---
title: "Klarna: Smarter everyday money - Bewertungen, Einnahmen und Downloads in Vereinigtes Königreich | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹UK: Klarna’s Pay in 3/P"
---

# Klarna: Smarter everyday money — Vereinigtes Königreich
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/0d/b3/63/0db363bf-343d-436a-1c56-7ade1beda566/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/de/developer/klarna-bank-DDQ) (Schweden)
**Category:** Finance
**Rating:** 4.9/5 (507,535 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Vereinigtes Königreich
**Version:** 26.29.240 (released 2026-07-17)
**Original Release:** 2016-06-22
**Languages:** English, Czech, Danish, Dutch, Finnish, French, German, Greek (modern), Hungarian, Italian, Norwegian Bokmål, Polish, Portuguese, Romanian, Slovak, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-kingdom](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-kingdom)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

²UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. 

²UK & Ireland: Paid membership required for a physical card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.

UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 

UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

KLARNA MOBILE

Get unlimited 5G for just £15/month.⁵ No hassle, cancel anytime.⁶

⁵UK: Klarna Mobile is provided by Gigs, and uses the Vodafone network. Klarna acts as an agent on Gigs' behalf. Klarna Mobile Subscription Terms and Gigs' End User Service Agreement apply:  Unlimited data is subject to Gigs' Acceptable Use Policy:  

⁶UK: You may cancel your subscription at any time in the Klarna app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a6/14/56/a614569f-2fe1-2b8e-db40-be7fb6d286eb/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6c/1e/35/6c1e35c4-11e9-1f73-074c-260c2ed5b55c/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f9/c3/52/f9c35213-a21a-23ac-33b3-d183ed318d9f/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/25/76/72/257672e3-4360-e548-54c5-fdd5d0366f99/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/fd/b4/c4fdb4dd-8e14-519b-792a-1afe8eb4bfa8/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/97/6e/4d976e64-0e89-14cc-6469-115bdf4e7c5f/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/94/fe/02/94fe02ef-057e-eac7-a1a9-779e0c7d11c7/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/ec/e7/aaece700-bcbf-4251-662d-c6bdb52ca44c/8_-_Mobile_plan_UK_Apple.jpg/1242x2688.png)

## Klarna Rating Breakdown in Vereinigtes Königreich
- 5 stars: 470,986 (93%)
- 4 stars: 20,002 (4%)
- 3 stars: 5,384 (1%)
- 2 stars: 2,192 (0%)
- 1 stars: 8,971 (2%)

## Klarna Reviews in Vereinigtes Königreich

### *---- "Can’t use Klarna to purchase anything"
It is very difficult these days to use Klarna to purchase things
-- Gangatuali, 2025-01-07

### ***** "Klarna"
If it wasn’t for Klarna I would never been able to do Christmas and I have been late with payments and they are so helpful and understanding.
-- kazinger, 2025-01-06

### *---- "To fumble"
Just all over the place. Tells me everything fine until purchase time.
-- Ideologicduck, 2025-01-05

### ****- "App is a little glitchy"
App a little glitchy otherwise I like using Klarna, gives me peace of mind to know I’m not being scammed
-- JWOODZZZ, 2025-01-05

### *---- "A honest trap"
Coming from someone who’s never been the best with money management, I downloaded Klarna late 2023, I’ve never been good with money and it seemed amazing to be able to afford presents and good items without paying bad interest rates, fast forward to January 2025, I find myself still in debt with Klarna, there’s no credit check ect and someone like me shouldn’t of been able to do this, I’m paying my payments and never using it again 

If your anything like me, stay clear and save up for your products, it’s a trap!
-- Aiden081219, 2025-01-05

### ***** "App"
Ace app when it works
-- starieman, 2025-01-04

### *---- "Security systems not fit for purposes"
I place a lot of time and effect placing an order via this app using multiple forms of id and facial recognition was rubbish. Really unsatisfying.
-- John.p.c, 2025-01-03

### ***** "£££"
Best payment plan by far why get yourself in debt with a credit card so come and join KLARNA 😎
-- C’mon you know, 2025-01-03

