Memo Pad - Simple Note Pad

Xiva is changing the way small business owners are paid.
Our mission is to support the one-person powerhouse, one gig at a time.
With our free app, getting paid becomes fast and simple with earnings sent straight to your bank account. And with no lock-in contracts or monthly fees, you keep more pay in your pocket.

Payments
• Get paid your way. Give your clients the payment options that suit them best.
• Seamless in-person payments. Accept instant payments with a quick QR code scan.
• Easy remote payments. Send payment requests effortlessly via WhatsApp, SMS, email, Instagram, and more with shareable payment links.
• Accept all major payment methods. Take card and digital wallet payments with Visa, Mastercard, Apple Pay, and Google Pay — all at one simple, transparent rate.
• Faster access to your funds. Take advantage of quick, next-day payouts.
• Maximise your earnings. Keep more of your earnings with our pay-as-you-earn model – you only pay when you make a sale.
Xiva Hub
• Be discovered 24/7. Show up online with your free business profile — no website needed.
• Let customers book you. Share your services and availability so clients can book anytime.
• Get paid your way. Accept payments upfront or after the job, all from your profile.
• Update easily. Edit your info, services, and hours in just a few taps.
• Join the community. Join a growing network of independent business owners on Xiva.
Booking management
• Organise your schedule with ease. Keep your jobs and availability perfectly in sync.
• Minimise cancellations. Reduce no-shows by giving clients the option to pay upfront when they book.
• Integrated appointment and payment handling. Manage your bookings and associated payments in one central location.
• Automated payment tracking and reminders. Easily monitor customer payments and send timely reminders, saving you time and effort.
Refunds and tracking
• Simplified transaction oversight. Manage and review all your business transactions in one place.
• Seamless in-app refunds. Issue refunds instantly from the app.
• Clear and instant payments overview. View your earnings at a glance.

Run your business in one free app
• Analytics. See how your business is doing with a clear overview of earnings.
• Support. Get help from real people whenever you need it.
• Customer list. Easily add, edit, and search for clients.
• Service list. Add and update services you offer.
• Automatic emails. Send updates to clients automatically.
• Sales overview. See how your business is doing at a glance.
• Easy access. Find your tools and profile settings in one spot.

Download Xiva and change the way you are paid today.