---
title: "Klarna: Smarter everyday money - Bewertungen, Einnahmen und Downloads in Griechenland | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹ UK: Klarna’s Pay in 3/"
---

# Klarna: Smarter everyday money — Griechenland
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/94/55/c9/9455c9ff-2fcb-55cc-24de-f2e631252e16/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/de/developer/klarna-bank-DDQ) (Schweden)
**Category:** Finance
**Rating:** 4.9/5 (17,531 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Griechenland
**Version:** 26.21.255 (released 2026-05-25)
**Original Release:** 2016-06-22
**Languages:** English, Czech, Danish, Dutch, Finnish, French, German, Greek (modern), Hungarian, Italian, Norwegian Bokmål, Polish, Portuguese, Romanian, Slovak, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gr/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/greece](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/greece)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹ UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹ Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

² UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

² UK & Ireland: A paid Klarna Membership is required for a physical card. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.


UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 


UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴ Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

USE KLARNA WITH APPLE PAY
Split the cost with Klarna on Apple Pay, available in-store and online.

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c2/53/a9/c253a93b-3f4f-e8ba-7061-515e54578981/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/2e/f7/252ef76d-0614-35ec-a695-cbd8ad6a35f7/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1e/df/7c/1edf7c27-4d1b-6831-6b30-8d9f3a06d850/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/8f/83/4d8f83d9-de18-2b2f-1de9-6ed4bc5ff13e/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/7d/a8/737da8d2-4a45-24b7-6ac1-06a83102ca64/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/67/72/d5/6772d5ca-d3ec-8e5d-ec0d-a29ead36da8d/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/18/20/ba/1820bacb-2e6c-3dbb-585e-179f9182cf0e/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/85/e2/4d85e251-19e0-4e45-affa-5455cc3671f9/8_-_Apple_Pay_Apple_UK.jpg/1242x2688.png)

## Klarna Rating Breakdown in Griechenland
- 5 stars: 16,428 (94%)
- 4 stars: 617 (4%)
- 3 stars: 133 (1%)
- 2 stars: 65 (0%)
- 1 stars: 288 (2%)

## Klarna Reviews in Griechenland

### ***** "Τέλειο"
Με εξυπηρετεί αφάνταστα καλύτερα και από πιστωτική
-- Ντέμη, 2025-02-05

### ***** "Τελεια εφαρμογη και υπηρεσιες"
Ευχαριστω την κλαρνα που εχει επιλογη πλανου πληρωμης με χρεωστικη καρτα
-- φγγσηξακδ, 2025-01-21

### ***** "ΑΨΟΓΗ"
Αγαπώ την εφαρμογή! Με έχει βοηθήσει να κάνω μεγάλες αγορές πολύ εύκολα, πολύ ρυθμισμένες, ΧΩΡΙΣ τόκους! ΟΤΙ ΚΑΛΥΤΕΡΟ!
-- Konnie001, 2025-01-11

### ***** "Τέλειο"
Τέλειο
-- Sabri 1985, 2025-01-06

### *---- "Επαλήθευση ταυτότητα"
Δεν είναι εύκολο να κάνεις επαλήθευση ταυτότητας! Ακόμα δεν έχω καταφέρει μετά από 50 προσπάθειες.
-- Lazaros pre, 2025-01-04

### ***** "Super buys"
Perfect
-- AXARCON, 2025-01-02

### *---- "Άχρηστο"
Σου στέλνει κωδικό το βάζεις λέει δεν αντιστοιχεί 
Μιλάμε για ώρες χαμένες
-- yiannisDM, 2024-12-30

### ***** "Safe and easy shopping"
Οτι καλύτερο για αυτές τις δύσκολες εποχές που διανύουμε
-- Chris Koulouris, 2024-12-25

### *---- "Απογοητευμένη"
Δεν έμεινα καθόλου ικανοποιημένη… Οποιοδηποτε πρόβλημα αντιμετωπισα έκανα μέρες να επικοινωνήσω μαζί τους γιατί καθυστερούν να σου απαντήσουν και το αρχικό ποσό που είχα προγραμματίσει να πλήρωσω μου το διπλασιάσανε και δεν κατάφερα να φτάσω στην στην ολοκλήρωση της παραγγελίας ποτέ .. Άπαραδεκτοι !!!
-- Ναζι, 2024-12-20

