptail.io/de/app/beem-cash-advance-banking-uMH/united-states) - [Lenme: Investing and Borrowing](https://apptail.io/de/app/lenme-investing-and-borrowing-txL/united-states) - [FloatMe: Fast Cash Advance App](https://apptail.io/de/app/floatme-fast-cash-advance-app-bjO/united-states) - [OneBlinc Cash Advance](https://apptail.io/de/app/oneblinc-cash-advance-MUQ/united-states) - [VANSi - Cash Advance](https://apptail.io/de/app/vansi-cash-advance-ytOn/united-states) - [Grant Cash Advance](https://apptail.io/de/app/grant-cash-advance-dyXo/united-states) - [Money App - Cash Advance](https://apptail.io/de/app/money-app-cash-advance-mlvp/united-states) ## Cleo AI Available In - [Vereinigte Staaten](https://apptail.io/de/app/cleo-ai-cash-advance-budget-cjO/united-states) - [Vereinigtes Königreich](https://apptail.io/de/app/cleo-ai-cash-advance-budget-cjO/united-kingdom) --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/de) - [Top Charts](https://apptail.io/de/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/de) - Mobile App Intelligence Platform*