--- title: "Happycash-Online credit loan - Bewertungen, Einnahmen und Downloads in Philippinen | Apple App Store" description: "Happycash is a credit line mobile loan app that offers fast approval and instant disbursement. PERSONAL LOAN TERMS: • Credit limit amounts: ₱500 to ₱25,000 • Monthly Interest Rate of up to 0.9% • Loa" --- # Happycash-Online credit loan — Philippinen > No hidden Fees,Fast cash loan ![Happycash App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b0/4b/85/b04b85d1-9b4d-6876-ad0a-ceecb37fef68/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [Unknown](https://apptail.io/de/developer/unknown-OocB) (Philippinen) **Category:** Finance **Rating:** 4.8/5 (19,820 ratings) **Price:** Free **Bundle ID:** com.happy.cash **Store:** Apple App Store **Country:** Philippinen **Version:** 1.2.29 (released 2026-05-21) **Original Release:** 2024-12-15 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6502511711) **AppTail Page:** [https://apptail.io/de/app/happycash-online-credit-loan-yEDu/philippines](https://apptail.io/de/app/happycash-online-credit-loan-yEDu/philippines) ## Happycash Description Happycash is a credit line mobile loan app that offers fast approval and instant disbursement. PERSONAL LOAN TERMS: • Credit limit amounts: ₱500 to ₱25,000 • Monthly Interest Rate of up to 0.9% • Loan term: 91 days - 180 days • Maximum Annual Percentage Rate (APR): 30% REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: Max monthly loan interest rate: 0.9% , loan term: 3 months, and principal amount is ₱10,000 Total Interest fee: ₱10000*0.9%*3= ₱270 Total repayment : ₱270+₱10000=₱10270 Monthly repayment: ₱10270/3=₱3423 KEY HAPPY CASH FEATURES WHO CAN APPLY? Loan application requirements: 18+ years old Filipino citizen Have 1 government-issued ID Have a stable income HOW TO APPLY? Register your account with active mobile number Fill in the Online Loan Forms . Waiting for evaluation and get Approval Money will be disbursed to your preferred cash-out method immediately. WHY TO APPLY? High Loan Amount - Get up to ₱ 25,000 approved loan amount - Increase your limit with on-time repayment Easily Apply - Only need valid government-issued IDs without collateral - Online process Low Interest Rate - Get the full amount, no hidden fees Fast Cash-out - Get the money in minutes - The cash sent directly to your bank account/Gcash WHO WE ARE Corporate Name: Yinshan Lending Inc. Business Name: Happycash PSEC Registration Number: CS201900108 Regulated by SEC as Finance Company with Certificate of Authority (CA): 2860 We love feedback and let you happy! Contact us： For any questions, feedback, or hesitations, please contact us via the following methods. Facebook: @HappyCash Website: www.happycash.ph CS Phone: 09085848852; 09102626060 Email us at: cs@happycash.ph Office hour: 9 am - 6 pm Monday to Sunday Address: 26th Floor, The World Center, Gil Puyat Ave., Brgy. Bel-Air, Makati City, Philippines Privacy agreement: Happy Cash is different from basic cash loan apps, money lending apps, or online loan apps. It provides continuous cash access to clients in the form of a personal credit line. ## Happycash Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0e/80/8d/0e808d7d-49ec-d83a-6804-22fbeb50bf4e/1.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d5/ec/3e/d5ec3e61-3eaa-c7e1-ef4d-7828fca157fc/2.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/83/88/4c8388b3-08e8-f258-b757-b31f33609ee1/3.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ef/45/f3/ef45f361-6b0b-3da5-01e7-2925e90d8eb3/4.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/02/91/91/029191e3-d25a-5d67-c1da-fd903b0a87b2/5.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/c0/35/4cc0357f-0eaa-b59b-34da-dfa923565e30/6.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c1/a5/3a/c1a53ab6-ef5b-a326-d8ac-27b79cbb6b13/7.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d0/3e/f2/d03ef28b-f189-48b1-226c-d13ab8a4f9a3/8.jpg/1242x2688.png) ## Happycash Rating Breakdown in Philippinen - 5 stars: 18,110 (91%) - 4 stars: 711 (4%) - 3 stars: 260 (1%) - 2 stars: 110 (1%) - 1 stars: 629 (3%) ## Happycash Reviews in Philippinen ### *---- "!!" unsatisfied -- WAMOY BOUT!, 2025-01-20 ### ***** "Fast approval and low interest" Low -- Doctor Meri, 2025-01-19 ### *---- "Puro ads pero walang pang pahiram" Not reliable -- DissapointedCs, 2025-01-19 ### ***** "LOAN !" FAST APPROVEE I GOT REJECTED ONCE PERO DIKO DINELETE INAANTAY KO MAG JAN.14 and now second attempt i got approved! -- jannelllllll26, 2025-01-14 ### *---- "Auto reject" Wag magpapaniwala diyo sa app nato automatic reject lang and like evey other app mawawala rin yan kasi illegal -- Adfinem07, 2025-01-12 ### *---- "rejected" this online credit loan will just take your personal info, and will auto reject you. dont try -- nothsy, 2025-01-09 ### *---- "Not recommended" Don’t install. -- Dgjnikfeh, 2025-01-06 ### *---- "Auto Reject" Auto reject application! Will only collect you information. -- Theyautoreject, 2025-01-06 ### *---- "hahaha" simbako rejected ako ! i think hindi ito ligit…gawa2x lang siguro 😄 idont give star becoz im rejected sorry 😄2times -- yes true ligit, 2025-01-06 ### *---- "scam" only getting ur information or data after auto rejected 🤦‍♂️. donnot every download or apply for this app. big regret -- dianerds19, 2025-01-06 ### ***** "Low Interest Rate" The interest rate is lower than the other loan apps. Plus they the payment terms is convenient. -- Yharen88, 2025-01-04 ### *---- "Scam" Scam -- Marcus820, 2025-01-03 ### *---- "The User Has Been Deleted" Upon registering my number it shows an error that says “this user has been deleted” It’s my first time to use this app and I am getting this error message even after I reinstalled it again. The app is not working. -- hottestarcher, 2025-01-02 ### ***** "AUTO REJECTED" they just get your info but not approve!!!! BIG SCAM -- Punyawaaaa, 2025-01-02 ### *---- "Scam!!" Not recommended -- Shee111, 2024-12-27 ### *---- "Scam" Scam -- PesoGoNotGood, 2024-12-25 ### ***** "Fast loan transactions" Thank you Happycash for the lowest interest rate and fast approval po. Godbless! -- @sanchezwang, 2024-12-24 ### *---- "scammer they collect your data and scam you" dont use this app they are scammers -- sally9077, 2024-12-22 [View all Happycash reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Happycash Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Kostenlos | Philippinen | Finance | #25 | | Top Kostenlos | Philippinen | Overall | #129 | --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/de) - [Top Charts](https://apptail.io/de/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/de) - Mobile App Intelligence Platform*