---
title: "Monarch: Budget & Track Money - Bewertungen, Einnahmen und Downloads in Kanada | Apple App Store"
description: "Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, "
---

# Monarch: Budget & Track Money — Kanada
> Spending, Net Worth, Investing

![Monarch App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e4/cf/b5/e4cfb5d6-456e-c576-4d38-f6ffe17107fd/AppIcon-Default-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Monarch Money](https://apptail.io/de/developer/monarch-money-IwOd) (Vereinigte Staaten)
**Category:** Finance
**Rating:** 4.7/5 (4,404 ratings)
**Price:** Free
**Bundle ID:** com.monarchmoney.mobile
**Store:** Apple App Store
**Country:** Kanada
**Version:** 2.0.114 (released 2026-09-02)
**Original Release:** 2020-11-18
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id1459319842)
**AppTail Page:** [https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada)

## Monarch Description
Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together.

Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.”

Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. 

Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool.

Track
- Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth.
- Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment.
- Keep an eye on subscriptions so you can cancel what you no longer need.
- Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due.
- Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds.
- View and customize reports for quick insights on your spending across groups and categories and trends over time.

Budget
- Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy.
- Get a quick view of your budget progress with visual progress bars and a dashboard widget.
- Customize your groups and categories, emojis, and your notifications to keep you on track.

Collaborate
- Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost.
- Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you.

Plan
- Create and track progress toward your medium and long term goals.
- Set up contributions toward your goals within your monthly budget, and watch your savings compound over time.

A Membership With You in Mind

Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. 

No Ads

Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need.

Private and Secure

Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties.

MEMBERSHIP DETAILS

Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select.

Privacy Policy: 

Terms of Use: 

## Monarch Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ab/cc/8e/abcc8ed9-8509-d86e-b304-09b2345176af/Frame_1400002678.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/af/36/67/af3667fa-359b-81cb-81fc-8489578a9651/Frame_1400002737.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ca/53/1a/ca531a2f-dde3-8937-d472-80bfa3514241/Frame_1400002681.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a8/b8/a1/a8b8a1e8-8e3b-2792-2565-0061ef56f135/Frame_1400002682.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/44/31/64/44316429-b9e6-3b2d-46b7-0e7beb35bfe1/Frame_1400002683.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2f/25/7e/2f257e8a-a9dd-64fa-0f92-7e53f876e412/Frame_1400002684.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7f/b0/18/7fb0183a-98dd-15aa-a73c-00d01946b73d/updated_Goals_UI_-_March__U002726.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a2/eb/2c/a2eb2c5c-d6dd-5758-0df4-41b0dde99557/Frame_1400002692.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/62/e0/a3/62e0a376-b52b-24ac-bb82-c412b6ba4347/Frame_1400002685.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/68/d6/be/68d6be0c-4072-7799-b9ed-6e6e03f9a2ae/monarch-start-today-1242x2688.png/1242x2688.png)

## Monarch Rating Breakdown in Kanada
- 5 stars: 3,602 (82%)
- 4 stars: 566 (13%)
- 3 stars: 97 (2%)
- 2 stars: 34 (1%)
- 1 stars: 105 (2%)

## Monarch Reviews in Kanada

### ****- "Great!"
I love this app. It has opened my eyes COMPLETELY to my financial situation and where I can improve. The only issue is my bank is strictly Canadian, so there are delays in connection -> delays in transactions updating. But not the end of the world. Great app
-- D.mtaylor, 2026-09-01

### *---- "Doesn’t work"
No transaction show up.
-- EurasianFlower, 2026-08-30

### *---- "Sorry Canada"
Not compatible for me in Canada banking.
-- Sukii in Sooke, 2026-08-25

### *---- "CIBC, nearly impossible"
You need to manually download your CIBC transactions to make this app work. OBSI or FCAC need to get involved.
-- J3ff3ryc, 2026-08-25

### *---- "Waste of money!"
If you are a Canadian don’t bother choosing this app. It is so frustrating! There are constant connection issues with all Canadian banks. I utilize 4 different Canadian Banks and have connection issues at one or another on a daily, weekly basis. 
I will NOT be renewing ! Urgh
-- Old Bat 1728, 2026-08-24