### *---- "Fix it"
It doesn’t accept my identity 
Or my passport
-- kofidhs, 2024-12-14

### ***** "Good"
I am very happy with what this service offers. Excellent so far 👍
-- DMTRDV, 2024-12-10

### ***** "Very good!!"
Very good shop!!
-- Τολης Ταραλας, 2024-12-09

### ***** "Awesome"
Those swedes did it again
-- Die Wand und das Auto, 2024-12-08

### **--- "Δεν μπορώ να χρησιμοποιήσω τις κάρτες στο σούπερ μάρκετ από τότε που χρησιμοποιώ κλαρνα"
Δεν θέλω την εφαρμογή πρώτα ήταν εύκολα κσι χρήσιμα δώρα δεν μπορώ
-- Μαριο γιαυρος, 2024-12-07

### ***** "Widget"
We need widget for iPhone..Thank you..
-- ScofieldChris, 2024-12-07

### ***** "Υπέροχα όλα"
Μπράβο για αυτή την εφαρμογή….πιστευω είναι η καλύτερη που υπάρχει!!!!!!
-- ειστε οι καλυτεροι, 2024-12-07

### ***** "Όλα μια χαρά !"
Χρησιμοποιώ την Klarna δύο χρόνια σχεδόν και όλα είναι μια χαρά , δεν έχει προκύψει κάτι , και μακάρι να μπει σε ακόμα περισσότερα καταστήματα ! Έχω κάνει πολλές αγορές !
-- vasovam, 2024-11-26

### *---- "ID verification"
Cannot complete any buy. It doesn’t recognises neither my ID or my driving license
-- Makarampa, 2024-11-23

### *---- "Doesn’t accept non-EU resident"
I live, I work, I pay taxes, I have a bank account, I have a residence permit in an EU country but because I don’t have an EU passport Klarna doesn’t accept me. Seriously now???
-- Jessie25117, 2024-11-20

### *---- "Unacceptable"
I used to be a user of stocard a very basic Offline app to store all your royalty cards. From what I understand the got bought by klarna...why do I have to create an account with mobile and email to get my cards and leave for another app?!!? I don't want a klarna or another shopping app. I just want my information royalty card info to import them wherever I want is I see fit! They use the take over to gather people info... And I'm not one of the people that don't want to put their email "out there" but this feels like extortion!
-- Ioannbi, 2024-11-08

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Norwegen | Finance | #1 |
| Top Kostenlos | Finnland | Finance | #1 |
| Top Kostenlos | Österreich | Finance | #2 |
| Top Kostenlos | Schweiz | Finance | #2 |
| Top Kostenlos | Belgien | Finance | #2 |
| Top Kostenlos | Schweden | Finance | #2 |
| Top Kostenlos | Portugal | Finance | #3 |
| Top Kostenlos | Irland | Finance | #3 |
| Top Kostenlos | Niederlande | Finance | #4 |
| Top Kostenlos | Dänemark | Finance | #4 |
| Top Kostenlos | Italien | Finance | #4 |
| Top Kostenlos | Deutschland | Finance | #6 |
| Top Kostenlos | Griechenland | Finance | #6 |
| Top Kostenlos | Polen | Finance | #7 |
| Top Kostenlos | Vereinigtes Königreich | Finance | #7 |
| Top Kostenlos | Frankreich | Finance | #8 |
| Top Kostenlos | Kanada | Finance | #8 |
| Top Kostenlos | Spanien | Finance | #10 |
| Top Kostenlos | Ungarn | Finance | #11 |
| Top Kostenlos | Neuseeland | Finance | #12 |
| Top Kostenlos | Vereinigte Staaten | Finance | #13 |
| Top Kostenlos | Rumänien | Finance | #14 |
| Top Kostenlos | Tschechien | Finance | #19 |
| Top Kostenlos | Australien | Finance | #22 |
| Top Kostenlos | Finnland | Overall | #28 |
| Top Kostenlos | Schweiz | Overall | #29 |
| Top Kostenlos | Portugal | Overall | #30 |
| Top Kostenlos | Norwegen | Overall | #32 |
| Top Kostenlos | Griechenland | Overall | #42 |
| Top Kostenlos | Österreich | Overall | #43 |
| Top Kostenlos | Schweden | Overall | #44 |
| Top Kostenlos | Italien | Overall | #46 |
| Top Kostenlos | Südafrika | Finance | #48 |
| Top Kostenlos | Deutschland | Overall | #51 |
| Top Kostenlos | Belgien | Overall | #55 |
| Top Kostenlos | Vereinigtes Königreich | Overall | #55 |
| Top Kostenlos | Irland | Overall | #65 |
| Top Kostenlos | Dominikanische Republik | Finance | #78 |
| Top Kostenlos | Spanien | Overall | #80 |
| Top Kostenlos | Niederlande | Overall | #91 |
| Top Kostenlos | Frankreich | Overall | #94 |
| Top Kostenlos | Dänemark | Overall | #103 |
| Top Kostenlos | Vereinigte Staaten | Overall | #132 |
| Top Kostenlos | Polen | Overall | #141 |
| Top Kostenlos | Ungarn | Overall | #155 |
| Top Kostenlos | Kanada | Overall | #156 |
| Top Kostenlos | Israel | Finance | #160 |
| Top Kostenlos | Kolumbien | Finance | #161 |
| Top Kostenlos | Rumänien | Overall | #173 |
| Top Kostenlos | Neuseeland | Overall | #186 |
| Top Kostenlos | Aserbaidschan | Finance | #188 |
| Top Kostenlos | Ecuador | Finance | #194 |
| Top Kostenlos | Chile | Finance | #195 |
| Top Kostenlos | Mexiko | Finance | #216 |
| Top Kostenlos | Tschechien | Overall | #230 |
| Top Kostenlos | Peru | Finance | #240 |
| Top Kostenlos | Ägypten | Finance | #260 |
| Top Kostenlos | Australien | Overall | #310 |
| Top Kostenlos | Brasilien | Finance | #412 |
| Top Kostenlos | Malaysia | Finance | #470 |

