Debit & Credit

Great app, love using it! Would be a perfect 5 stars if you could change scheduled payments to be all day events on the calendar so then it's scheduled for the entire day instead of only at a specific time of day. Please consider!

This app is so complicated that even a banker can’t figure it out. I added all this info and it couldn’t even tell me, after that, how much I had budgeted in a category. What good is that? When I requested a refund of $19.99 I paid, it was DENIED. I appealed - still DENIED! This app is a COMPLETE RIP OFF! I have NEVER had a refund request denied before. If an app is not what’s expected - especially at that price (per month!) - it should be refunded without question. Do not buy anything from Ivan Pavlov Pty!

I've tried dozens of spending apps, and this one is by far the best. CSV import/export, shared accounts, iCloud syncing, and the native iOS/macOS feel are just a few of the amazing features of this app. It is great to finally find a simple, privacy-focused spending app that feels at home on Apple devices. Thank you, Ivan!

If you’re in the apple ecosystem and are wondering what it would look like if apple made a budgeting app; look no further. The focus on privacy, the iCloud backups, private iCloud sharing and the thoughtfulness of the design embody everything that Apple wishes developers would do with their apps. Every time I’ve wondered if this app has a feature I need, I’ve found it exactly where I’d expect it to be. That’s a big deal; not only do the features work well but the app is so intuitive. I wrote a Siri shortcut using this app’s integrations to privately pull transactions from my bank, my wife and I look at those on my MacBook’s big screen once and month and set up plans there. During the month, we can glance at the Home Screen widget to see our budgets live on our phones. Occasionally we’ll pick up the iPad and it’s all right there too. As a developer and a privacy focused spreadsheet guru, thank you for building such a great app and keeping it up to date with new features and bug fixes. The app has crashed a few times but those bugs are fixed so quickly and the app performs like a champ. Keep up the good work!

I’ve been using this app (and others) for years. It is a wonderful app to do your account entries. It is very easy to setup and use and it also has a Mac App that syncs lightning fast to iCloud. I always loved this app and then I got an external keyboard with a numeric keypad and now I love it even more. The keyboard works as you would expect (tabbing etc) but of the other apps I use, this is the only one that does. If the other apps that I’ve spent time with went away or did some type of major change that I didn’t like; I wouldn’t be sad beause I have this app. It’s my goto app anyway. You might wonder why I use more than one checkbook app. The answer is that I found D&C later in life so I just keep using them. A bit of OCD perhaps. Finally, if you ever need assistance from the developer (unlikely), I am very confident saying that you will get it and pretty quickly. I had an issue that was probably created by me and the developer set me straight.

I’ve tried them all and this one is the best. Full featured without unnecessary clutter, excellent support, and it does things many others don’t - ex. split transactions. It just works!

I have zero complaints about this software. Worth every penny, doesn’t sell of financial data (looking at you mint)…simple easy to use, fills in gaps other banking apps don’t have widget support and Apple Watch support with iCloud sync is pure magic.

Split categories, separate bank accounts, sleek UI! something I haven’t been able find in other personal finance apps. Ivan has been pushing consistent updates and has always been responsive to emails 📧 I’ve been using Debit & Credit for 4 years now, and cannot recommend it enough! 💙

The latest updates are great though. The app looks so much more professional now. This app has helped me a lot over the years. Just enough features that you don’t feel overwhelmed. The MacOS companion is great too but having this as one of my four home icons on my phone makes it easy to track every penny as you spend out in the wild.

Love how simple this is to use, and how fabulous the support is! I have been using this for 5 plus years, and it is continually improving. Any minor issues, have been promptly addressed and remedied. Definitely worth paying for, and you won’t have to worry about not being able to update your computer or phone software. Ivan keeps up with all that, and doesn’t try to dodge you if you are having trouble 👍