### ****- "Review"
9/10 app, only issue is that I need to reconnect my accounts every week
-- ahhahahahhaah, 2026-08-24

### *---- "Doesn't work with island savings"
Doesn't work at all with island savings. Me spending money at a gas station isn't income but to the app it is
-- AlexMzk, 2026-08-22

### *---- "Doesn’t connect with Scotiabank"
Would love to use the app but it doesn’t connect with Scotiabank and it seems like it’s been over 9 months of issues with that connection so it seems they don’t take it seriously
-- mgbrt, 2026-08-21

### *---- "Garbage"
Doesn’t connect in canada
-- jlhj187, 2026-08-03

### ***** "Loving Monarch!"
I’ve used budgeting programs in the past but found them all lacking in features I wished they had. Simple things like adding a text note to an unusual transaction so that I could understand what it was for at some future date. Or being able to create any category I want so things don’t just fall into the ‘Shopping’ category. I’m able to fine tune things by having casual meals categorized as either ‘Restaurants & Bars’, or ‘Fast Food & Take-out’ or ‘Coffee Shops & Convenience Stores’. This allows me to see how my daily expenses are actually distributed among these areas so I know better where I could tighten up these potential money wasting activities. And the AI assistant is great. I have not yet seen a single shortcoming. Well done!!
-- IanYarrum, 2026-08-03

### *---- "Run"
I was a new customer and app never worked. I tried linking my account but as always nothing. Reached out to their customer service… No Response
-- Muhammad Umair Tayyab, 2026-08-01

### *---- "Unreliable, back to pen and paper solution(excel)."
Sync always an issue. Random, incomplete, disconnects, manual sync doesn’t help. Manual input is ridiculously slow. Not worth the time. Basically if you track with pen and paper you’re safe and won’t loose transactions. If you rely on Monarch…well. It is Mostly a struggle than a fin budgeting or spending analytical tool. Defeats the purpose, not worth the money Monarch is all about IMHO.
-- haokaiying, 2026-07-31

### ***** "Good app, love it, could be better"
I moved from US to Canada. Could use supposed for CAD vs USD mixed accounts. AI could be better. Canadian acc ask me for auth every 24 hours.

PS: lately I have stopped seeing ongoing month in monthly report. On Jul 28th, last month I see in monthly bar graph report is June. I used to see this before (arguably most imp month on that page)
-- Punit Kulkarni, 2026-07-28

### ***-- "Great other than connexion issues"
Love the app, it really helped us make a budget and stick to it. Our main issue is that my partner’s bank does lot work well with the connexion partners and it disconnects every day, and now doesn’t even want to connect at all. Not entirely the app’s fault obviously, but diversifying connexion partners and maybe reaching out to banks to be approved as a third party service would help
-- Joëlle_1012, 2026-07-26

### **--- "No Multi currency Support"
I purchased this app, and realized that it doesn’t have support for USD, EUR, GBP, etc account. It just adds them up as if 1 CAD = 1 EUR. This is critical if you or are travelling and using something bank accounts with different currencies. 

I’ll change my review to 5 stars when this critical feature is implemented.
-- Vasiliyx, 2026-07-26

[View all Monarch reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Monarch In-App Purchases
| Item | Price |
|------|-------|
| Monarch Subscription | $129.99 |
| Monthly Subscription | $19.99 |
| Yearly Subscription | $129.99 |
| Yearly Plus Subscription | $259.99 |

## Monarch Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Vereinigte Staaten | Finance | #7 |
| Top Umsatz | Kanada | Finance | #15 |
| Top Kostenlos | Vereinigte Staaten | Finance | #66 |
| Top Kostenlos | Kanada | Finance | #71 |

## Monarch Discovered Keywords
- budget
- budget tracker
- budget app free
- money budget finance
- free budget planner
- budget app
- home budget
- free budget app
- budgeting
- budgeting app

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## Monarch Available In
- [Vereinigte Staaten](https://apptail.io/de/app/monarch-budget-track-money-Phqb/united-states)
- [Kanada](https://apptail.io/de/app/monarch-budget-track-money-Phqb/canada)

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