---
title: "Klarna: Smarter everyday money - Bewertungen, Einnahmen und Downloads in Irland | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹ UK: Klarna’s Pay in 3/"
---

# Klarna: Smarter everyday money — Irland
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/a5/78/37/a578376f-c0eb-0be7-cb5b-d6c3cd2bb6dc/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/de/developer/klarna-bank-DDQ) (Schweden)
**Category:** Finance
**Rating:** 4.8/5 (16,883 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Irland
**Version:** 26.25.309 (released 2026-06-22)
**Original Release:** 2016-06-22
**Languages:** Italian, Dutch, Greek (modern), Swedish, Slovak, Czech, Danish, German, Norwegian Bokmål, Hungarian, Finnish, French, Portuguese, Polish, Romanian, English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ie/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ireland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ireland)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹ UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹ Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

² UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. 

² UK & Ireland: Paid membership required for Klarna Card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.


UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 


UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴ Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

USE KLARNA WITH APPLE PAY
Split the cost with Klarna on Apple Pay, available in-store and online.

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c2/53/a9/c253a93b-3f4f-e8ba-7061-515e54578981/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/2e/f7/252ef76d-0614-35ec-a695-cbd8ad6a35f7/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/1e/df/7c/1edf7c27-4d1b-6831-6b30-8d9f3a06d850/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4d/8f/83/4d8f83d9-de18-2b2f-1de9-6ed4bc5ff13e/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/7d/a8/737da8d2-4a45-24b7-6ac1-06a83102ca64/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/67/72/d5/6772d5ca-d3ec-8e5d-ec0d-a29ead36da8d/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/18/20/ba/1820bacb-2e6c-3dbb-585e-179f9182cf0e/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/85/e2/4d85e251-19e0-4e45-affa-5455cc3671f9/8_-_Apple_Pay_Apple_UK.jpg/1242x2688.png)

## Klarna Rating Breakdown in Irland
- 5 stars: 15,598 (92%)
- 4 stars: 663 (4%)
- 3 stars: 213 (1%)
- 2 stars: 87 (1%)
- 1 stars: 322 (2%)

## Klarna Reviews in Irland

### *---- "A step back from previous app"
The previous app was apparently decommissioned and somehow forced me to install this one. Previous app was offering the same experience plus had widgets! Which they were very useful to me. I could tap to a store card on the widget itself rather than opening the app. But this new app does not support widgets apparently. Sadly it is a step back from the old one.
-- J4st83, 2024-12-15

### *---- "Fuming"
Won’t let me use Klarna on the sites I have used before!!!!
-- kapoorlkhg, 2024-12-11

### ***** "Happy Customer"
Very Happy Customer
-- Teddy Jakeboy, 2024-12-07

### *---- "Terrible App"
I have tried Klarna for flights and different things for months never works, always says “We couldn't verify your personal information” even though it’s been verified. I contacted customer support, was told I was verified. Just terrible service and app needs to be upgraded or something. How can so many people complain about the same thing without anything being done
-- St Jae, 2024-11-28

### *---- "Joke app"
It seems like this app is just fancy UI and do not provide any value.
I tried to buy 2 times with their installments, but it always errors
It refuses to show how much can I use, even though they know that. How I’m I supposed to use it then, just to try different amounts?? What a joke…
Really disappointed about the lack of transparency, ai chat that replicate FAQs(like I did not read them beforehand )
I would recommend business owners to avoid it, as it’s useless
-- Mihail_Andoni, 2024-11-13

### *---- "Forced to switch from Stocard"
Was a happy Stocard user until Klarna shut it down and forced users to switch to their app which was bloated with features I didn't want. Wasn't happy that you were required to opt-in to certain tracking features and provide both mobile and email. Uninstalled, deleted Klarna account and found a more suitable loyalty card app that does the basics well without all the tracking.
-- philiporeilly, 2024-11-02

### **--- "Terrible!"
I have currently ordered a SHEIN order over 550 euro, everything was all good up until Klarna decided to log me out of my account and now I have no way of logging on neither I have a way of paying for it now. Every time I try to log in there’s someone’s random phone number on it which is most definitely not mine or any of my relatives and no option anywhere to report it or change it!!! Don’t bother sending me letters that it’s not payed for if you’re not going to pick up my phone calls and solve the issue!
-- kshduejs, 2024-10-12

### *---- "Would give a minus if I could"
I was a Stocard customer, recommended the app to everyone and took all my loyalty cards and kept them there. Safely I thought. I am not impressed with Klarna. I liked Stocard -  I went through the suggestion from Stocard to download Klarna app and went through the steps to transfer all the cards automatically (to be pulled over) but bottom line, that did not happen. Klarna customer Service are telling me that I now need to pull all the airlines, grocery, clothing, health store, book and shop cards to manually upload them to Klarna app, which keeps asking me for payment methods too! I don’t think so. It’s been major inconvenience as I probably no longer have half the physical cards. Klarna Not recommended by me.
-- AMMC1, 2024-09-24