## Klarna Discovered Keywords
- pay later
- n26
- eatsy
- money bank 3d
- extasy
- save for later
- younow
- shop for pay
- we all pay
- latr

## Apps Similar to Klarna
- [DHgate-Online Wholesale Stores](https://apptail.io/de/app/dhgate-online-wholesale-stores-Itf/greece)
- [PrettyLittleThing](https://apptail.io/de/app/prettylittlething-jQj/greece)
- [LovelyWholesale-Shopping](https://apptail.io/de/app/lovelywholesale-shopping-sVu/greece)
- [UNice: Wigs & Hair Bundles](https://apptail.io/de/app/unice-wigs-hair-bundles-anK/greece)
- [Rent-A-Center](https://apptail.io/de/app/rent-a-center-LrK/greece)

## Klarna Available In
- [Vereinigte Staaten](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Deutschland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/germany)
- [Schweden](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Vereinigtes Königreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Italien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/italy)
- [Norwegen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/norway)
- [Niederlande](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Frankreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/france)
- [Kanada](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/canada)
- [Österreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/austria)
- [Spanien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/spain)
- [Belgien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Australien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/australia)
- [Schweiz](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Finnland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/finland)
- [Portugal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Polen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/poland)
- [Tschechien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Griechenland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/greece)
- [Dänemark](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Irland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Rumänien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/romania)
- [Slowakei](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Ungarn](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Neuseeland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Brasilien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Mexiko](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Indien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/india)
- [Luxemburg](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Thailand](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Kolumbien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Südafrika](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Bulgarien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Angola](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/angola)
- [Dominikanische Republik](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Slowenien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Kroatien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Ägypten](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Argentinien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Peru](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/peru)
- [Japan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/japan)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Litauen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Taiwan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Senegal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Sri Lanka](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Lettland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Zypern](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Ecuador](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Estland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Kenia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Südkorea](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Chile](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/chile)
- [Malta](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/malta)
- [Aserbaidschan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Malaysia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Uganda](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uganda)
- [Honduras](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Jamaika](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Panama](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/panama)
- [Nordmazedonien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Jordanien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Nepal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Armenien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Suriname](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Israel](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/israel)
- [Paraguay](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Island](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Usbekistan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Katar](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Grenada](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Namibia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Bermuda](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Mauritius](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Bahrain](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Belize](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/belize)
- [Kaimaninseln](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Uruguay](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [Sonderverwaltungsregion Macau](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/macau)

---

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