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Schweden | Finance | #2 |
| Top Kostenlos | Irland | Finance | #2 |
| Top Kostenlos | Norwegen | Finance | #2 |
| Top Kostenlos | Portugal | Finance | #4 |
| Top Kostenlos | Schweiz | Finance | #4 |
| Top Kostenlos | Italien | Finance | #4 |
| Top Kostenlos | Österreich | Finance | #4 |
| Top Kostenlos | Belgien | Finance | #4 |
| Top Kostenlos | Finnland | Finance | #4 |
| Top Kostenlos | Niederlande | Finance | #5 |
| Top Kostenlos | Griechenland | Finance | #5 |
| Top Kostenlos | Vereinigtes Königreich | Finance | #6 |
| Top Kostenlos | Dänemark | Finance | #6 |
| Top Kostenlos | Deutschland | Finance | #7 |
| Top Kostenlos | Frankreich | Finance | #9 |
| Top Kostenlos | Ungarn | Finance | #11 |
| Top Kostenlos | Vereinigte Staaten | Finance | #11 |
| Top Kostenlos | Neuseeland | Finance | #12 |
| Top Kostenlos | Polen | Finance | #12 |
| Top Kostenlos | Kanada | Finance | #12 |
| Top Kostenlos | Spanien | Finance | #13 |
| Top Kostenlos | Rumänien | Finance | #17 |
| Top Kostenlos | Tschechien | Finance | #19 |
| Top Kostenlos | Australien | Finance | #27 |
| Top Kostenlos | Schweden | Overall | #40 |
| Top Kostenlos | Schweiz | Overall | #42 |
| Top Kostenlos | Finnland | Overall | #43 |
| Top Kostenlos | Deutschland | Overall | #47 |
| Top Kostenlos | Italien | Overall | #50 |
| Top Kostenlos | Portugal | Overall | #51 |
| Top Kostenlos | Griechenland | Overall | #52 |
| Top Kostenlos | Südafrika | Finance | #52 |
| Top Kostenlos | Irland | Overall | #61 |
| Top Kostenlos | Österreich | Overall | #61 |
| Top Kostenlos | Vereinigtes Königreich | Overall | #62 |
| Top Kostenlos | Norwegen | Overall | #83 |
| Top Kostenlos | Dominikanische Republik | Finance | #85 |
| Top Kostenlos | Belgien | Overall | #89 |
| Top Kostenlos | Niederlande | Overall | #91 |
| Top Kostenlos | Spanien | Overall | #119 |
| Top Kostenlos | Vereinigte Staaten | Overall | #121 |
| Top Kostenlos | Ungarn | Overall | #141 |
| Top Kostenlos | Frankreich | Overall | #146 |
| Top Kostenlos | Dänemark | Overall | #149 |
| Top Kostenlos | Neuseeland | Overall | #164 |
| Top Kostenlos | Kanada | Overall | #169 |
| Top Kostenlos | Peru | Finance | #178 |
| Top Kostenlos | Ecuador | Finance | #183 |
| Top Kostenlos | Polen | Overall | #195 |
| Top Kostenlos | Rumänien | Overall | #196 |
| Top Kostenlos | Mexiko | Finance | #216 |
| Top Kostenlos | Kolumbien | Finance | #220 |
| Top Kostenlos | Tschechien | Overall | #223 |
| Top Kostenlos | Chile | Finance | #234 |

## Klarna Discovered Keywords
- easymoney invest
- money online
- make free money
- paypal credit
- paypal app
- paypal uk
- paypal
- ebay shopping
- zilch buy now pay later
- humm

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## Klarna Available In
- [Vereinigte Staaten](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Deutschland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/germany)
- [Schweden](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Vereinigtes Königreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Italien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/italy)
- [Norwegen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/norway)
- [Niederlande](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Frankreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/france)
- [Kanada](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/canada)
- [Österreich](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/austria)
- [Spanien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/spain)
- [Belgien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Australien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/australia)
- [Schweiz](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Portugal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Finnland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/finland)
- [Polen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/poland)
- [Tschechien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Griechenland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/greece)
- [Dänemark](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Irland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Rumänien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/romania)
- [Slowakei](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Ungarn](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Neuseeland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Brasilien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Mexiko](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Indien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/india)
- [Luxemburg](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Kolumbien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Thailand](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Südafrika](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Bulgarien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Angola](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/angola)
- [Dominikanische Republik](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Kroatien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Ägypten](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Slowenien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Argentinien](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Peru](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/peru)
- [Japan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/japan)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Litauen](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Zypern](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Taiwan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Ecuador](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Senegal](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Sri Lanka](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Lettland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Südkorea](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Chile](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/chile)
- [Kenia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Estland](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Malaysia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/malaysia)
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- [Katar](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Namibia](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Usbekistan](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Bahrain](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Uruguay](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [Kaimaninseln](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Belize](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/belize)
- [Sonderverwaltungsregion Macau](https://apptail.io/de/app/klarna-smarter-everyday-money-Xoj/macau)

---

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