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Schweiz | Finance | #2 |
| Top Kostenlos | Finnland | Finance | #2 |
| Top Kostenlos | Österreich | Finance | #2 |
| Top Kostenlos | Niederlande | Finance | #3 |
| Top Kostenlos | Portugal | Finance | #3 |
| Top Kostenlos | Irland | Finance | #3 |
| Top Kostenlos | Norwegen | Finance | #3 |
| Top Kostenlos | Dänemark | Finance | #3 |
| Top Kostenlos | Schweden | Finance | #4 |
| Top Kostenlos | Belgien | Finance | #4 |
| Top Kostenlos | Italien | Finance | #5 |
| Top Kostenlos | Deutschland | Finance | #5 |
| Top Kostenlos | Frankreich | Finance | #6 |
| Top Kostenlos | Vereinigtes Königreich | Finance | #6 |
| Top Kostenlos | Polen | Finance | #6 |
| Top Kostenlos | Griechenland | Finance | #8 |
| Top Kostenlos | Kanada | Finance | #9 |
| Top Kostenlos | Spanien | Finance | #10 |
| Top Kostenlos | Neuseeland | Finance | #11 |
| Top Kostenlos | Ungarn | Finance | #12 |
| Top Kostenlos | Vereinigte Staaten | Finance | #15 |
| Top Kostenlos | Rumänien | Finance | #17 |
| Top Kostenlos | Schweiz | Overall | #19 |
| Top Kostenlos | Tschechien | Finance | #20 |
| Top Kostenlos | Australien | Finance | #23 |
| Top Kostenlos | Finnland | Overall | #41 |
| Top Kostenlos | Italien | Overall | #44 |
| Top Kostenlos | Deutschland | Overall | #45 |
| Top Kostenlos | Österreich | Overall | #49 |
| Top Kostenlos | Niederlande | Overall | #57 |
| Top Kostenlos | Südafrika | Finance | #59 |
| Top Kostenlos | Portugal | Overall | #61 |
| Top Kostenlos | Belgien | Overall | #62 |
| Top Kostenlos | Norwegen | Overall | #64 |
| Top Kostenlos | Irland | Overall | #67 |
| Top Kostenlos | Griechenland | Overall | #68 |
| Top Kostenlos | Schweden | Overall | #71 |
| Top Kostenlos | Vereinigtes Königreich | Overall | #75 |
| Top Kostenlos | Dominikanische Republik | Finance | #89 |
| Top Kostenlos | Spanien | Overall | #118 |
| Top Kostenlos | Dänemark | Overall | #126 |
| Top Kostenlos | Frankreich | Overall | #140 |
| Top Kostenlos | Polen | Overall | #147 |
| Top Kostenlos | Vereinigte Staaten | Overall | #156 |
| Top Kostenlos | Ungarn | Overall | #159 |
| Top Kostenlos | Ecuador | Finance | #160 |
| Top Kostenlos | Neuseeland | Overall | #164 |
| Top Kostenlos | Chile | Finance | #178 |
| Top Kostenlos | Kanada | Overall | #181 |
| Top Kostenlos | Mexiko | Finance | #190 |
| Top Kostenlos | Rumänien | Overall | #207 |
| Top Kostenlos | Kolumbien | Finance | #207 |
| Top Kostenlos | Aserbaidschan | Finance | #225 |
| Top Kostenlos | Tschechien | Overall | #242 |
| Top Kostenlos | Peru | Finance | #259 |
| Top Kostenlos | Ägypten | Finance | #278 |
| Top Kostenlos | Australien | Overall | #288 |
| Top Kostenlos | Israel | Finance | #346 |
| Top Kostenlos | Brasilien | Finance | #456 |

## Klarna Discovered Keywords
- buy
- sparkasse  ihre mobile filiale
- n/a
- moneysavingexpert
- pay later
- save for later
- and bank
- shop for pay
- buy now
- mobile banking online

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## Klarna Available In
- [Vereinigte Staaten](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Deutschland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/germany)
- [Schweden](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Vereinigtes Königreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Italien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/italy)
- [Norwegen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/norway)
- [Niederlande](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Frankreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/france)
- [Kanada](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/canada)
- [Österreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/austria)
- [Spanien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/spain)
- [Belgien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Australien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/australia)
- [Schweiz](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Finnland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/finland)
- [Portugal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Polen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/poland)
- [Tschechien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Griechenland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/greece)
- [Dänemark](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Irland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Rumänien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/romania)
- [Slowakei](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Ungarn](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Neuseeland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Brasilien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Mexiko](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Indien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/india)
- [Luxemburg](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Thailand](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Kolumbien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Südafrika](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Bulgarien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Angola](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/angola)
- [Dominikanische Republik](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Ägypten](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Slowenien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Kroatien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Argentinien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Peru](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/peru)
- [Japan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/japan)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Litauen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Taiwan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Senegal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Sri Lanka](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Ecuador](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Lettland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Zypern](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Südkorea](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Estland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Kenia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Chile](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/chile)
- [Aserbaidschan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Malta](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/malta)
- [Malaysia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Honduras](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Uganda](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uganda)
- [Nordmazedonien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Armenien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Jamaika](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Panama](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/panama)
- [Jordanien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Nepal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Suriname](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Israel](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/israel)
- [Paraguay](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Grenada](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Island](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Katar](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Usbekistan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Namibia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Bahrain](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Bermuda](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Mauritius](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Kaimaninseln](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Belize](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/belize)
- [Uruguay](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [Sonderverwaltungsregion Macau](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/macau)

---

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